Peso Savings Account
| Type of Deposit Account | Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance** to Earn Interest | Interest Rate*** (Per Annum) | |
|---|---|---|---|---|---|
| Passbook Savings | Php 50,000 | Php 50,000 | Php 75,000 | 0.0625% | |
| (Business Banking) | |||||
| Passbook Savings | Php 100,000 | Php 100,000 | Php 150,000 | 0.0625% | |
| (Corporate) | |||||
| Maxi-Saver**** Savings with Passbook | Php 250,000 | Php 250,000 | Php 250,000 | 0.125% | |
| With 0.125% bonus p.a. if no withdrawal within a month | |||||
| Maxi-One with Statement | Php 50,000 | Php 50,000 | Php 25,000 | Php 25,000 - Php 999,999 | 0.0625% |
Php 1,000,000 and above | 0.0925% | ||||
| Maxi-One with Passbook | Php 500,000 | Php 500,000 | Php 25,000 | Php 25,000 - Php 999,999 | 0.0625% |
Php 1,000,000 and above | 0.0925% | ||||
Peso Checking Account
| Type of Deposit Account | Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance** to Earn Interest | Interest Rate*** (Per Annum) | |
| Bizlink Checking with Statement | Php 10,000 | Php 10,000 | N.A. | N.A. | |
| Business Checking | Php 10,000 | Php 10,000 | N.A. | N.A. | |
| Maxi-One with Statement | Php 50,000 | Php 50,000 | Php 25,000 | Php 25,000 - Php 999,999 | 0.0625% |
| Php 1,000,000 and above | 0.0925% | ||||
* ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. The formula for computing ADB is as follows:
ADB = (Day 1 ending balance + Day 2 ending balance …+ Day 30/31 ending balance)
Number of days in the month (i.e. 30/31 days)
** Daily Balance is equivalent to end-of-day balance.
*** Interest earned shall be credited quarterly to your savings (except for Maxi-Saver where interest earned is credited monthly) and/or current account(s) provided that the account has not been closed prior to schedule of interest crediting.
**** For Maxi-Saver Savings, if withdrawal exceeds 6 times within a month, the account will be subject to the rate that applies to the lowest interest-bearing tier. Any form of client initiated debit from the account is considered a withdrawal.
Foreign Currency Savings Account
Check our list of BPI branches offering Foreign Currencies (Initial Deposits, Monthly ADB and Balance to Earn Interest above are stated in terms of the corresponding currency).
US Dollar Savings (USD)
| Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
|---|---|---|---|---|
| Debit Card | ||||
| $ 500 | $ 500 | $ 500 | 0.050% | |
| Passbook | ||||
| $ 500 | $ 500 | $ 500 | 0.050% | |
Australian Dollar Savings (AUD)
| Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
|---|---|---|---|---|
| Passbook | ||||
| $ 500 | $ 500 | $ 500 | 0.125% | |
British Pound Savings (GBP)
| Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
|---|---|---|---|---|
| Passbook | ||||
| £ 500 | £ 500 | £ 500 | 0.125% | |
Canadian Dollar Savings (CAD)
| Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
|---|---|---|---|---|
| Passbook | ||||
| $ 500 | $ 500 | $ 500 | 0.125% | |
Chinese Yuan Savings (CNY/RMB)
| Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
|---|---|---|---|---|
| Passbook | ||||
| ¥ 3,500 | ¥ 3500 | ¥ 3500 | 0.050% | |
Euro Savings (EUR)
| Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
|---|---|---|---|---|
| Passbook | ||||
| € 500 | € 500 | N.A | N.A | |
Hong Kong Dollar Savings (HKD)
| Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
|---|---|---|---|---|
| Passbook | ||||
| 500 | 500 | 500 | 0.050% | |
Japanese Yen Savings (JPY)
| Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
|---|---|---|---|---|
| Passbook | ||||
| ¥ 50,000 | ¥ 50,000 | N.A | N.A | |
Swiss Franc (CHF)
| Required Initial Deposit | Required Minimum Monthly ADB* | Required Daily Balance to Earn Interest** | Interest Rate per Annum*** | |
|---|---|---|---|---|
| Passbook | ||||
| ₣ 500 | ₣ 500 | N.A | N.A | |
*ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. The formula for computing ADB is as follows:
| ADB = | (Day 1 ending balance + Day 2 ending balance …+ Day 30/31 ending balance) |
----------------------------------------------- | |
| Number of days in the month (i.e. 30/31 days) |
**Daily Balance is equivalent to end-of-day balance.
***Interest earned shall be credited quarterly to your savings (except for Maxi-Saver where interest earned is credited monthly and BPI Advance) and/or current account(s) provided that the account has not been closed prior to schedule of interest crediting
Related information
| BPI is regulated by the Bangko Sentral ng Pilipinas