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Deposit Rates - Savings and Checking

Peso Savings Account

Peso Savings Account


Jumpstart Savings


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Debit Card
Php 100Php 1,000Php 2,0000.125%

For Jumpstart Savings, Php 1,000 maintaining balance is waived for one (1) year for accounts opened starting March 16, 2012.

Learn more about Jumpstart Savings



Maxi Saver


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Debit Card
Php 50,000Php 50,000Php 50,000Less than Php 50,000 N.A.
50,000 - 499,999 0.125%
500,000 - 999,9990.125%
1M - 4,999,9990.125%
5M and above0.250%
With 0.125% bonus p.a. if no withdrawal within a month
Passbook
Php 75,000Php 75,000Php 75,000Less than Php 75,000 N.A.
75,000 - 499,999 0.125%
500,000 - 999,9990.125%
1M - 4,999,9990.125%
5M and above0.250%
With 0.125% bonus p.a. if no withdrawal within a month

For Maxi-Saver Savings, if withdrawal exceeds 6 times within a month, the account will be subject to the rate that applies to the lowest interest-bearing tier. Any form of client initiated debit from the account is considered a withdrawal.

Learn more about Maxi Saver


Padala Moneyger


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Debit Card
N.AWaived for as long as there are four (4) remittances in a yearPhp 5,0000.125%

Learn more about Padala Moneyger


Pamana Padala


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Debit Card
Php 500Waived for as long as there are four (4) remittances in a yearPhp 5,0000.125%

Learn more about Pamana Padala


Pamana Savings


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Debit Card
Php 25,000Php 25,000Php 25,0000.125%
Passbook
Php 75,000Php 75,000Php 75,0000.125%

Learn more about Pamana Savings


Passbook Savings


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
Php 10,000Php 10,000Php 10,0000.125%

Learn more about Passbook Savings


Regular Savings


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Debit Card
Php 3,000Php 3,000Php 3,0000.125%

Learn more about Regular Savings


Save-Up (Automatic Savings + Insurance)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Info Card
N.APhp 1,000Php 5,0000.125%

Learn more about Save-Up


Save-Up High (Automatic Savings + High Interest)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Info Card
N.APhp 1,000Php 5,000Php 5,000 - 49,9990.125%
50,000 - 499,999 0.125%
500,000 and above0.125%

Learn more about Save-Up High


Direct Deposit US Pension with Passbook


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
Php 1,000Php 1,000Php 25,0000.125%
Peso Checking Account

Peso Checking Account


BizLink Checking


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Statement only
Php 10,000Php 10,000N.AN.A
Debit Card and Statement
Php 10,000Php 10,000N.AN.A

Learn more about BizLink Checking


Business Checking


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Statement only
Php 10,000Php 10,000N.AN.A

Learn more about Business Checking


Maxi One


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Statement only
Php 25,000Php 25,000Php 25,000Php 25,000 - 999,9990.125%
1M and above0.175%
Debit Card and Statement
Php 25,000Php 25,000Php 25,000Php 25,000 - 999,9990.125%
1M and above0.175%
Passbook
Php 250,000Php 250,000Php 25,000Php 25,000 - 999,9990.125%
1M and above0.175%

Learn more about Maxi One


Regular Checking


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Statement only
Php 10,000Php 10,000N.AN.A
Debit Card and Statement
Php 10,000Php 10,000N.AN.A

Learn more about Regular Checking

Foreign Currency Savings Account

Foreign Currency Savings Account

Check our list of BPI branches offering Foreign Currencies (Initial Deposits, Monthly ADB and Balance to Earn Interest above are stated in terms of the corresponding currency).


Maxi Saver


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
$ 2,500$ 2,500$ 2,500Less than $ 2,500N.A
2,500 - 9,9990.100%
10,000 - 19,9990.100%
20,000 and above0.100%
With 0.100% bonus p.a. if no withdrawal within a month

For Maxi-Saver Savings, if withdrawal exceeds 6 times within a month, the account will be subject to the rate that applies to the lowest interest-bearing tier. Any form of client initiated debit from the account is considered a withdrawal.

Learn more about Maxi Saver


Pamana Padala


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
$500Waived for as long as there are four (4) remittances in a year$ 5000.250%

Learn more about Pamana Padala


Pamana Savings


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
$ 1,000$ 1,000$ 1,0000.125%

Learn more about Pamana Savings


US Dollar Savings (USD)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Debit Card
$ 500$ 500$ 5000.050%
Passbook
$ 500$ 500$ 5000.050%

Learn more about US Dollar Savings


Direct Deposit US Pension with Passbook


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
$ 100$ 100$ 5000.050%


Australian Dollar Savings (AUD)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
$ 500$ 500$ 5000.125%

Learn more about Australian Dollar Savings


British Pound Savings (GBP)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
£ 500£ 500£ 5000.125%

Learn more about British Pound Savings


Canadian Dollar Savings (CAD)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
$ 500$ 500$ 5000.125%

Learn more about Canadian Dollar Savings


Chinese Yuan Savings (CNY/RMB)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
  ¥ 3,500¥ 3500¥ 35000.050%

Learn more about Chinese Yuan Savings


Euro Savings (EUR)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
€ 500€ 500N.AN.A

Learn more about Euro Savings


Hong Kong Dollar Savings (HKD)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
5005005000.050%

Learn more about Hong Kong Dollar Savings


Japanese Yen Savings (JPY)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
¥ 50,000¥ 50,000N.AN.A

Learn more about Japanese Yen Savings


Swiss Franc (CHF)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
₣ 500₣ 500N.AN.A

Learn more about Swiss Franc Savings


*ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. The formula for computing ADB is as follows:


ADB   =(Day 1 ending balance + Day 2 ending balance …+ Day 30/31 ending balance)

-----------------------------------------------

Number of days in the month (i.e. 30/31 days)


**Daily Balance is equivalent to end-of-day balance.


***Interest earned shall be credited quarterly to your savings (except for Maxi-Saver where interest earned is credited monthly and BPI Advance) and/or current account(s) provided that the account has not been closed prior to schedule of interest crediting.

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    Time Deposit Accounts

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    Deposits are insured by PDIC up to P500,000 per depositor.
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