Promo Offer

6% Off on FlexipayZero transactions

• Minimum spend: PHP 10,000 
• Discount will be at 6% off or up to PHP 8,000, whichever is lower 
• Valid for Flexipay transactions of up to 24 months 
• Valid for multiple use up to 10x per user within the promo period
• Valid for qualified BPI Credit Cards only 
• Valid from November 10, 2026, 8:00 pm to November 13, 2026

PHP 1,000 off with your BPI Credit Card 

• Minimum spend: Php 5,500 
• Valid for straight-payment transactions
• Valid for one-time use 
• Valid for BPI Credit Cardholders only 
• Valid from November 10, 2026 to November 12, 2026

Promo Period: November 10, 2026 to November 13, 2026

Mechanics

Qualifications

The promo is open to all cardholders of participating BPI Credit Cards whose accounts are active and in good standing.

• BPI Amore Cashback Card
• BPI Amore Platinum Cashback Card
• BPI Corporate Card
• BPI Edge Card
• BPI Gold Rewards Card
• BPI Platinum Rewards Card
• BPI Rewards Card
• BPI Signature Card
• BPI Signature Wealth Card
• Petron BPI Card
• Robinsons Cashback Card, powered by Visa

Merchant Terms and Conditions

1. The Promo shall not be applied to the purchase of formula milk (infant 0-6 months; 6-12 months; and/or 1-3 years old) and other products that may be excluded from time to time pursuant to applicable laws and regulations.

2. Lazada reserves the right to deny the discount voucher to users, if such vouchers are proven to be invalid or fraudulent, subject to DTI approval.

3. The cardholder’s use of, and purchase on, the Lazada Platform shall be subject to all applicable terms and conditions, including the Lazada Terms of Use and Terms and Conditions of Sale.

1. The Program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.

• BPI Amore Cashback Card 
• BPI Amore Platinum Cashback Card
• BPI Corporate Card
• BPI Edge Card
• BPI Gold Rewards Card 
• BPI Platinum Rewards Card
• BPI Rewards Card 
• BPI Signature Card
• BPI Signature Wealth Card
• Petron BPI Card 
• Robinsons Cashback Card, powered by Visa

2. BPI Credit Cardholders are entitled to avail of the FlexipayZero Program. This allows Cardholders to avail of 24 months 0% interest on installments at Merchant.

3. The Cardholder shall review and agree to be bound by the terms and conditions of Flexipay:

a. The FlexipayZero installment terms are available for a minimum single-receipt purchase requirement of PHP 3,000 or higher.

b. The terms may vary per merchant and may be available for select items only.

c. All installment transactions are subject to BPI’s approval.

d. Cardholder can also choose to avail of the other Flexipay features:

• Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

 Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method

• BPI will charge an early termination fee of PHP 550 + 2% on the principal amount should the cardholder decide to terminate the Flexipay transaction prior to the 1st billing.
• BPI will charge an early termination fee of PHP 550 for Flexipay transactions terminated after the first billing.

4. To qualify for the Program, the Cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at the Participating Merchant’s Online Installment Option.

5. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. However, if the dispute involves the participating Merchant and its performance and/or delivery of products to customer, subject to the General Provisions set out above, the decision of the Bank and Merchant with the concurrence of DTI shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.

6. Terms and conditions governing the issuance and use of BPI Credit Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Program.

1. Download the Lazada app for free via App Store for Apple users or Google Play store for Android users.

2. Select the item/s you wish to purchase then click “Add to Cart”. Prepare your card details for the transaction.

3. Click the Shopping Cart icon on the right, topmost portion of the screen to view all the items on your Shopping Cart.

4. Select the item/s you wish to purchase and once you have reviewed the items on your Shopping Cart, click “Check Out”.

5. Enter your shipping and billing information and select credit card with its corresponding discount as payment method.

6. Enter your BPI Credit Card details. For Flexipay transactions, choose installment, then BPI and your preferred tenor.

7. The Instant Off voucher will automatically apply once all purchase requirements for the Promo are met. Make sure to check if the discount was applied to total billing before proceeding to place the order.

8. Click “Place Order” to complete the transaction.

Lazada

For any questions or clarifications, please contact Lazada Customer Service.

BPI
For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

Per DTI Fair Trade Permit No. FTEB-271559 and 270470, Series of 2026