ZAPPP Promo

Promo Offer

• Up to 20% off on select procedures for straight transactions with your BPI or Robinsons Bank Credit and Debit Card
• Up to 17% off on select procedures for installment transactions with your BPI Credit Card
• Promo runs from August 1, 2025 to December 31, 2025

Special Installment Plan for qualified BPI Credit Cardholders 

• Up to 12 mos. Real 0% SIP 
• Buy Now Pay 3 Months Later
• Up to 100% Bonus Madness Limit your installment purchases for qualified credit cardholders 

1. The Promo is open to Cardholders with participating BPI or Robinsons Bank Credit or Debit Cards whose accounts are active and in good standing:  

BPI Credit Cards   

• BPI Amore Cashback Card  
• BPI Amore Platinum Cashback Card 
• BPI Corporate Card 
• BPI Edge Card 
• BPI Gold Rewards Card  
• BPI Platinum Rewards Card 
• BPI Rewards Card  
• BPI Signature Card 
• Petron BPI Card  
• BPI DOS Card   
• Robinsons Cashback Card  

BPI Debit Card

Robinsons Bank Credit Cards         

• DOS Card  
• Robinsons Cashback Card

Robinsons Bank Debit Cards 

• Robinsons Bank Visa Debit Card 
• Simple Savings Card 

2. The Promo Period is from August 1, 2025 to December 31, 2025.

3. BPI and Robinsons Bank Credit or Debit Cardholders are entitled to the following exclusive offers within the Promo Period: 

• Up to 20% off on select services for straight transactions with your BPI or Robinsons Bank Credit and Debit Card
• Up to 17% off on select services for installment transactions with your BPI Credit Card
  • Special Installment Plan for qualified BPI Credit Cardholders 

• Up to 12 months Real 0% SIP 

• Buy Now, Pay 3 Months Later

• Up to 100% Additional Bonus Madness Limit for installment purchases

4. To qualify for the offer, the Cardholder must use his or her participating bank Credit or Debit Card to pay for his or her purchases at Merchant.  

5. Offer should be given instantly where the purchase was made. 

6. The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.  

1. The Program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.    

BPI Credit Cards    

• BPI Amore Cashback Card    
• BPI Amore Platinum Cashback Card   
• BPI Corporate Card   
• BPI Edge Card   
• BPI Gold Rewards Card     
• Petron BPI Card    
• BPI Platinum Rewards Card     
• BPI Rewards Card     
• BPI Signature Card   

2. BPI Credit Cardholders are entitled to avail of Real 0% Special Installment Plan (SIP) Program. This allows Cardholders to avail of up to 12 months Real 0% SIP at Merchant.  

3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):  

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of: 

• 3 months term: PHP 10,000 
• 6 months term: PHP 20,000 
• 12 months term: PHP 40,000

b. The terms may be available for select items only.   

c. All installment transactions are subject to BPI’s approval.   

d. The cardholder can also choose to avail of the other SIP features:  

• Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders  

Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.  

• Buy Now Pay up to 3 months Later 

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full. 

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

e.1. BPI will charge an early termination fee of PHP 550 + 2% on the principal amount should the cardholder decides to terminate the SIP transaction prior to the 1st billing.

e.2. BPI will charge an early termination fee of PHP 550 for SIP transactions terminated after the first billing.  

4. To qualify for the Program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the participating Merchant.   

5. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Program, the Bank will make a decision, which will be considered final within the context of this offer. However, if the dispute involves the Participating Merchant and its performance and/or delivery of products to the customer, subject to the General Provisions set out above, the decision of the Participating Merchant shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.  

Zappp

For any questions or clarifications, please contact the following:

• BGC : (+63) 917 864 4329
• One Ayala: (+63) 917 862 0670
• Trinoma: (+63) 917 841 2499

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

Per DTI Fair Trade Permit No. FTEB-230889, Series of 2025

Deposits are insured by PDIC up to ₱1 Million per depositor.