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Promo Highlights

Enjoy Flexipay Gadgets Double Deals

Get exclusive discounts and freebies with up to 36 months FlexipayZero using your participating BPI Credit Card.

Enjoy Payday Flash Deals

Valid with Fone Style on select items with 6, 12, and 24 months FlexipayZero using your participating BPI Credit Card.

FlexipayZero and FlexipayLater

Enjoy up to 36 months FlexipayZero with your participating BPI Credit Card. Plus, defer your first monthly installment and pay 3 months later.

Bonus Madness Limit

Up to 100% Bonus Madness Limit on your installment purchases for qualified credit cardholders.  

Promo Mechanics

Promo Offer

  • Enjoy Double Deals and Payday Flash Deals at select Flexipay Gadgets merchants with up to 36 months FlexipayZero using your participating BPI Credit Card.
  • Flexipay for participating BPI Credit Cardholders
    • Up to 36 months FlexipayZero. Offer-specific terms and details vary per merchant.
    • FlexipayLater 
    • Up to 100% Bonus Madness Limit your installment purchases for qualified BPI Credit Cardholders

 

Promo Mechanics

1. The Promo is open to Cardholders with participating BPI Credit Cards whose accounts are active and in good standing:  

BPI Credit Cards   

  • BPI Amore Cashback Card  
  • BPI Amore Platinum Cashback Card 
  • BPI Corporate Card 
  • BPI Edge Card 
  • BPI Gold Rewards Card  
  • BPI Platinum Rewards Card 
  • BPI Rewards Card  
  • BPI Signature Card 
  • Petron BPI Card  

2. The Promo Periods are as follows:

Fone Style

  • May 15, 2026 to May 14, 2027. Plus, Payday Flash Deals.

BSD, Complink

  • May 15, 2026 to May 14, 2027

Payday Flash Deals (Fone Style)

  • May 15 to May 17, 2026
  • May 29 to May 31, 2026
  • June 19 to June 21, 2026
  • July 3 to July 5, 2026
  • July 17 to July 19, 2026
  • July 31 to August 2, 2026
  • August 14 to August 16, 2026
  • August 28 to August 30, 2026
  • September 18 to September 20, 2026
  • October 2 to October 4, 2026
  • October 16 to October 18, 2026
  • October 28 to October 30, 2026
  • November 13 to November 15, 2026
  • December 4 to December 6, 2026
  • December 18 to December 20, 2026
  • January 1 to January 3, 2027
  • January 15 to January 17, 2027
  • January 29 to January 31, 2027
  • February 19 to February 21, 2027
  • March 5 to March 7, 2027
  • March 19 to March 21, 2027
  • April 2 to April 4, 2027
  • April 16 to April 18, 2027 
  • April 30 to May 2, 2027

MemoXpress, Touch and Type

  • June 15, 2026 to June 14, 2027

Cellboy, Gigahertz

  • July 15, 2026 to July 14, 2027

3. BPI Credit Cardholders are entitled to the following exclusive offers within the Promo Period: 

 

Merchant

Promo Period

Offer

BSD International

May 15, 2026 to May 14, 2027

Get 2 Freebies Promo: A free Pillow Bluetooth Speaker Wireless (worth Php 750) and 10,000 MAH Powerbank (worth PHP 600) for every min. single-receipt purchase of PHP 25,000 with 12, 24, or 36 months FleixpayZero.

Complink

May 15, 2026 to May 14, 2027

Discount Promo:

Enjoy up to 60% off on every purchase of select laptops with up to 36 months FlexipayZero.

 

Freebie Promo:

Plus, get a free Simplus Juicer* (worth Php 949) for every purchase of select laptops every Tuesday with up to 36 months FlexipayZero.

*If freebie is not available, a freebie of a similar value will be given.

Fone Style

May 15, 2026 to May 14, 2027

Plus, Payday Flash Deals.

Discount Promo:

Enjoy up to PHP 5,900 off on select Apple products, or up to PHP 5,700 off on select Samsung products with 6, 12, 24, or 36 months FlexipayZero.

 

Get 2 Freebies Promo:

Plus, during Payday Flash Deals, enjoy 2 BPI-exclusive freebies of your choice (worth up to Php 1,690) on select items with 6, 12, 24, or 36 months FlexipayZero. Freebie options will vary based on product purchased.

MemoXpress

June 15, 2026  to June 14, 2027

Enjoy up to Php 3,000 OFF on ALL mobile phone, tablet, and laptop purchases bundled with MXure attachment* when purchased with 3, 6, 12, 24, or 36 months FlexipayZero. Discount varies based on the price range of the item/s purchased. 

 

*MXure attachment is MemoXpress’ gadget one-year extended warranty protection plan (accidental damage and liquid damage protection). Repair costs for eligible devices are covered by MXure for one year after the warranty period for the purchased devices have lapsed.

Touch and TypeJune 15, 2026  to June 14, 2027

Valid for Samsung Products

  • Get up to Php 3,000 OFF on SELECT Samsung mobile units purchased at 36 mos. FlexipayZero
  • Get a FREE 25W Travel Adapter on ALL Samsung Mobile and Tablets purchased at up to 36 mos. FlexipayZero

Valid for Apple Products

  • Get up to Php 15,000 OFF, plus a free MicFlip FindMy Tag (worth Php 1,299) on all Apple Devices purchased at 12 mos. FlexipayZero.

Additional Freebie: Valid for All Products

Get a FREE 10,000 mAh powerbank with a min. spend of Php 21,990 purchased at 12, 24, or 36 mos. FlexipayZero.

CellboyJuly 15, 2026 to July 14, 2027Get a free Bluetooth headset (worth Php 4,000) for every minimum single-receipt purchase of Php 15,000.
GigahertzJuly 15, 2026 to July 14, 2027

Discount Promo:

Get up to Php 42,200 OFF on select items with up to 24 mos. FlexipayZero

 

Freebie Promo:

Plus, get a *freebie (worth up to Php 2,000) of your choice.

 

*For customers who prefer not to receive the freebies, the equivalent value bundle, cost-freebies, may instead be applied as a discount on their purchase, on top of the discount given

  • Flexipay for participating BPI Credit Cardholders
    • Up to 36 mos. FlexipayZero. Offer-specific terms and details vary per merchant.
    • FlexipayLater 
    • Up to 100% Bonus Madness Limit your installment purchases for qualified BPI Credit Cardholders

4. To qualify for the offer, the Cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at Merchant.  

5. Offer should be given instantly where the purchase was made. 

6. The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.  

 

Program Mechanics – Flexipay

1. The Program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.    

BPI Credit Cards    

  • BPI Amore Cashback Card    
  • BPI Amore Platinum Cashback Card   
  • BPI Corporate Card 
  • BPI Edge Card   
  • BPI Gold Rewards Card     
  • Petron BPI Card    
  • BPI Platinum Rewards Card     
  • BPI Rewards Card     
  • BPI Signature Card   

2. Participating BPI Credit Cardholders are entitled to avail of the FlexipayZero Program. This allows Cardholders to avail of up to 36 months 0% interest on installments at Merchant.  

3. The Cardholder shall review and agree to be bound by the terms and conditions of Flexipay:  

a. The FlexipayZero installment terms are available for a minimum single-receipt purchase requirement of PHP 3,000 or higher.  

b. The terms may be available for select items only.   

c. All installment transactions are subject to BPI’s approval.   

d. The cardholder can also choose to avail of the other Flexipay features:  

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders  

Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.  

FlexipayLater

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full. 

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

e.1. BPI will charge an early termination fee of PHP 550 + 2% on the principal amount should the cardholder decides to terminate the Flexipay transaction prior to the 1st billing.

e.2. BPI will charge an early termination fee of PHP 550 for Flexipay transactions terminated after   the first billing.  

4. To qualify for the Program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the participating Merchant.   

5. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. However, if the dispute involves the participating Merchant and its performance and/or delivery of products to customer, subject to the General Provisions set out above, the decision of the Bank and Merchant with the concurrence of DTI shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign. 

How to Avail

1. Visit any participating branch of merchant.  

2. Use any of the participating BPI Credit Cards to pay for your purchases. 

3. Avail of up to 36 months FlexipayZero for qualified BPI Credit Cardholders. Available installment terms: 3, 6, 9, 12, 24, and 36 months. Terms may be available for select items. Valid for a minimum installment spend of PHP 3,000 or higher.

4. Enjoy this deal.

Participating Branches

See full list of participating branches.

Customer support

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

 

Per DTI Fair Trade Permit No. FTEB- 256580, 255986, 255976, 258698, 258654, 261391, and 261544, Series of 2026.

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