1. Valid Philippine government-issued, photo-bearing ID with signature
2. Latest 3 months payslips, OR latest Income Tax Return - (ITR) BIR Form 2316, OR Certificate of Employment
Benefits
Up to Php 3 million loanable amount
Get up to thrice your monthly income.
Collateral-free loan
Take advantage of a collateral-free loan.
Flexible installment terms
Pay in 12, 18, 24, 30, or 36 monthly installments.
Pay through our Automatic Debit facility
Pay your monthly installment conveniently online through our automatic debit facility.
How to apply
You have two options when applying for a loan:
Via Branch
You can visit any BPI branch and submit the required documents.
Via the Contact Us page
1. Go to the Contact Us page and fill-out the form:
2. When asked if you are a BPI client, tick “NO”.
3. Fill out the required information.
4. Choose "Loans" and "Personal Loan" in the drop-down menus.
5. Under “Summary of Concern,” indicate the best time for a callback between 8:30 AM and 5:30 PM (Mondays to Fridays except holidays).
6. Click submit and expect a call within 2 to 3 banking days.
List of requirements
For employed applicants
For self-employed applicants
1. Valid Philippine government-issued, photo-bearing ID with signature
2. Audited Financial Statement (3 years), OR latest Income Tax Return (ITR) BIR Form 2316
3. DTI/SEC Business Registration Certificate
List of acceptable IDs
- Passport
- Driver's License
- Professional Regulatory Commission (PRC) ID
- Postal ID
- Voter's ID
- Taxpayer Identification Number (TIN)
- Government Service Insurance Sysytem (GSIS) e-Card
- Social Security System (SSS) card
- Senior Citizen card
- Overseas Workers Welfare Administration (OWWA) ID
- Overseas Filipino Worker (OFW) ID
- Government office and Government-owned and Controlled Corporation (GOCC) ID (e.g., Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs)
- ID issued by the National Council on Disability Affairs
- Integrated Bar of the Philippines (IBP) ID
- Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Banko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC) or Insurance Commission (IC)
- PhilHealth Health Insurance Card ng Bayan
- National Bureau of Investigation (NBI) Clearance
- Police Clearance
- Barangay Certification
- Seaman's Book
- Alien Certificate of Registration / Immigrant Certificate of Registration (not applicable for Housing Loan)
- Department of Social Welfare and Development (DSWD) Certification
- Professional ID cards issued by Maritime Industry Authority (MARINA)
- PhilSys ID (either Digital or Physical copy)
- Printed ePhilID
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