Promotion highlights
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Real 0% S.I.P.

Get 3 months Real 0% S.I.P. with your BPI Credit Card.

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Up to 100% Bonus Madness Limit

Get a bonus installment credit limit of up to 100% of your regular credit line.

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Open to all BPI Credit Cardholders

Stay in good standing and avail of this promo.

Promotion mechanics

1. The promo is open to all BPI Cardholders in good standing with any of the following participating Cards:

BPI Credit Cards

  • BPI Amore Cashback Card
  • BPI Amore Platinum Cashback Card
  • BPI Blue Mastercard / BPI Rewards Card
  • BPI Corporate Mastercard / BPI Corporate Card
  • BPI eCredit Mastercard / BPI eCredit Card
  • BPI Edge Mastercard / BPI Edge Card
  • BPI Gold Mastercard / BPI Gold Rewards Card
  • Petron-BPI Mastercard / Petron BPI Card
  • BPI Visa Signature Card/ BPI Signature Card
  • BPI Family Credit Card

2. BPI Cardholders can avail of 3 months Real 0% S.I.P. program at merchant.

How to avail

a. Cardholder visits and selects the items to be purchased.
b. Cardholder adds the preferred items to cart, proceeds to check out page, and fills in required information.
c. On the check-out page, Cardholder selects “Payment Method”.
d. Cardholder selects “Pay via BPI Real 0% installment" as payment option.
e. Cardholder clicks “Place Order” button.
f. Cardholder is redirected to Merchant’s Payment Gateway to input his or her preferred installment type, installment term, and BPI Credit card details.
g. On the Merchant’s Payment Gateway page, cardholder ticks “I agree” in terms and conditions.
h. Cardholder proceeds to BPI Special Installment Plan
i. Cardholder selects the installment type “Real 0% installment”.
j. Cardholder selects the payment term of 3 months.
k. The monthly amortization will reflect on the screen.
l. Cardholder fills in the required information of his card details.
m. Cardholder clicks “Pay Now”.
n. Cardholder receives a confirmation email from Merchant.

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (S.I.P.):

Terms and conditions

a. The S.I.P. Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000.
b. The terms may be available for select items only.
c. All installment transactions are subject to BPI approval.
d. Cardholder can also choose to avail of other S.I.P. feature:

Up to 100% Bonus Madness Limit for qualified BPI Credit cardholders
Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transactions will automatically be deducted from the Madness Limit. 100% Bonus Madness Limit is only applicable to installment transactions.

e. Should the Credit Cardholder decide to terminate the S.I.P. transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to the principal amount using the diminishing balance method.

4. To qualify for the program, the cardholder must use his or her participating BPI Card to pay for his or her purchases at the participating merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and merchant.

The terms and conditions governing the issuance of BPI Cards, reminders, and other provisions contained in card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this program campaign.

Customer support

Watch Republic
For queries, please email or send a message on Facebook at Watch Republic Shop.

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

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