Individual primary account holders who are enrolled in VYBE are eligible to earn points. Secondary account holders, corporate accounts, and accounts opened through third-party distributors are not eligible. Additionally, only specific investment products qualify for points; please refer to the list of participating funds and PMA investment outlets for details.
Program Highlights
Receive a welcome bonus
Earn BPI Points when you start your investment journey
Keep earning rewards for investment top-ups
Continuously earn points with every subscription
How to Earn
1. Sign up to BPI Rewards via VYBE by BPI to join the rewards program.
2. Get rewarded with BPI Points when you open your first BPI Investment Fund and/or Portfolio Management Account with an initial subscription. Only individual primary account holders* are eligible for the welcome points and must have enrolled in VYBE before or within the month of investment account opening.
| Investment | Points to earn |
|---|---|
BPI Investment Funds (UITF/Mutual Fund) | 1,000 BPI Points |
Portfolio Management Account (PMA) | 1,000 BPI Points |
3. Earn more points for your initial subscription and subsequent top-ups**:
| Investment | Points to earn |
|---|---|
BPI Investment Funds (UITF/Mutual Fund) | 1 BPI Point for every PHP 100 top-up |
Portfolio Management Account (PMA) | 20 BPI Points for every PHP 10,000 top-up |
*Secondary account holders, non-individual accounts/customers, investors through third-party partners and those through individual agents are not eligible to join the promo.
**Points are calculated based on your monthly net subscriptions (subscriptions - redemptions = net subscriptions). Rewards points do not apply for net redemptions.
Important Note: BPI Wealth reserves the right to review and adjust points in instances of disputed or questionable transactions.
List of participating BPI Investment Funds
Unit Investment Trust Funds
- BPI Short Term Fund
- BPI Premium Bond Fund
- BPI US Dollar Short Term Fund
- BPI Philippine Dollar Bond Index Fund
- BPI Global Bond Fund-of-Funds
- BPI Sustainable Global Bond Fund-of-Funds
- BPI Balanced Fund
- BPI Phil High Dividend Equity Fund
- BPI Philippine Equity Index Fund
- BPI Phil Consumer Equity Index Fund
- BPI Phil Infrastructure Equity Index Fund
- BPI Global Equity Fund-of-Funds
- BPI US Equity Index Feeder Fund Class A
- BPI US Equity Index Feeder Fund Class P
- BPI European Equity Feeder Fund
- BPI World Technology Feeder Fund
- BPI Global Health Care Feeder Fund
- BPI Sustainable Global Equity Fund-of-Funds
- Odyssey Philippine High Conviction Equity Fund
- ABF Philippines Bond Index Fund
Mutual Funds
- ALFM Money Market Fund (Unit)
- ALFM Peso Bond Fund
- ALFM Dollar Bond Fund
- ALFM Euro Bond Fund
- Philippine Stock Index Fund (Unit)
- ALFM Growth Fund
- ALFM Global Multi-Asset Income Fund (USD)
- ALFM Global Multi-Asset Income Fund (PHP)
- BPI Wealth Builder Fund
*And other unit investment trust funds and mutual funds that BPI Wealth will make available in the future.
List of participating PMA investment outlets
Direct Securities
- Government Securities
- Time Deposits
- BPI Investment Funds (please also refer to the list of participating Investment funds above)
- Corporate and Government Bonds
- Retail Treasury Bonds / Retail Dollar Bonds
- Preferred Shares / Stocks
Frequently asked questions
Who are eligible to earn points from investments?
I already have a UITF account. If I open my first MF account, will I still be eligible for the Welcome Rewards?
No, you can only claim the Welcome Rewards once for your first BPI Investment Fund account, whether it is a UITF or a MF. However, if you open your first PMA account, you will still be qualified for the Welcome Rewards.
What are the types of rewards I can earn when I invest?
You can earn two types of rewards when you invest:
Welcome Rewards
Qualified investors can earn BPI Points when they open their first account.
Investment | Points to earn |
BPI Investment Funds (UITF/Mutual Fund) | 1,000 BPI Points |
Portfolio Management Account (PMA) | 1,000 BPI Points |
Subscription Rewards
Qualified investors can earn additional points for their initial subscription and continuously earn points when they top-up.
Investment | Points to earn |
BPI Investment Funds (UITF/Mutual Fund) | 1 BPI Point for every PHP 100 top-up |
Portfolio Management Account (PMA) | 20 BPI Points for every PHP 10,000 top-up |
Points are calculated based on your monthly net subscriptions (subscriptions - redemptions = net subscriptions). Net redemptions do not qualify for Subscription Rewards.
How can a client qualify for Welcome Rewards?
A client must meet the following requirements:
- Enrolled in the VYBE app on or before the month of investment account opening and/or investment order date
- Opened a BPI Investment Fund Account and/or Portfolio Management Account for the first time
- Successfully made an initial subscription to any of the participating BPI Investment Funds or PMA Investment Outlets.
| Welcome Rewards Eligibility | ||||
| Enrolled in VYBE | Opened an investment account | Made an initial subscription | Qualified for Points-earning? | Action Needed |
| Y | Y | Y | Y | None |
| Y | Y | N | Not yet | Make an initial subscription within the same month of account opening |
| Y | N | N | Not yet | Open an investment account Make an initial subscription within the same month of account opening |
| N | Y | N | Not yet | Enroll in VYBE* Make an initial subscription within the same month of account opening |
| N | Y | Y | Not yet | Enroll in VYBE* |
| N | N | N | Not yet | Enroll in VYBE* Open an investment account Make an initial subscription within the same month of account opening |
*VYBE enrolment must be done on or before the month of investment account opening and initial subscription
How much points can a client earn for his initial subscription?
Sample illustration for minimum investment
| BPI Investment Funds | PMA |
Initial Investment | PHP 1,000 | PHP 500,000 |
Welcome Rewards | 1,000 BPI Points | 1,000 BPI Points |
Subscription Rewards | 1 BPI Point for every Php 100 PHP 1,000 / PHP 100 = Php 10 x 1 BPI Point = 10 BPI Points | 20 BPI Points for every Php 10,000 PHP 500,000 / PHP 10,000 = PHP 50 x 20 BPI Points = 1,000 BPI Points |
Total Rewards during 1st month* | 1,010 BPI Points | 2,000 BPI Points |
Sample illustration for a 1 million investment
| BPI Investment Funds | PMA |
Initial Investment | PHP 1,000,000 | PHP 1,000,000 |
Welcome Rewards | 1,000 BPI Points | 1,000 BPI Points |
Subscription Rewards | 1 BPI Point for every PHP 100 PHP 1,000,000 / PHP 100 = PHP 10,000 x 1 BPI Point = 10,000 BPI Points | 20 BPI Points for every PHP 10,000 PHP 1,000,000 / PHP 10,000 = PHP 100 x 20 BPI Points = 2,000 BPI Points |
Total Rewards during 1st month* | 11,000 BPI Points | 3,000 BPI Points |
*Assuming no top-ups made within the same month.
Terms and Conditions
This Program is subject to the BPI Rewards and VYBE Terms & Conditions, as published on the BPI website.
Customer support
BPI
For inquires and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
For any concerns, you may refer to the Frequently asked questions in the BPI Help & Support website.
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