Visa Holiday Shop Anywhere

*A minimum single receipt spend of PHP 1,000 is required to qualify for the Main Reward spend accumulation and Bonus Round 2 and 3.  

**eGC rewards are available in PHP 500 denominations for Main Reward Tiers 1 to 5 and Bonus Rounds 1 and 2. For S&R, eGC rewards are available in PHP 1,000 denominations.

Promo Period: November 9, 2026 to February 8, 2027 

Redemption Period: Sixty (60) days from the date of earning/posting of the rewards via the BPI Shop Anywhere eGC Hub in the Missions section of the upgraded Oh My Deals! App.  

View the full list of Redemption Merchants here.

Qualified BPI Credit Cards: 

• BPI Amore Cashback Card
• BPI Amore Platinum Cashback Card
• Robinsons Cashback Card, powered by Visa. 
• BPI Signature Card
• BPI Signature Wealth Card

Important Reminders:

• Successful registration is required to qualify for the promo
• Only transactions made after successful registration and within the promo period will qualify. Eligibility is based on transaction date.
• eGC reward can only be claimed and redeemed once. When a valid claim and redemption have been made from the previous tier, you may no longer qualify to accumulate spend for the next tier. 

Step 1: Register

Register via the upgraded Oh My Deals! (OMD) App (no promo code needed) or via SMS using the unique promo code sent to your BPI-registered mobile number and/or email address:

Important Reminders

• Only the Principal Cardholder is eligible to register for the promo. 
• Promo code is unique to you and can only be used by you.
• Successful registration is required to qualify for the promo.
• If you registered via the upgraded Oh My Deals! App, you will see a Successful Registration prompt after clicking "Join Now” which will allow you to access your Shop Anywhere eGC Hub. No promo code needed.
• If you registered via SMS using your unique promo code, you will receive a registration confirmation via SMS and/or email. Please ensure that your registered mobile number and email address are updated in BPI's records to receive notifications.

Note: If you do not receive an SMS confirmation from Giftaway within one (1) hour of your SMS registration attempt, please verify that the promo code, registration syntax, and recipient number were entered correctly. If all details are correct and you still have not received confirmation, you may try registering again via SMS or through the upgraded Oh My Deals! App.

Step 2: Shop Anywhere

After successful registration, you may start spending with your qualified BPI Visa Credit Card for straight or Flexipay purchases, whether online or in-store to accumulate spend for the main reward tiers and unlock the bonus rounds. 

A. Main Accumulated Spend Rewards Tier

Principal Cardholders can earn up to PHP 5,000 eGCs by meeting the required accumulated spend within the promo period. All qualified transactions made by the Supplementary Cardholders linked to the account will be included in the promo

• Select cardholders may be eligible for additional special reward tiers. Any additional reward tiers applicable/assigned to the cardholder will be displayed in the BPI Shop Anywhere eGC Hub under the Missions section of the upgraded Oh My Deals! App. For more information, you may refer to our FAQs page. 
• Redeemable eGC is based on the highest tier reached during the promo period.
• Minimum single-receipt straight purchase of PHP 1,000 and minimum single-receipt Flexipay at merchant purchase of PHP 3,000

Note: Only the principal amount of the installment (Flexipay at merchant) made on and after the date of the registration of the cardholder until the end of the promo period (based on transaction date) will be included for the promo and not its monthly amortizations.

Important Reminders

• Transaction eligibility is based on transaction date.
• Transaction(s) made before successful registration and after the promo period will not qualify.
• eGC reward can only be claimed and redeemed once. For example, if you have already claimed the Tier 1 reward, you will no longer be able to redeem Tier 2 rewards even if you reach the minimum accumulated spend for those tiers.

B. Bonus Round 

After reaching PHP 100,000 accumulated spend, complete the bonus rounds to unlock bonus eGCs. 

Please go to Step 3: Track Spend & Redeem eGCs to view the Redemption Partners for the Main Accumulated Spend Rewards and Bonus Rewards respectively.
 

To reiterate, each cardholder shall be assigned only one (1) designated spend category

Important Reminders

• For Bonus Round 2 and 3, a minimum single-receipt straight purchase of Php 1,000 is required for every qualified spend.
• Transaction eligibility is based on transaction date.
• Transaction(s) made before successful registration will not qualify.
• Reward for bonus round completion can be unlocked for redemption after Php 100,000 accumulated spend has been achieved.
• For Bonus Round 1: Flexipay Spend and Bonus Round 2: Category Spend, the bonus eGCs are in Php 500 denomination (Premium Reward) for BPI Signature or BPI Signature Wealth Card and in Php 300 denomination (Regular Reward) for the rest of eligible BPI Visa Credit Cards. 
• Transaction qualification for Bonus Round 2 – Essentials, Travel, and Dining categories are based on the merchant's Merchant Category Code (MCC). An MCC is a four-digit code assigned to businesses that accept credit card payments and identifies the type of business or service they provide.
• For cardholders assigned to the eCommerce category, qualified transactions will be determined based on BPI's transaction records and applicable transaction identifiers for online and eCommerce purchases.

Sample timeline:

• Date of registration: December 1, 2026
• Bonus Round 2 completion date (10x spend on the designated spend category): December 5, 2026
• PHP 100,000 accumulated spend reached: December 8, 2026

In this scenario, Bonus Round 2 was completed on December 5 but the reward can only be unlocked on December 8, 2026.

Step 3: Track Spend and Redeem eGCs

The Principal Cardholder can track their accumulated spend, monitor bonus round progress and redeem eligible rewards by accessing the Shop Anywhere eGC Hub through the Missions section in the upgraded Oh My Deals! App. 

A. Redeem Main Accumulated Spend eGCs

Upon reaching the minimum accumulated spend requirement, the Principal Cardholder may redeem the eGCs through the BPI Shop Anywhere eGC Hub under the Missions section of the upgraded Oh My Deals! App from participating redemption partners via Giftaway. Redemption period is within sixty (60) days from the date of posting in the BPI Shop Anywhere eGC Hub.  

Redemption Process

1. Upon selecting “Claim Now”, the cardholder will be presented with a confirmation banner, reminding the customer that they can only claim one reward tier and can no longer claim the rewards for the next tier upon finalization of the claiming by typing “YES” to proceed.

2. They will be redirected to an eGC catalog of merchants to which they can either do partial or full redemption of their rewards. 

They can choose from the featured accumulated spend eGC partners in dining, shopping, essentials, and eCommerce categories: 

1. The Promo is open to all Principal Cardholders of the following BPI Visa Credit Cards (“Qualified Card”) whose accounts are active and in good standing within the promo period and at the time of Redemption: 

a. BPI Amore Cashback Card, BPI Amore Platinum Cashback Card, Robinsons Cashback Card, powered by Visa, BPI Signature Card and BPI Signature Wealth Card.

b. The following BPI Credit Cards are NOT qualified: BPI Corporate Card, BPI Rewards Card, BPI eCredit Card, BPI Edge Card, BPI Gold Rewards Card, BPI Platinum Rewards Card, Petron-BPI Card, BPI Free+ Card and BPI Omni Card. 

2. The registration and promo period is from November 9, 2026, to February 8, 2027. The Principal Cardholder must register via the upgraded OMD by BPI Cards App or via SMS. 

Refer to the Registration Mechanics for full details. 

3. The Principal Cardholder can earn up to PHP 10,500 eGCs, consisting of up to PHP 5,000 eGCs in Main Rewards and up to PHP 5,500 eGCs in Bonus Rewards, by meeting the required accumulated spend and completing the applicable Bonus Round requirements during the promo period.

4. The Principal Cardholder must have updated contact details in BPI’s records. 

5. The following transactions are qualified, but not limited to: 

6. The following transactions are excluded from this promo:

MCCs: Merchant category code (MCC) is a four-digit number assigned to every business that applies to accept credit cards.
The number corresponds to the type of business or service the company offers.

7. Only qualified transactions made after the Principal Cardholder's registration date and within the promo period shall be included in the Main Accumulated Spend and Bonus Round qualification. Transactions made prior to the registration date or after the promo period shall not qualify.

7.1. Transaction qualification for Bonus Round 2 – Essentials, Travel, and Dining categories are based on the merchant's Merchant Category Code (MCC).

7.2. For cardholders assigned to the Bonus Round 2 - eCommerce category, qualified transactions will be determined based on BPI's transaction records and applicable transaction identifiers for online and eCommerce purchases.

7.3. The accumulated spend progress displayed under Bonus Round 3: Million Spender mirrors the accumulated spend progress reflected under the Main Accumulated Spend. Qualified transactions counted toward the Main Reward will likewise be counted toward Bonus Round 3 qualification. Upon reaching the highest Main Reward Tier, cardholders may continue to track additional accumulated spend through the Bonus Round 3: Million Spender tab.

8. The principal cardholder has two (2) options in redeeming his/her eGCs. Conversion of eGC to an eGC code which can be used at any of the accredited merchant partner of Giftaway: 

• Redemption via merchant partners' physical store  
• Redemption via online (applicable to select online merchants like Shopee, Grab, etc.).

Refer to the Redemption Mechanics for full details. T&Cs apply.

9. All questions and issues arising from the Promo will be accommodated by BPI within sixty (60) banking days after the last day of the Promo Period or not later than May 7, 2027, without prejudice to any other remedies as provided under applicable laws and subject to the prescription period prescribed under the Consumer Act of the Philippines.

10. Fraud, abuse, or any unauthorized action on credit card transaction or the participation/availment in the promo may result in the disqualification of the cardholder from the promo, suspension and/or cancellation of card privileges and/or the charge of the full value of the eGC to the Principal Cardholder’s account, according to BPI’s discretion. 

11. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. However, if the dispute involves the participating Merchant and its performance and/or delivery of products to customer, subject to the General Provisions set out above, the decision of the Bank and Merchant with the concurrence of DTI shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law. 

12. By joining this promo, cardholders have authorized BPI to give necessary information to its third-party contractor or agent to perform and complete the registration process and redemption process of the eGC code(s). 

13. Terms and conditions governing the issuance and use of BPI Credit Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this promo campaign. 

1. The Principal Cardholder can register for the promo via the upgraded Oh My Deals! (OMD) App (no promo code needed) or via SMS using the unique promo code sent to their BPI-registered mobile number and/or email address:

2. If the Principal Cardholder registered via the upgraded Oh My Deals! App, they will see a Successful Registration prompt after clicking "Join Now” which will allow them to access their Shop Anywhere eGC Hub. No promo code needed.

3. If the Principal Cardholder registered via SMS, they will receive a registration confirmation via SMS and/or email. The Principal Cardholder shall ensure that their registered mobile number and email address are updated in BPI's records to receive notifications.

Note: If non-receipt of SMS confirmation from Giftaway within one (1) hour of the Principal Cardholder’s SMS registration attempt, please verify that the promo code, registration syntax, and recipient number were entered correctly. If all details are correct and they still have not received a confirmation, they may try registering again via SMS or through the upgraded Oh My Deals! App.

4. Successful registration is required to qualify for the promo. Only qualified transactions made on or after the Principal Cardholder's registration date and within the promo period shall be included in spend accumulation and Bonus Round qualification. Transactions made prior to the registration date or after the promo period shall not qualify.

5. To qualify for and fully participate in the promo, the Principal Cardholder must have a BPI Online account and is required to download and log in to the upgraded Oh My Deals! App using their BPI Online account. This is necessary to access the upgraded Oh My Deals! App and the BPI Shop Anywhere eGC Hub found in the “Missions” section of the app, where cardholders can track qualified transactions, accumulated spend, Bonus Round progress, and earned rewards. Principal Cardholders without a BPI Online account will not be eligible to participate in the promo.

6. Only the Principal Cardholder is allowed to register for the promo. All qualified and posted transactions of the Principal Cardholder, including his/her supplementary card(s), will be included.

7. The mobile number or e-mail address used for registration must be the same as the Principal Cardholder’s contact details in BPI’s records. Should there be any changes within the promo period, it is the responsibility of the Principal Cardholder to update his/her contact information in BPI’s records. Moreover, a mobile number should be a valid local/Philippine mobile number.

8. By completing his/her registration, the Principal Cardholder agrees that his/her personal information shall be subject to the confidentiality, data privacy, and the security terms of the service provider, Giftaway. 

9. In case the mobile number and/or e-mail address does not match with BPI’s records, the Principal Cardholder is required to update his/her contact information by calling the Bank’s hotline to update their email address and/or visiting the nearest BPI branch to update their mobile number.

Note: The Principal Cardholder may register after two (2) banking days from the date of contact information update. 

1. To redeem rewards, the Principal Cardholder must access the BPI Shop Anywhere eGC Hub via the upgraded Oh My Deals! App. From the Missions tab, click the promo banner to access the cardholder's dedicated redemption eGC Hub for the promo. 

2. Redemption period is within sixty (60) days from the date of posting the transaction via the BPI Shop Anywhere eGC Hub. 

For example: 

2.1. For the Main accumulated spend eGCs, redemption can be made within sixty (60) days from the date of earning/posting of rewards via the Shop Anywhere eGC Hub in the Missions section of the upgraded Oh My Deals! App. 

2.2. For the Bonus eGCs, redemption can be made within sixty (60) days from the date of completion of the Bonus Rounds or unlocking of the bonus eGCs via the Shop Anywhere eGC Hub in the Missions section of the upgraded Oh My Deals! App. The validity date will be visible in the eGC Hub for the Principal Cardholder’s reference.

3. For Main Accumulated Spend eGC rewards, the Principal Cardholder must choose from among the featured eGC partners in the dining, shopping, essentials and e-commerce categories.

Redemption Process

• Upon selecting “Claim Now”, the cardholder will be presented with a confirmation banner, reminding the customer that they can only claim one reward tier and can no longer claim the rewards for the next tier upon finalization of the claiming by typing “YES” to proceed.
• They will be redirected to an eGC catalog of merchants to which they can either do partial or full redemption of their rewards. 
• Upon successful redemption of their preferred merchant eGCs, an instruction message will appear, prompting the cardholder to do the following:
  • Go to the “Redemptions” tab on the promo homepage
  • Click “Open Reward” to access their eGC(s) and view more details.
• Clicking “Open Reward,” will redirect to their eGC(s) page, which includes all pertinent details such as the eGift amount, unique eGift/redemption code, directions on how to use the eGift, etc. Specific redemption instructions are provided for each merchant.

4. Upon qualification for a Bonus Round eGC reward, the cardholder must click the corresponding Bonus Round tab and select "Claim" to choose a preferred bonus eGC from the featured eGC partners in Dining and E-commerce category in the eGC catalog. Only one (1) bonus eGC may be redeemed per Bonus Round achieved, for a maximum of five (5) bonus eGC rewards.

5. The eGC for the Main Accumulated Spend and Bonus Round is for one-time use only.

6. The redemption code is transferable to the Cardholders' nominated recipient as long as he meets the requirements in using the redemption code.

7. Redemption requests made outside of the redemption period will not be considered.

8. For the accumulated spend reward, the Principal Cardholder can earn eGCs from his/her accumulated qualified transactions. Only one (1) accumulated spend tier reward can be claimed per cardholder within the promo period. When a valid claim and redemption have been made, they may no longer qualify to claim and redeem for the next tier.

9. All redeemed rewards converted into merchant eGCs will be viewable under the "Redemptions" tab of the BPI Shop Anywhere eGC Hub, which can be accessed in the "Missions” section of the upgraded Oh My Deals! App. The same merchant eGCs may also be viewed through the "Wallet" section of the upgraded Oh My Deals! App.

10. All terms and conditions relating to the use of eGC code redemption per merchant, as indicated in the redemption eGC Hub, shall apply.  

10.1. A transfer fee will be applied to redeemed eGCs used on ShopeePay.

11. The status of each qualified eGC will be reflected in the redemption eGC Hub (BPI Shop Anywhere eGC Hub) e.g. Active, Used, Expired.  

12. The eGC is not valid in conjunction with any ongoing promos. 

13. Claiming of unlocked bonus round rewards are independent from the accumulated spend rewards. Once unlocked, the Principal Cardholder may already claim the bonus rewards and continue to spend for the accumulated portion.

14. All earned but unredeemed or unused eGCs at partner merchants will be deactivated sixty (60) days from the date of posting in the BPI Shop Anywhere eGC Hub, accessible through the Missions section of the upgraded Oh My Deals! App, or sixty (60) days from the promo end date, whichever comes first. 

15. Once a redemption is made, it cannot be canceled, reversed, or applied to another item, or eGC. 

16. The Principal Cardholder is responsible for safekeeping all redeemed eGCs available in the BPI Shop Anywhere eGC Hub, which can be accessed through the Missions section of the upgraded Oh My Deals! App as well as in the Wallet section of the app. BPI and the Merchant partner shall not replace the redeemed eGC code. 

17. The Principal Cardholder agrees that should his or her purchase be found to be an act of fraud that he or she initiated, conspired or participated with another person or found to be fraudulent, the Bank shall have the right to charge the full amount of the transaction to his or her card inclusive of any discount availed or extended.

18. BPI will not send notifications via SMS and/or email on the expiry of the earned eGCs. It is the responsibility of the principal cardholder to track the expiry of their rewards. Earned rewards can be redeemed up to 60 days from the date of posting of the rewards in the BPI Shop Anywhere eGC Hub, which can be accessed in the “Missions” section of the upgraded Oh My Deals! App. 

19. BPI will not accommodate cardholder requests in re-sending eGCs due to reasons such as, but not limited to:

a. Lost, stolen or defective mobile device

b. Expired eGCs

c. The eGC was successfully sent to the principal cardholder’s registered contact information in BPI’s system, but the contact information is no longer in use by the cardholder without updating his/her records with BPI.

• Should the principal cardholder request for a change in his or her mobile number during the promo period, only succeeding earned eGC rewards will be sent to the updated contact information.

Read the frequently asked questions about this promo.

For inquires and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

Per DTI Fair Trade Permit No. FTEB-271760, Series of 2026.