BPI Personal Loan
BPI Personal Loans helps you get extra cash for your different needs—home renovation, education, business, travel, or anything else you need.
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Up to Php 2 Mn loanable amount

Get up to thrice your monthly income.

Flexible installment terms

Pay in 12, 18, 24, 30, or 36 monthly installments.

Collateral-free loan

Take advantage of a collateral-free loan.

Payments through our Automatic Debit facility

Pay your monthly installment conveniently online through our automatic debit facility.

Quick guide

How to apply for a Personal Loan online

1. Fill out the online application form.
2. Upon successful submission, you will receive an email that your application has been received. Check your spam folder in case the message is not in your inbox.
3. Submit your income documents to plviaonlinemailbox1@bpi.com.ph. You may find the list of required documents here.
4. Wait for the SMS notification regarding the status of your loan application.

Personal Loan Application
Ready to apply for a Personal Loan?
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Related information

FAQs of Existing Loan Account Holders

Read the frequently asked questions for existing loan account holders.

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FAQs of New Loan Applicants

Read the frequently asked questions of those who are interested to apply for a personal loan.

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Personal Loan Application Requirements

Check out the list of requirements needed when applying for a personal loan.

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The maximum annual contractual rate (ACR) is 25.60%. Flexible loan term options from 12 to 36 months. A minimal one-time processing fee of Php 1,500 will be deducted from the loan proceeds. Documentary Stamps Tax worth Php 1.50 for every Php 200 of loan amount will apply to loans above Php 250,000. To know more, click here.

Example: A loan amounting to Php 20,000 with a term of 12 months will pay Php 22,884, inclusive of interest. The estimated monthly amortization is Php 1,907 with ACR of 25.60%. Compute for your loan here.