Promo Highlights

Exclusive discounts on your dream watch

Enjoy up to 50% off on select watches at Lucerne’s Great Watch Sale from October 1 to 4, 2026.

FlexipayZero

Enjoy up to 12 months FlexipayZero with your BPI Credit Card. 

FlexipayLater

Defer your first monthly installment payments and pay 3 months later.

Bonus Madness Limit

Up to 100% Additional Bonus Madness Limit on your installment purchases for qualified credit cardholders.  

Promo Mechanics

Promo Offer

  • Get up to 50% off on select Swiss watch brands at the Lucerne Great Watch Sale with your BPI Card. 
  • The event will run from October 1 to 4, 2026 from 11 AM to 8 PM at Makati Shangri-La Hotel.
    • October 1, 2026: Exclusive to Private Wealth, BPI Gold and BPI Preferred Clients with a BPI Card and all BPI Signature, Signature Wealth, Platinum Rewards Card, Gold Rewards, Robinsons Cashback Card, powered by Visa and Amore Platinum Cashback Card Cardholders.  
    • October 2 to 4, 2026: Open to all BPI Debit and Credit Cardholders.

Flexipay for qualified BPI Credit Cardholders 

  • Up to 12 months FlexipayZero. Minimum spend varies per tenor. Offer is available for 3, 6, and 12 months tenor.
  • FlexipayLater 
  • Up to 100% Bonus Madness Limit on installment purchases for qualified credit cardholders
  • Flexipay is not applicable to BPI Free+ and BPI Omni Cardholders  

 

Mechanics

1. The Promo is open to Cardholders with participating BPI Credit or Debit Cards whose accounts are active and in good standing:

BPI Credit Cards

  • BPI Amore Cashback Card 
  • BPI Amore Platinum Cashback Card
  • BPI Corporate Card
  • BPI Edge Card
  • BPI Gold Rewards Card 
  • BPI Platinum Rewards Card
  • BPI Rewards Card 
  • BPI Signature Card
  • BPI Signature Wealth Card
  • Petron BPI Card 
  • Robinsons Cashback Card, powered by Visa
  • BPI Free+ Card  
  • BPI Omni Card 

BPI Debit Cards

2. The Promo Period is from October 1, 2026 to October 4, 2026.

3. Participating BPI Credit and Debit Cardholders are entitled to the following exclusive offers within the Promo Period: 

  • Get up to 50% off on select Swiss watch brands at The Great Watch Sale 2026 with your BPI Card.
  • Venue & Time: Makati Shangri-La Hotel, Makati City, 11 AM to 8 PM
    • October 1, 2026: Exclusive to Private Wealth, BPI Gold and BPI Preferred Clients with a BPI Card and all BPI Signature, Signature Wealth, Platinum Rewards Card, Gold Rewards, Robinsons Cashback Card, powered by Visa and Amore Platinum Cashback Card Cardholders.    
    • October 2 to 4, 2026: Open to all BPI Debit and Credit Cardholders.

Flexipay for qualified BPI Credit Cardholders 

  • Up to 12 months FlexipayZero. Minimum spend varies per tenor. Offer is available for 3, 6, and 12 months tenor.
  • FlexipayLater 
  • Up to 100% Bonus Madness Limit on installment purchases for qualified credit cardholders.
  • Flexipay is not applicable to BPI Free+ and BPI Omni Cardholders

4. To qualify for the offer, the Cardholder must use his or her participating BPI Credit or Debit Card to pay for his or her purchases at Merchant.  

5. Offer should be given instantly where the purchase was made. 

6. The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.  

Program Mechanics – Flexipay

1. The Program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.

BPI Credit Cards    

  • BPI Amore Cashback Card    
  • BPI Amore Platinum Cashback Card   
  • BPI Corporate Card   
  • BPI Edge Card   
  • BPI Gold Rewards Card     
  • Petron BPI Card    
  • BPI Platinum Rewards Card     
  • BPI Rewards Card     
  • BPI Signature Card  
  • BPI Signature Wealth Card
  • Robinsons Cashback Card, powered by Visa 

2. Participating BPI Credit Cardholders are entitled to avail of the FlexipayZero Program. This allows Cardholders to avail of up to 12 months 0% interest on installments at Merchant.  

3. The Cardholder shall review and agree to be bound by the terms and conditions of Flexipay:  

a. The FlexipayZero installment terms are available for a minimum single-receipt purchase requirement of PHP 3,000 or higher.  

b. The terms may be available for select items only.   

c. All installment transactions are subject to BPI’s approval.   

d. The cardholder can also choose to avail of the other Flexipay features:  

  • Up to 100% Additional Bonus Madness Limit for qualified BPI Credit Cardholders  

Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.  

  • FlexipayLater

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full. 

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

e.1. BPI will charge an early termination fee of PHP 550 + 2% on the principal amount should the cardholder decide to terminate the Flexipay transaction prior to the 1st billing.

e.2. BPI will charge an early termination fee of PHP 550 for Flexipay transactions terminated after the first billing.  

4. To qualify for the Program, the cardholder must use his or her participating BPI Credit Card to pay for his or her installment purchases at the participating Merchant’s point-of sale terminal.   

5. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. However, if the dispute involves the participating Merchant and its performance and/or delivery of products to customer, subject to the General Provisions set out above, the decision of the Bank and Merchant with the concurrence of DTI shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law. 

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.  

 

How to Avail

1. Visit the event from October 1 – 4, 2026 at Makati Shangri-La Hotel from 11 AM to 8 PM. 

  • October 1, 2026: Exclusive to Private Wealth, BPI Gold and BPI Preferred Clients with a BPI Card and all BPI Signature, Signature Wealth, Platinum Rewards Card, Gold Rewards, Robinsons Cashback Card, powered by Visa and Amore Platinum Cashback Card Cardholders
  • October 2 to 4, 2026: Open to all BPI Debit and Credit Cardholders

2. Use any of the participating BPI Credit or Debit Cards to pay for your purchases. 

3. Qualified BPI Credit Cardholders may avail of up to 12 months FlexipayZero.  Available installment terms: 3, 6 and 12 months. Terms may be available for select items. Valid for a minimum installment spend of PHP 3,000 or higher. 

4. Enjoy this deal.

Participating Branch

Branch

Address

Makati Shangri-La Hotel

Ayala Avenue corner Makati Avenue, Makati City

Customer Support

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

 

Per DTI Fair Trade Permit No. FTEB-267767, Series of 2026.

 

Deposits are insured by PDIC up to ₱1 Million per depositor.
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