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Deposit Rates - Savings and Checking

Peso Savings Account

Peso Savings Account


#SaveUp


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Debit Card
Php 3,000Php 3,000Php 5,0000.0925%



Jumpstart Savings


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Debit Card
Php 100Php 1,000Php 2,0000.0625%

For Jumpstart Savings, Php 1,000 maintaining balance is waived for one (1) year for accounts opened starting March 16, 2012.

Learn more about Jumpstart Savings



Maxi Saver


Required Initial Deposit

Required Minimum Monthly ADB*

Required Daily Balance to Earn Interest**

Interest Rate per Annum***

Debit Card

Php 2,000,000

Php 2,000,000

Php 2,000,000

0.125%

With 0.125% bonus p.a. if no withdrawal within a month

Passbook

Php 2,000,000

Php 2,000,000

Php 2,000,000

0.125%

With 0.125% bonus p.a. if no withdrawal within a month

Learn more about Maxi Saver


Saver Plus


Required Initial Deposit

Required Minimum Monthly ADB*

Required Daily Balance to Earn Interest**

Interest Rate per Annum***

Php 50,000

Php 50,000

Php 50,000

0.0925%

Learn more about Saver Plus


Padala Moneyger


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Debit Card
N.AWaived for as long as there are four (4) remittances in a yearPhp 5,0000.0625%

Learn more about Padala Moneyger


Pamana Padala


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Debit Card
Php 500Waived for as long as there are four (4) remittances in a yearPhp 5,0000.0625%

Learn more about Pamana Padala


Pamana Savings


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Debit Card
Php 25,000Php 25,000Php 25,0000.0625%
Passbook
Php 75,000Php 75,000Php 75,0000.0625%

Learn more about Pamana Savings


Passbook Savings


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
Php 10,000Php 10,000Php 25,000
0.0625%

Learn more about Passbook Savings


Regular Savings


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Debit Card
Php 3,000Php 3,000Php 5,0000.0625%

Learn more about Regular Savings


Save-Up (Automatic Savings + Insurance)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Info Card
N.APhp 1,000Php 5,0000.0625%

Learn more about Save-Up


Save-Up High (Automatic Savings + High Interest)


Required Initial Deposit

Required Minimum Monthly ADB*

Required Daily Balance to Earn Interest**

Interest Rate per Annum***

N.A

Php 1,000

Php 5,000

0.0625%

Learn more about Save-Up High


Direct Deposit US Pension with Passbook


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
Php 1,000Php 1,000Php 25,0000.0625%
Peso Checking Account

Peso Checking Account


BizLink Checking


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Statement only
Php 10,000Php 10,000N.AN.A
Debit Card and Statement
Php 10,000Php 10,000N.AN.A

Learn more about BizLink Checking


Business Checking


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Statement only
Php 10,000Php 10,000N.AN.A

Learn more about Business Checking


Maxi One


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Statement only
Php 25,000Php 25,000Php 25,000Php 25,000 - 999,9990.0625%
1M and above0.0925%
Debit Card and Statement
Php 25,000Php 25,000Php 25,000Php 25,000 - 999,9990.0625%
1M and above0.0925%
Passbook
Php 250,000Php 250,000Php 25,000Php 25,000 - 999,9990.0625%
1M and above0.0925%

Learn more about Maxi One


Regular Checking


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Statement only
Php 10,000Php 10,000N.AN.A
Debit Card and Statement
Php 10,000Php 10,000N.AN.A

Learn more about Regular Checking

Foreign Currency Savings Account

Foreign Currency Savings Account

Check our list of BPI branches offering Foreign Currencies (Initial Deposits, Monthly ADB and Balance to Earn Interest above are stated in terms of the corresponding currency).


Maxi Saver


Required Initial Deposit

Required Minimum Monthly ADB*

Required Daily Balance to Earn Interest**

Interest Rate per Annum***

Passbook

USD 2,500

USD 2,500

USD 2,500

0.100%

With 0.100% bonus p.a. if no withdrawal within a month

Learn more about Maxi Saver


Pamana Padala


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
USD 500
Waived for as long as there are four (4) remittances in a yearUSD 500
0.050%

Learn more about Pamana Padala


Pamana Savings


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
USD 1,000
USD 1,000
USD 1,000
0.050%

Learn more about Pamana Savings


US Dollar Savings (USD)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Debit Card
USD 500
USD 500
USD 500
0.050%
Passbook
USD 500
USD 500
USD 500
0.050%

Learn more about US Dollar Savings


Direct Deposit US Pension with Passbook


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
USD 100
USD 100
USD 500
0.050%


Australian Dollar Savings (AUD)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
AUD 500
AUD 500
AUD 500
0.125%

Learn more about Australian Dollar Savings


British Pound Savings (GBP)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
GBP 500
GBP 500
GBP 500
0.125%

Learn more about British Pound Savings


Canadian Dollar Savings (CAD)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
CAD 500
CAD 500
CAD 500
0.125%

Learn more about Canadian Dollar Savings


Chinese Yuan Savings (CNY/RMB)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
 CNY 3,500
CNY 3500
CNY 3500
0.050%

Learn more about Chinese Yuan Savings


Euro Savings (EUR)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
EUR  500
EUR  500
N.AN.A

Learn more about Euro Savings


Hong Kong Dollar Savings (HKD)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
HKD 500
HKD 500
HKD 500
0.050%

Learn more about Hong Kong Dollar Savings


Japanese Yen Savings (JPY)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
JPY 50,000
JPY 50,000
N.AN.A

Learn more about Japanese Yen Savings


Swiss Franc (CHF)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
CHF 500
CHF 500
N.AN.A

Learn more about Swiss Franc Savings


*ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. The formula for computing ADB is as follows:


ADB   =(Day 1 ending balance + Day 2 ending balance …+ Day 30/31 ending balance)

-----------------------------------------------

Number of days in the month (i.e. 30/31 days)


**Daily Balance is equivalent to end-of-day balance.


***Interest earned shall be credited quarterly to your savings (except for Maxi-Saver where interest earned is credited monthly and BPI Advance) and/or current account(s) provided that the account has not been closed prior to schedule of interest crediting.

Contents
    Corporate Deposit Rates
    Know the rates of our Corporate Deposit products.
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    Related information

    Savings Accounts

    A savings account with electronic banking convenience, so you can juggle your day-to-day finances easily, any time of the day.

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    Checking Accounts

    We offer a variety of checking accounts to simplify your way of settling your financial obligations and conveniently monitor your transactions through our 24/7 channels.

    learn more

    Time Deposit Accounts

    Protect and grow your funds with higher interest rates. With BPI Time Deposit, you enjoy higher returns with no risk on your principal.

    learn more
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