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- Deposit Rates - Savings and Checking
Deposit Rates - Savings and Checking
Peso Savings Account
#SaveUp
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Debit Card | ||||
Php 3,000 | Php 3,000 | Php 5,000 | 0.0925% |
Jumpstart Savings
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Debit Card | ||||
Php 100 | Php 1,000 | Php 2,000 | 0.0625% |
For Jumpstart Savings, Php 1,000 maintaining balance is waived for one (1) year for accounts opened starting March 16, 2012.
Learn more about Jumpstart Savings
Maxi Saver
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** |
Debit Card | |||
Php 2,000,000 | Php 2,000,000 | Php 2,000,000 | 0.125% |
With 0.125% bonus p.a. if no withdrawal within a month | |||
Passbook | |||
Php 2,000,000 | Php 2,000,000 | Php 2,000,000 | 0.125% |
With 0.125% bonus p.a. if no withdrawal within a month |
Saver Plus
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** |
Php 50,000 | Php 50,000 | Php 50,000 | 0.0925% |
Padala Moneyger
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Debit Card | ||||
N.A | Waived for as long as there are four (4) remittances in a year | Php 5,000 | 0.0625% |
Learn more about Padala Moneyger
Pamana Padala
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Debit Card | ||||
Php 500 | Waived for as long as there are four (4) remittances in a year | Php 5,000 | 0.0625% |
Learn more about Pamana Padala
Pamana Savings
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Debit Card | ||||
Php 25,000 | Php 25,000 | Php 25,000 | 0.0625% | |
Passbook | ||||
Php 75,000 | Php 75,000 | Php 75,000 | 0.0625% |
Learn more about Pamana Savings
Passbook Savings
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Passbook | ||||
Php 10,000 | Php 10,000 | Php 25,000 | 0.0625% |
Learn more about Passbook Savings
Regular Savings
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Debit Card | ||||
Php 3,000 | Php 3,000 | Php 5,000 | 0.0625% |
Learn more about Regular Savings
Save-Up (Automatic Savings + Insurance)
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Info Card | ||||
N.A | Php 1,000 | Php 5,000 | 0.0625% |
Save-Up High (Automatic Savings + High Interest)
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** |
N.A | Php 1,000 | Php 5,000 | 0.0625% |
Direct Deposit US Pension with Passbook
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Passbook | ||||
Php 1,000 | Php 1,000 | Php 25,000 | 0.0625% |
Peso Checking Account
BizLink Checking
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Statement only | ||||
Php 10,000 | Php 10,000 | N.A | N.A | |
Debit Card and Statement | ||||
Php 10,000 | Php 10,000 | N.A | N.A |
Learn more about BizLink Checking
Business Checking
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Statement only | ||||
Php 10,000 | Php 10,000 | N.A | N.A |
Learn more about Business Checking
Maxi One
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Statement only | ||||
Php 25,000 | Php 25,000 | Php 25,000 | Php 25,000 - 999,999 | 0.0625% |
1M and above | 0.0925% | |||
Debit Card and Statement | ||||
Php 25,000 | Php 25,000 | Php 25,000 | Php 25,000 - 999,999 | 0.0625% |
1M and above | 0.0925% | |||
Passbook | ||||
Php 250,000 | Php 250,000 | Php 25,000 | Php 25,000 - 999,999 | 0.0625% |
1M and above | 0.0925% |
Regular Checking
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Statement only | ||||
Php 10,000 | Php 10,000 | N.A | N.A | |
Debit Card and Statement | ||||
Php 10,000 | Php 10,000 | N.A | N.A |
Foreign Currency Savings Account
Check our list of BPI branches offering Foreign Currencies (Initial Deposits, Monthly ADB and Balance to Earn Interest above are stated in terms of the corresponding currency).
Maxi Saver
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** |
Passbook | |||
USD 2,500 | USD 2,500 | USD 2,500 | 0.100% |
With 0.100% bonus p.a. if no withdrawal within a month |
Pamana Padala
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
USD 500 | Waived for as long as there are four (4) remittances in a year | USD 500 | 0.050% |
Learn more about Pamana Padala
Pamana Savings
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Passbook | ||||
USD 1,000 | USD 1,000 | USD 1,000 | 0.050% |
Learn more about Pamana Savings
US Dollar Savings (USD)
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Debit Card | ||||
USD 500 | USD 500 | USD 500 | 0.050% | |
Passbook | ||||
USD 500 | USD 500 | USD 500 | 0.050% |
Learn more about US Dollar Savings
Direct Deposit US Pension with Passbook
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Passbook | ||||
USD 100 | USD 100 | USD 500 | 0.050% |
Australian Dollar Savings (AUD)
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Passbook | ||||
AUD 500 | AUD 500 | AUD 500 | 0.125% |
Learn more about Australian Dollar Savings
British Pound Savings (GBP)
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Passbook | ||||
GBP 500 | GBP 500 | GBP 500 | 0.125% |
Learn more about British Pound Savings
Canadian Dollar Savings (CAD)
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Passbook | ||||
CAD 500 | CAD 500 | CAD 500 | 0.125% |
Learn more about Canadian Dollar Savings
Chinese Yuan Savings (CNY/RMB)
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Passbook | ||||
 CNY 3,500 | CNY 3500 | CNY 3500 | 0.050% |
Learn more about Chinese Yuan Savings
Euro Savings (EUR)
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Passbook | ||||
EURÂ 500 | EURÂ 500 | N.A | N.A |
Hong Kong Dollar Savings (HKD)
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Passbook | ||||
HKD 500 | HKD 500 | HKD 500 | 0.050% |
Learn more about Hong Kong Dollar Savings
Japanese Yen Savings (JPY)
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Passbook | ||||
JPY 50,000 | JPY 50,000 | N.A | N.A |
Learn more about Japanese Yen Savings
Swiss Franc (CHF)
Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
Passbook | ||||
CHF 500 | CHF 500 | N.A | N.A |
Learn more about Swiss Franc Savings
*ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. The formula for computing ADB is as follows:
ADB  = | (Day 1 ending balance + Day 2 ending balance …+ Day 30/31 ending balance) |
| |
Number of days in the month (i.e. 30/31 days) |
**Daily Balance is equivalent to end-of-day balance.
***Interest earned shall be credited quarterly to your savings (except for Maxi-Saver where interest earned is credited monthly and BPI Advance) and/or current account(s) provided that the account has not been closed prior to schedule of interest crediting.
Savings Accounts
A savings account with electronic banking convenience, so you can juggle your day-to-day finances easily, any time of the day.
learn moreChecking Accounts
We offer a variety of checking accounts to simplify your way of settling your financial obligations and conveniently monitor your transactions through our 24/7 channels.
learn moreTime Deposit Accounts
Protect and grow your funds with higher interest rates. With BPI Time Deposit, you enjoy higher returns with no risk on your principal.
learn moreFor inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.
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