Promotion highlights
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Real 0% S.I.P.

Get up to 36* months Real 0% SIP with your BPI Credit Card.

*Available terms and minimum spend requirement vary per merchant.

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Up to 100% Bonus Madness Limit

Get a bonus installment credit limit of up to 100% of your regular credit line.

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Open to all BPI Credit Cardholders

So many participating cards you can use to avail of this promo.

Promotion mechanics

1. The program is open to BPI Cardholders of participating BPI Cards in good standing. The participating BPI Cards are as follows:

BPI Credit Cards

  • BPI Amore Cashback Card
  • BPI Amore Platinum Cashback Card
  • BPI Blue Mastercard / BPI Rewards Card
  • BPI Corporate Mastercard / BPI Corporate Card
  • BPI Edge Mastercard / BPI Edge Card
  • BPI Gold Mastercard / BPI Gold Rewards Card
  • Petron-BPI Mastercard / Petron BPI Card
  • BPI Visa Signature Card/ BPI Signature Card
  • BPI Platinum Rewards Mastercard / BPI Platinum Rewards Card

2. BPI cardholders are entitled to avail of the Real 0% installment program. This allows cardholders to avail up to 36 months Real 0% installment at partner merchants.

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (S.I.P.):

Terms and conditions

a. The S.I.P. Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000 or higher depending on the merchant.

b. The terms and spend requirement may vary per merchant and may be available for select items/services only.

c. All installment transactions are subject to BPI’s approval.

d. Cardholder can also choose to avail of other S.I.P. feature:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Qualified credit cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method:

  • BPI will charge an early termination fee of Php 550 plus 20% on the principal amount should the cardholder decide to terminate the S.I.P. transaction prior to the first billing.
  • BPI will charge an early termination fee of Php 550 for S.I.P. transactions terminated after first billing.

4. To qualify for the program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the participating merchant.

5. Any dispute concerning the products and/or services related to the program shall be settled directly between the cardholder and merchant.

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders, and other provisions contained in card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this program campaign.

Participating merchants

Here are the participating merchants for gadgets and electronics Real 0% S.I.P.

3GX Computer & It  G Fox Dataware ShowPat 12 Cellphone
5th Ave By Verzion  Gadget Headz  PC Chain Superstore  
8 Telcom  Gadgethub RetailPC Director's
A.C. Bello Cellphone & Accessories  GadgetkingPC Express  
A3 Ace Business  Gadgets@xtremePC Gadget Tech  
ABC StoreGadgetz AccessoriesPC Gadgets & Mobile
AbensonGalaxyhub Tchno Ltd  PC Gate
Accent MicroGalleon EnterprisesPC Home  
Accenthub  Game GizmoPC Hub Computer Tech
Ace Logic Computer SolutionGame One Gadget  PC Market Center  
Ace NetGamelinePC Quick Buys Computer
Acer ConceptGameone Tech  PC Square  
Acrotech  Garmin  PC Topia Computers  
ADI AsianicGeek & Gadgets  PC Worx  
ADI Gadgetworld  Gen San FotodigitalPC4ME One Stop Computer
Aen Fone Craze  Gensan Pcom EnterprisesPerfectshot
Aerofone  Gigahertz  Philippe Gadgets
AGF Elitegroup Dist  Globe  Phonected
Almark Computer  G-Ram ComputerPhones And Gadgets  
AmbassadorGraphic All-In-StorePineapple Island  
Andring's Mobile  Graphic Gadget  Pines Multi Telecom  
Anker  Great Airtime  Planet Gadget  
AnsonsGreen Grace SuccessPlatinum Mobile  
Anything Gaming  Green Tab  Play Telecom Center
Asus  Greentelcom Cp  PMJ Urban Gadget  
Audio Automation  GRPC Access Comp  Podworx
Audio PursuitsG-Shack CommPopular Computer Cor
Audio RefineryGuanzon MerchandisingPOS Digital
Audionet  Gui By 8telcom  Po's Marketing
AudiophilHaiteku Digi  Power Mac Center
Audiophile  Hannjerr Enterprise  Power Premium  
Automatic CentreHello PlusPowerhouse  
AV SurferHello Telecom  Preba (Huawei)  
Avid Sales  Henry's  Professionla PhotoPreba (Oppo)  
Banana Telecoms  Henry's ProfessionalPremier Av Automtn  
BCG Enterprises  Heyjoe  Presnet Cellphone  
Berlien MobileHi-Fi LoungePrimehub Products  
Beyond I.Tech  HLH GentechProg Wireless  
Beyond Mobile  HMRPromarigold  
Beyond the BoxHong Be Trading  Puerto Electronico  
Beyond Your Mobile  Hot Gadgets Trading  QSL Wireless  
Blinque Computer SalesHuawei  Qube  
Blue Hat  Huawei Concept  Rainbow
Blue Lite Gadgets  Huawei Lounge  RC Goldline Saleshop
Bluespace Tech  Hypertech ComputersRed Icenter Tech  
Bodega SiteI.Tech Trading  Rfone Solutions  
Boma Techcom  Ibook Computer StoreRoyal Ytelecom  
Bong Countryphone  Iclick Digishop  Rulls Cellphones  
Bose  Icon Digital StationRulls Colonnade  
Boxtalks  IEC Computers  Rulls Super Metro Mandaue  
BSD International Mobile  Iliberty Tech  S Herrera Brothers  
Buko Mobile CenterIn-Box Personal PhonesSafariphone  
CamerahausInfinity LoopSamsung
CanonInfomax  Samsung Mobile Elements
CD Technologies AsiaInfonec Cell  Save 'N Earn Sales  
Cebu Qingxin Enterprises  Innove BcScan & Print
Cell- KidIntech WirelessSDL Mobile
Cellblitz  Intellicom Trading  Sendco Link Technologies
Cellboy  Intogadgets  Seven Six Seven  
Cellcare  Intune Pro MusicShutter Master  
Cellpod Shoppe  Ipc Sec Surv  Sienna Mobile  
Celltime  Istore Digital LifestyleSign On Electronics  
Cellulab Mobile  Istudio Computer  Silicon Valley
Celplus Fonshop  J & R ElectronicsSimplifiedcomp  
Charle's CellzoneJan BC Mobile  Smart  
Cheapid Computer  JBL Concept StoresSmartsys
Cherry Mobile  JBL Sound GallerySocial Techno  
Chon TelecomJDM Techno Computer  Sony Square
Circle Compubiz  JEJ Cellmania  Southbound  
Classic Hifi & Pro  JGL Brothers AllianceStandard Comp Center
Clipdata ComputerJI Telecom  STGC Technologies Comp
CNO Computer 'N Options  Jmbrar Albay Gadget  Storm Tech  
Columbia Comp Center  JPC Cellshoppe  Strom Mobile  
ComplinkJR MxpressSubscribers Place  
Comworks  J-Shan CellSunrise IT Technology
Concept Computer CenterJSL Cellphone  Sweetcom  
CopierOnline Philippines Inc.Jtpextremetech  Switch
Crate & BarrelJump And Enable  Symphony  
D.G Phones  Junrex  T Mobile  
Daily Silk MarketingJV Shop N Shop  T.H.E. Electronics Boutique
Datablitz  Kok's Stitch  Tablet City
Datacore Computer  LC Dragon Sales & ComTaurus Ele  
Datalink TechnologiesLeica CamerasTech1
Dataview Computer  Lenin Computer  Tech101 Techno  
Dataworx Office  Level3 PC Parts  Techbox  
Davao Future Bright Enterprise (Dfestore.Com)LGK Guanzon  Techno Kid  
Davao HPT Trading  Linkplus Com  Techno Mobile Hub  
DBK ElectronicsListen Up Audio & VideoTechnodot Mobile  
Denver's Computer  Listening Room  Technoholics
Dhans Gadget ShopLLS TelecomTechnomart  
Digilife Gadget  LRP Alibaba Gadget  Techwarez  
Digital HubLRP Myphone  Techy Me  
Digital Interface  Macy's Photo Video  Tekpone  
Digital Village  Mammoth Electronic  Tenkie Box Concepts  
Digital Walker  Maxcell Mobile PhoneTFT Digital  
Digiworx ComputerMeetrovi Mobile  The Computer Auth  
DJIMega Cellular  The Loop by Power Mac Center
Double K Computer  Mega Pixel MarketingThe Playbook Store  
Dynaquest Pc Sales  Memo ExpressThe Vault  
EasylineMetro Plaza  Think Mobile  
EasyPC Computing Inc.Microvalley ComptuerThink PC
EC Panda City  Mikrocell Phones  Thinking Tools
E-Central StoreMly Enterprises  Thrive Telecom  
Echo Cellphone  Mobile 1  Timeline By Inbox Compute  
Edge Computer  Mobile NetworkTiny.Com
Edge Powered By PC HubMobile World  Touch and Type Electronics
E-GlobalMobilecraze  Treblink Computer  
EGY Mobile Comm  Mobilestyle  Trends & Lifestyle  
ElectrocomputerMobilizerTricom Dynamics  
Electronic City  MP3 GamesTrivenson Telcom  
ElectroworldMp3 Games WorldTylex
Emelya's Gadget  Mtzia Corp  Unicom Computer  
E-PhoneNauts And Vectors CoUpgrade Central  
Ethel Gadget Store  Nav's The PhoneUpple Telecom
E-Trade EnterprisesNew Cellway TelecomUrbangiz  
F8 Photo and AccessoriesNew Vertext Handy  Urquan
Filters ExchangeNewport Electronics  Viewers Mobile  
Flasher  Ng Khai Devt  Villman  
Flatpannel TVs for LessNikonVivo  
Floridablanca Comp  Northverxion  Voice Solution  
Fone Style  NTY Cellphone TradingWillgain  
Fone Twist  Octagon ComputerWonder Photo
Fonerange Comm  Only@Pc Gilmore  Wow! Mobile Ctr  
Forerunner Technologies  Open Comm  Xiaomi  
Fortress GadgetsOppoXquisite Technologies
Foxbox Samsung  Optique PrimaZagato
Fuji FilmOro Graphic  Zenar Telecom  
Futuretech I.T. Tools  
Customer support

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

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