Promotion highlights
green check icon

Longer and lighter payment terms

Enjoy up to 24 months Real 0% SIP with your BPI Credit Card.

green check icon

Get Bonus Madness Limit

Up to 100% additional credit limit on your installment purchases.

Promotion mechanics

Special Installment Plan

1. The promo is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing: 

BPI Credit Cards   

  • Amore Cashback Card  
  • Amore Platinum Cashback Card  
  • Blue Mastercard   
  • Corporate Mastercard  
  • Edge Mastercard  
  • Gold Mastercard   
  • Petron-BPI Mastercard  
  • Platinum Rewards Mastercard   
  • Visa Signature Card

2. BPI Credit cardholders are entitled to avail of Real 0% Special Installment Plan (SIP) Program. This allows cardholders to avail of up to 24 months Real 0% SIP at Merchant.

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):


Terms and conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000.

b. The terms may be available for select items only. 

c. All installment transactions are subject to BPI’s approval. 

d. Cardholder can also choose to avail of the other SIP features:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Subject to favorable credit history, qualified Credit cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method 

e. 1 BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the  cardholder decides to terminate the SIP transaction prior to the 1st billing. 

e. 2 BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.


4. To qualify for the Program, the cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at the Participating Merchant. 

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and Merchant. 

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Participating branches



Ayala Fairview Terraces

3F Fairview Terraces, Quirino Hi-way, Novaliches, Quezon City

Century City Mall

2F Century City Mall, Kalayaan Ave., Brgy. Poblacion, Makati City

City of Dreams

UGF City of Dreams, Aseana Ave. cor. Roxas Blvd., Entertainment City Manila, Parañaque City

Cityfront Mall Clark

Unit A26 UGF Clark Cityfront Mall, Manuel A. Roxas Hwy., Angeles, Pampanga


GF Forbes Town Center, Rizal Drive, Fort Bonifacio, Taguig City

Limketkai Center

GF South Concourse Limketkai Center, Lapasan, Cagayan de Oro City

Lucky Chinatown Mall

GF Lucky Chinatown Mall, Reina Regente St., Binondo, Manila.

Market! Market!

GF Market! Market!, Bonifacio Global City, Fort Bonifacio, Taguig City


Unit 0101, GF Mitsukoshi, 8th Ave., cor. 36th St, Grand Central Park, North BGC, Taguig City


GF Phase 1 Nomo A Vista Lifestyle Center, Molino Blvd., Bacoor, Cavite

Resorts World Manila

3F Resorts World Manila, Andrews Ave., Newport Blvd., Pasay City

Robinsons Galleria

L3 Robinsons Galleria, EDSA cor. Ortigas Ave., Brgy. Ugong Norte, Quezon City

Robinsons Place Manila

L3 Midtown Wing Robinsons Place Manila, Pedro Gil St., Ermita, Manila

SM Baguio

3L Cyberzone, SM City Baguio Luneta Hill, Baguio City


Southwoods Mall, San Francisco, Biñan, Laguna

Uptown Place Mall

L3 Uptown Place Mall, 36th St. cor. 9th Ave., Bonifacio Global City, Fort Bonifacio, Taguig City

Venice Piazza Grand Canal Mall

GF The Venice Piazza, McKinley Hill Garden Villas, Upper McKinley Rd., Taguig City

Veranza Mall

2F Veranza Mall, J. Catolico Sr. Ave., Brgy. Lagao, General Santos City

V-Mall Greenhills

3F V-Mall Greenhills Shopping Center, San Juan City


Customer support

Beyond the Box

For inquiries, you may send an email to



For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

Related information

Real 0% SIP Online

Enjoy up to 36 months Real 0% SIP at select merchants nationwide with your BPI Credit Card.