Set and Forget Promo in the new Oh My Deals! app by BPI Cards
Get eGCs when you save your BPI Credit Card as Card on File for your online transactions.
Promo Highlights
Worry-free subscription payments
Save your BPI Credit Card details for fast and easy payments.
Get up to PHP 150 eGCs
Spend at least once a month during the promo period to qualify (maximum of 3 merchants).
Use your BPI Credit Card to pay
Pay for Netflix, Spotify, Disney+ and more with your saved card details.
Promo Mechanics
Promo Offer
Get up to PHP 150 eGCs with your BPI Credit Card.
Save and use your BPI Credit Card as card on file in Set & Forget merchants
Valid for PHP 50 per merchant, max. 3 merchants
Spend at least once a month within the promo period (minimum PHP 500 per transaction)
Month 1: August 25 to September 24, 2026
Month 2: September 25 to October 24, 2026
Month 3: October 25 to November 25, 2026
Promo Period: August 25 to November 25, 2026
Redemption Period: The Cardholder has sixty (60) days from the date of meeting the required accumulated spend to claim the eGC from the Mission. Once claimed, the eGC will be viewable in the OMD Wallet and will be valid for redemption at participating merchants for sixty (60) days.
Mechanics
1. The promo is open to pre-selected Principal cardholders of participating BPI Credit Cards who receive the promo via email and/or Viber message, and who can view the promo offer in the Missions Page of the Oh My Deals! app. A cardholder will be eligible for an eGC based on the mission they will see in the Oh My Deals! app:
BPI Credit Cards
BPI Amore Cashback Card
BPI Amore Platinum Cashback Card
BPI Corporate Card
BPI Edge Card
BPI Gold Rewards Card
Petron BPI Card
BPI Platinum Rewards Card
BPI Rewards Card
BPI Signature Card
BPI Signature Wealth Card
Robinsons Cashback Card, powered by Visa
Cardholder will see the Set & Forget Mission on the Missions Tab and must tap on “Join Now” to register in the promo. Registration is required to qualify for the promo.
2. Participating BPI Credit Cardholders are entitled to the following exclusive offers within the Promo Period:
Save and use your BPI Credit Card as card on file in Set & Forget merchants
Valid for PHP 50 per merchant, max. 3 merchants
Spend at least once a month within the promo period (minimum PHP 500 per transaction)
a. Month 1: August 25 to September 24, 2026
b. Month 2: September 25 to October 24, 2026
c. Month 3: October 25 to November 25, 2026
Set and Forget Merchants
Merchant Descriptor/s
Netflix.com
Transactions where the merchant description contains NETFLIX with the MCC/s 4899
Spotify
Transactions where the merchant description contains SPOTIFY with the MCC/s 5815
Smart App
Transactions where the merchant description contains SMART with the MCC/s 4814
Prulife
Transactions where the merchant description contains PRU and LIFE with the MCC/s 6300
Microsoft
Transactions where the merchant description contains MICROSOFT with the MCC/s 5816,5045,5818,4814,4816,5732,5734,7372
Facebook
Transactions where the merchant description contains FACEB with the MCC/s 7311
Canva
Transactions where the merchant description contains CANVA* or CANVA or CANVA with the MCC/s 7333,5734,7372
Anytime Fitness
Transactions where the merchant description contains ANYTIME with the MCC/s 7997
Disney Plus
Transactions where the merchant description contains DISNEY PLUS with the MCC/s 4899
BPI-AIA-ERPS
Transactions where the merchant description contains BPI-AIA-ERPS with the MCC/s 6300
Example for Set & Forget
Customer
Spend Description
eGC Reward Eligibility
Customer A
Saved his BPI Credit Card details on Netflix, Spotify, and Disney+ on August 24, and is billed at the following merchants:
Netflix billed on August 26, September 25, October 25
Spotify billed on August 26, September 25, October 25
Disney+ billed on August 26, September 25, October 25
(1) All transactions met minimum spend frequency
Client is eligible for PHP 150 eGCs (3 merchants)
Customer B
Has recurring transactions on Smart and Spotify, and uses his BPI Credit Card to transact at the following merchants:
Smart billed monthly by Cardholder using saved card details on August 26, September 25, October 25
Spotify billed monthly by Cardholder entering card details manually at the checkout page on August 31, September 30, October 30
1. Smart has three recurring transactions using saved card details
2. Spotify purchase was not using card on file details
3. Client is eligible for PHP 50 eGCs (1 merchant)
Customer C
Saved his BPI Credit Card details on Canva, Anytime Fitness, and Prulife UK, and is billed at the following merchants:
Canva billed monthly on August 26, September 25, October 25
Anytime Fitness billed monthly on September 05, October 05, November 04
Prulife UK billed monthly on September 20, October 20, November 19
1. Canva and Anytime Fitness each have three recurring transactions using saved card details
2. Prulife UK did not meet the required minimum spend frequency within the promo period
Client is eligible for PHP 100 eGCs (2 merchants)
The eGC is available in PHP 50 denominations.
3. Only purchases made under the specified merchants will apply.
4. The Principal Cardholder must have updated contact details in BPI's records.
5. The following transactions are qualified, but not limited to:
Local Retail Transactions (Straight)
Flexipay transactions at Merchant
Foreign Currency Purchases (Straight)
Auto Charge
Online or Internet Transactions
Mail Order/Telephone Order (MOTO)
6. The following transactions are excluded from this promo:
Special Installment Plan (SIP) transactions via Balance Transfer, Credit-to-Cash, other Non-Retail SIP Loan products
Redemptions of rebates or BPI Rewards Points
Business transactions such as but not limited to
i. Direct or multi-level marketing, as well as from merchants specifically engaged in wholesale and distribution
ii. Payment services
iii. Professional services
Transactions from stock trading, foreign exchange trading, financial trading services, remittance and the like; mobile payment/mobile wallet transactions and online payment system (such as but not limited to GrabPay, GCash, PayMaya, PayPal, Coins.ph, and the like)
MCCs:
6012 – Member Financial Inst-Merchandise and Services
6540 - POI Funding Transactions
Transactions from casino/gambling, money transfers, quasi cash financial institution, political organizations and bail & bond payment
MCCs:
4829 – Wire Transfer Money Orders
6050 – Quasi Cash-Member Financial Inst.
6051 – Quasi Cash-Merchant
7800 – Government Owned Lottery
7801 – Internet Gambling
7802 – Government Licensed Horse/Dog Racing
7995 – Betting (Including Lottery Tickets, Chips)
8651 – Organizations, Political
9223 – Bail & Bond Payments
9754 – Gambling-Horses, Dog Racing, State Lottery
MCCs: Merchant category code (MCC) is a four-digit number assigned to every business that applies to accept credit cards. The number corresponds to the type of business or service the company offers.
7. Qualified transactions are posted in the Oh My Deals! app within seven (7) to ten (10) banking days from the date of posting of transaction/s in BPI's system.
8. Once the missions are completed, cardholder will be eligible to claim the eGC/s based on their qualified merchants.
9. Upon redeeming the eGC, it will appear in the Oh My Deals! app wallet. Choose here from the featured accumulated spend eGC partners in dining, shopping, essentials, and eCommerce categories.
Important Reminders
1. Only the Principal Cardholder is eligible to register to the promo.
2. Successful opt-in or registration on the Oh My Deals! app mission page is required to qualify for the promo.
Terms and Conditions
1. To qualify for the offer, the Cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at Merchant.
2. The offer is not convertible to cash or credit. It may not be exchanged with any other product.
3. The cardholder agrees that should his or her purchase be found to be an act of fraud that he or she initiated, conspired or participated with another person or found to be fraudulent, the Bank shall have the right to charge the full amount of the transaction to his or her card inclusive of any discount availed or extended.
4. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.
5. Terms and conditions governing the issuance and use of BPI Credit Card and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.
Redemption Mechanics
1. To redeem their rewards, the Principal Cardholder must login to the Oh My Deals! app, go to their promo, and redeem the unlocked eGCs per qualified merchant.
2. The Cardholder has sixty (60) days from the date of meeting the required accumulated spend to claim the eGC from the Mission. Once claimed, the eGC will be viewable in the OMD Wallet and will be valid for redemption at participating merchants for sixty (60) days.
For example:
Transaction Details
Redemption Date
Customer A - All qualified and posted transactions are on OMD by October 25, 2026
eGC is redeemable in the Oh My Deals! wallet up to December 25, 2026
eGC is posted in the Oh My Deals! app by October 26, 2026
(60 days from October 26, 2026)
Customer B - All qualified and posted transactions for two merchants are on OMD by October 30, 2026
eGC is redeemable in the Oh My Deals! wallet up to December 30, 2026
eGC is posted in the Oh My Deals! app by October 31, 2026
(60 days from October 31, 2026)
Customer C - All qualified and posted transactions for two merchants are on OMD by November 04, 2026
eGC is redeemable in the Oh My Deals! wallet up to January 04, 2027
eGC is posted in the Oh My Deals! app by November 05, 2026
(60 days from November 05, 2026)
For the accumulated spend eGCs, redemption can be made within sixty (60) days from the date of earning/posting of rewards at the Oh My Deals! app wallet
3. For eGC rewards, the Principal Cardholder must choose from the list of participating merchants and locations as found on their eGC.
The Cardholder must click “CLAIM”
A confirmation page will prompt; tap on “OPEN REWARD” to view your Giftaway Universal eGC on the On My Deals! app wallet.
Upon click on the voucher you will be redirected to your eGC(s) page, which includes all pertinent details such as the eGift amount, unique eGC/redemption code, directions on how to use the eGC, etc. Specific redemption instructions are provided for each merchant.
The eGC is for one-time use only.
4. All terms and conditions relating to the use of eGC code redemption per merchant, as indicated in the redemption eGC Hub, shall apply.
5. The status of each qualified eGC will be reflected in the Oh My Deals! app wallet e.g. Active, Used, Expired.
6. The eGC is not valid in conjunction with any ongoing promos.
Frequently Asked Questions
Who is eligible to participate in the promo?
Only pre-selected Principal BPI Credit Cardholders who receive the promo via email, and/or Viber message will be qualified to join, and who are also able to view the promo offer in the Oh My Deals! app.
To qualify for the promo, cardholder must meet the required transaction frequency, amount per transaction, and transaction in the participating merchants.
