BPI Sweldo On the Spot lets you withdraw a portion of your salary anytime, anywhere through the PayWage app.

Simple
Get your salary anytime, anywhere with just a few taps.
Quick
Receive funds in less than a minute, all through the app.
Affordable
Enjoy zero interest, with only just a minimal transaction fee per availment.
Getting started is simple with these steps:
1. BPI Sweldo On the Spot is exclusive to eligible BPI Payroll account holders. Kindly check your email, SMS, Viber, or BPI In-app notifications to see if you're qualified for the program.
2. Download the PayWage app—powered by BPI and the official platform for BPI Sweldo On the Spot—available on Google Play and App Store.
3. Register to create your account. Use the email address where you received your welcome message as your username.
4. Enter your BPI app username and password. If you are not yet enrolled in the BPI app, download the app now.
What is BPI Sweldo On the Spot? How does it work?
What is the PayWage app?
PayWage App, powered by BPI, is the official platform of BPI Sweldo On the Spot.
How do I know if I can avail of this feature?
Eligible BPI Payroll account holders will be notified of their qualification, including the offer period, via email, SMS, Viber, and in-app notifications.
When will the availment I made be deducted from my payroll?
BPI will automatically deduct the availed amount from your BPI payroll account on your due date specified in the PayWage app through the Automatic Debit Arrangement (ADA). You may review the Availment Terms & Conditions (T&Cs) by checking your transaction details under Recent Activity in the PayWage app.
How frequently can I avail?
There is no limit on the number of times that you can avail, as long as it is within the withdrawable amount displayed on your PayWage app screen and within your eligibility period.