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- Regular Personal Loan
Get up to thrice your monthly income.
Pay in 12, 18, 24, 30, or 36 monthly installments.
Take advantage of a collateral-free loan.
Pay your monthly installment conveniently online through our automatic debit facility.
1. Fill out the online application form.
2. Upon successful submission, you will receive an email that your application has been received. Check your spam folder in case the message is not in your inbox.
3. Submit your income documents to plviaonlinemailbox1@bpi.com.ph. You may find the list of required documents here.
4. Wait for the SMS notification regarding the status of your loan application.
FAQs of Existing Loan Account Holders
Read the frequently asked questions for existing loan account holders.
learn moreFAQs of New Loan Applicants
Read the frequently asked questions of those who are interested to apply for a personal loan.
learn morePersonal Loan Application Requirements
Check out the list of requirements needed when applying for a personal loan.
learn more The maximum annual contractual rate (ACR) is 25.60%. Flexible loan term options from 12 to 36 months. A minimal one-time processing fee of Php 1,500 will be deducted from the loan proceeds. Documentary Stamps Tax worth Php 1.50 for every Php 200 of loan amount will apply to loans above Php 250,000. To know more, click here.
Example: A loan amounting to Php 20,000 with a term of 12 months will pay Php 22,884, inclusive of interest. The estimated monthly amortization is Php 1,907 with ACR of 25.60%. Compute for your loan here.
For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
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