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Promo Highlights
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Exclusive discounts

Enjoy 5% off at the TOPTEN10 for a min. straight transaction of PHP 5,000, capped at PHP 500.

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Real 0% SIP

Enjoy up to 6 months Real 0% SIP for a mininimum spend.

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Bonus Madness Limit

Up to 100% additional credit limit on your installment purchases for qualified credit cardholders.

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Buy Now Pay 3 Months Later

Defer your first monthly installment payments and pay up to 3 months later when you buy in-store.

Promo Mechanics

 

Promo Offer

  • Enjoy 5% off for a minimum straight purchase of PHP 5,000, discount capped at PHP 500 given at point sale
  • Get up to 6 months Real 0% SIP for a minimum installment spend of PHP 5,000 with your BPI Credit Card.

 

Mechanics

1. The Promo is open to cardholders with participating BPI or Robinsons Bank Credit and Debit Cards whose accounts are active and in good standing:  

BPI Credit Card

  • BPI Amore Cashback Card 
  • BPI Amore Platinum Cashback Card
  • BPI Corporate Card
  • BPI Edge Card
  • BPI Gold Rewards Card 
  • Petron BPI Card 
  • BPI Platinum Rewards Card
  • BPI Rewards Card 
  • BPI Signature Card
  • BPI DOS Card
  • Robinsons Cashback Card

BPI Debit Card

Robinsons Bank Debit Card

  • Visa Debit Card
  • Simple Savings Card

Robinsons Bank Credit Card

  • DOS Card
  • Robinsons Cashback Card

2. The Promo Period is from May 1 to July 31, 2025.

3. BPI or Robinsons Bank Credit and Debit Cardholders are entitled to the following exclusive offers within the Promo Period: 

  • Enjoy 5% off for a minimum straight purchase of PHP 5,000, discount capped at PHP 500 given at point sale 
  • Special Installment Plan for BPI Credit Cardholders
    • Up to 6 months Real 0% SIP for a minimum spend of PHP 5,000. Offer is available for 3 and 6 months tenor.
    • Buy Now Pay 3 months Later 
    • Additional bonus madness limit for installment purchases 

4. To qualify for the offer, the cardholder must use his or her participating BPI or Robinsons Bank Credit or Debit to pay for his or her purchases at Merchant.

5. Offer should be given instantly where the purchase was made. 

6. The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.   

7. The offer is not convertible to cash or credit.  It may not be exchanged with any other service. 

How to Avail

1. Visit any participating branch of merchant. 

2. Use any of the participating BPI or Robinsons Bank Credit or Debit Cards to pay for your purchases. Qualified BPI Credit Cardholders may avail of up to 6 months Real 0% SIP. 

3. Available installment terms: 3, and 6 months. Terms may be available for select items. Valid for a minimum installment spend of PHP 5,000 or higher.

Minimum Installment Spend Requirements:

  • 3 months: PHP 5,000
  • 6 months:  PHP 10,000

4. Enjoy this deal!

Program Mechanics: Special Installment Plan (SIP)

1. The Program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.   

BPI Credit Cards

  • BPI Amore Cashback Card   
  • BPI Amore Platinum Cashback Card  
  • BPI Corporate Card  
  • BPI Edge Card  
  • BPI Gold Rewards Card    
  • Petron BPI Card   
  • BPI Platinum Rewards Card    
  • BPI Rewards Card    
  • BPI Signature Card  

2. BPI Credit Cardholders are entitled to avail of Real 0% Special Installment Plan (SIP) Program. This allows Cardholders to avail of up to 6 months Real 0% SIP at Merchant. 

3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP): 

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of PHP 3,000. 

• 3-month term: Minimum single-receipt purchase requirement of PHP 5,000

• 6-month term: Minimum single-receipt purchase requirement of PHP 10,000

             b. The terms may be available for select items only.  

             c. All installment transactions are subject to BPI’s approval.  

d. The cardholder can also choose to avail of the other SIP features: 

• Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders 

Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions. 

• Buy Now Pay up to 3 months Later 

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full. 

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method  

e.1. BPI will charge an early termination fee of PHP 550 + 20% on the principal amount should the cardholder decides to terminate the SIP transaction prior to the 1st billing.

e.2. BPI will charge an early termination fee of PHP 550 for SIP transactions terminated after the first billing 

4. To qualify for the Program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the participating Merchant.  

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and Merchant.  

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign. 

Participating Branches

Branch

Address

TOPTEN10 GatewayUGB Gateway Mall 2, Araneta City, Cubao Quezon City
TOPTEN10 Mall of Asia3F South Main Maill, SM Mall of Asia, Pasay City

 

Customer Support

TOPTEN10

For any questions or clarifications, please contact the following:

  • TOPTEN10 MALL OF ASIA - (+632) 8293-2725
  • TOPTEN10 Gateway - (+632) 7001-3536

 

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

 

Per DTI Fair Trade Permit No. FTEB-220769, Series of 2025

 

Deposits are insured by PDIC up to ₱1 Million per depositor.
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