Pay bills

This is a new feature that allows you to pay select billers by uploading or scanning their QR code without needing to add the biller as a Favorite.

There are two ways to Pay Bills via QR code: scanning the QR and uploading the QR.

Scanning the QR code: 

1. Before logging into the app:  tap the QR icon in the bottom part of the login screen or 
 After logging into the app: tap Pay/Load > Bills 

2. Point your camera at the QR Ph code of your biller

3. Enter the amount to pay and additional details if needed

4. Select which deposit account to pay from, then tap Continue 

5. Double-check the details of your payment and then tap Confirm 

6. Approve the transaction with Mobile Key. 

You’ll see a confirmation screen that your transaction is successful.

Uploading the QR code: 

1. After logging into the app, tap Pay/Load  > Bills 

2. Under Pay to, tap Do you have a QR code? 

3. Find the QR code in your phone’s images  

4. Enter the amount to pay and additional details if needed  

5. Select which deposit account to pay from, then tap Continue 

6.  Double-check the details of your payment and then tap Confirm 

7. Approve the transaction with Mobile Key.

You can now pay 1000+ billers on the BPI app or using your web browser without adding them as a Favorite.

To pay your biller, here’s how:

1. In the main menu, select Pay/Load > Bills.
2. Select the account or card you want to pay from. 
3. Tap All Billers and select your biller from the list. 
4. Enter the amount you want to pay, then Continue. 
5. Double-check the details of your transactions, and Confirm. 
6. Approve the transaction with Mobile Key.* 

*In case Mobile Key is down, you’ll have the option to approve with a One-Time PIN.

Note: The amount you paid will immediately be deducted from your account, but it will take up to three (3) banking days for your biller to reflect the payment. 

You can add to your Favorites by logging in to your BPI online account through the BPI app or via web browser, then simply follow these steps:

1. Tap or click on the settings icon (⚙️) in the upper right corner of your home screen.

2. Scroll down to Transactions and select Manage Favorites > Add new Favorite.

3. Select Billers, then select your biller’s name from the list.

4. Type in your biller reference number, then Continue.

5. Double-check the details and Confirm.

6. Approve adding this Favorite with Mobile Key.

Your done! You can start paying your biller as soon as they’ve been added as a Favorite.

You can schedule a new transaction when you log in to your BPI online account through the app or via web browser. 

Once logged in, follow these steps: 

1. Tap or click the settings icon in the upper right corner of the home screen. 

2. Scroll down to Transactions and select Manage scheduled transactions > Schedule new transaction.

3. Select the transaction type and enter the recipient or biller details. 

4. Select the account you want to use to pay or transfer from, and enter the amount. 

5. Under Frequency, choose if you want this transaction to happen one time, monthly, or quarterly. *

6. Select the date of when you want the transaction to take place, then Continue.

7. Review the details of your scheduled transaction and Confirm.

8. Enter the One-Time PIN sent to you registered mobile number. 

 
You’re done! You’ll see a confirmation screen with all the details of your scheduled transaction, and will receive a confirmation as well. 

*For recurring transactions, you’ll also be asked how many times you want the transaction to take place. You can choose up to 12, for monthly transactions, and four (4) for quarterly transactions.

You can now pay your bills directly without enrollment. You also have the option to save them as Favorites for quicker transactions in the future.

We now have 1,300+ billers which you can pay with FREE convenience fees! For a complete list of our 1,700+ billers click here.

1. Go to Pay/Load tab and select Bills
2. Select an account to pay from
3. Tap Pay to and go to the All Billers tab
4. Select a biller from the list and enter the reference number
5. Enter the amount you want to pay and tap on Continue button to review the details.
6. Authenticate the transaction via Mobile Key

 

Once successful, you have the option to save your Favorites list by clicking on Add to Favorites from the success screen. 

Yes, you will have the option to enroll the biller from the Success Confirmation screen by clicking Add to Favorite.

Yes, some merchants/billers require a minimum or maximum amount threshold to proceed with the transaction. 

Billers with Php 999,999 maximum amount

• Asia United Bank Credit Cards (PHP 200 min.)  
• Citi Appliance (Vhai) (PHP 500 min.)  
• CTBC Bank (Philippines) Corporation (PHP 200 min.)  

Billers with Php 99,999 maximum amount

• Ascend Group Services Inc. (PHP 20 min.)  
• Country Funders Finance Corporation (PHP 1 min.)  
• Give A Love Outreach Worldwide Inc. (PHP 10 min.)  

Billers with Php 50,000 maximum amount

• Agoda-Dragonpay
• Air Asia
• Altpaynet
• Bank Of Commerce (PHP 100 min.)
• Bayanihan Flats - Rdak Land
• Bulacan Aqua Estate
• Carrisa, Micaza, Basic Enterprise & Eprime Cables
• Cashbee
• Cepat Kredit Financing Inc.
• Commercial Trade Financial Services
• Countrywide Water Services (Filinvest Water)
• CVM Finance And Credit Corp
• Dragongames
• Dragonloans
• Dragonschools
• Enterprisebank Loan
• Exquisite Lending Services
• First MFI Network Lending
• First Peak Resources & Technologies Inc.
• Galaxy Cable Corporation
• Honeycomb Builders
• KS Prime Financial Corp
• KServico
• Metrobank (PHP 150 min.)
• Now Corporation
• Odyssey Foundation, Inc.
• PAL Contact Center
• Payexpress Loans
• Payexpress Tickets
• Payso Inc.
• Pesopay
• Prime Water Infrastructure Corporation
• Royal Cable
• Security Bank Corporation
• Skybridge Payment Inc
• Southern Iloilo Telephone Company
• Sto. Nino De Cebu Finance Corporation (PHP 10 min.)
• Streamtech Systems Technologies, Inc.
• Tala
• Waters Philippines
• Welcome Finance Inc.
  
  

Billers with Php 20,000 maximum amount

• Platinum Lubricants (PHP 1,000 min.)

Some merchants/billers require 24-hour intervals before making another payment except the following:  

Billers with transactions posted real-time: 

• At Loader  
• Payso Inc  
• Ascend Group Services Inc  
• Sunprime Finance Inc  
• Seveninfo Company  

Biller with transactions posted the next banking day:

• Rural Bankers Association of the Philippines

A transaction is considered as duplicate if the biller name, reference number, and amount are the same as a previous transaction within the same banking day