Promotion highlights
green check icon

Up to 36 months Real 0% SIP

Own the Samsung Galaxy S23 for only Php 805.56/mo with GPlan 1,799 at Real 0% SIP with your BPI Credit Card.

green check icon

Bonus Madness Limit

Up to 100% additional credit limit on your installment purchases for qualified credit cardholders.

Promotion mechanics

Special Installment Plan (SIP)

1. The Program is open to cardholders of participating BPI Credit Cards whose accounts are active and in in good standing.

BPI Credit Cards

  • BPI Amore Cashback Card
  • BPI Amore Platinum Cashback Card
  • BPI Blue Mastercard / BPI Rewards Card
  • BPI Corporate Mastercard / BPI Corporate Card
  • BPI Edge Mastercard / BPI Edge Card
  • BPI Gold Mastercard / BPI Gold Rewards Card
  • Petron-BPI Mastercard / Petron BPI Card
  • BPI Visa Signature Card / BPI Signature Card
  • BPI Platinum Rewards Mastercard / BPI Platinum Rewards Card

2. BPI Credit cardholders are entitled to avail of Real 0% Installment Program. This allows cardholders to avail of up to 36 months Real 0% SIP at Merchant.

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):


Terms and conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000.

b. The terms may be available for select items only.

c. All installment transactions are subject to BPI’s approval.

d. Cardholder can also choose to avail of the other SIP feature:

Up to 100% Bonus Madness Limit for qualified BPI Credit cardholders

Qualified Credit cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

e.1 BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decide to terminate the SIP transaction prior to the 1st billing.

e.2 BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.


4. To qualify for the Program, the cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at the participating merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and merchant.

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Participating branches
Metro Manila
Antipolo CitySM City Masinag
CaintaSta. Lucia Mall
Las PiñasSM Center Las Piñas
SM Southmall
SM Southmall
Makati CityCash & Carry
Glorietta 3
Greenbelt 4
Power Plant Mall
Mandaluyong CitySM Megamall
ManilaLucky Chinatown Mall
Robinsons Place Manila
SM City San Lazaro
SM City Sta. Mesa
Marikina CitySM City Marikina
MontalbanMontalban Town Center
MuntinlupaAlabang Town Center
Festival Mall
Parañaque CitySM City BF Homes
SM City Bicutan
Pasay CitySM Mall of Asia
Pasig CityLucky Gold Plaza
Robinsons Galleria
SM City East Ortigas
Quezon CityAli Mall
Ayala Malls TriNoma
Fairview Terraces
Robinsons Magnolia
SM City Fairview
SM City Novaliches
RizalSM City San Mateo
SM City Taytay
Taguig CityICONIC Store
Market Market
SM Aura Premier
ValenzuelaSM Supercenter


AlbaySM City Legazpi
AuroraGonzales Bldg., Baler
BaguioSM City Baguio
BataanJP Rizal, Balanga City
BatangasJP Laurel, Nasugbu
SM Center Lemery
SM City Batangas
Waltermart Tanauan
SM City Lipa
BulacanGraceland Mall
SM City Baliuag
SM City Marilao
SM City San Jose Del Monte
Starmall San Jose Del Monte
Waltermart Plaridel
Waltermart Sta. Maria
Camarines SurSM City Naga
CaviteAyala Serin Tagaytay
SM City Rosario
SM City Trece Martires
SM City Bacoor
SM City Dasmariñas
SM Supercenter Molino
Waltermart Carmona
IsabelaAK Roxas Store
SM Cauayan
La UnionAgoo
La Union Provincial Admin. Bldg
LagunaSM City Calamba
SM City San Pablo
SM City Sta. Rosa City
Legazpi CityAyala Mall Liberty City Center
Nueva EcijaPacific Mall
SM City Cabanatuan
Waltermart Gapan
Nueva VizcayaPoblacion, Solano
Olongapo CityHarborpoint Mall
Oriental MindoroHomemark Bldg. Calapan
PalawanSM City Puerto Princesa
PampangaMarquee Mall
SM City Pampanga
SM City Clark
SM Pampanga
PangasinanNepo Mall
SM City Rosales
SM City Urdaneta
QuezonSM City Lucena
San PedroRobinsons Galleria
SorsogonSM City Sorsogon
Sta. CruzSunstar Mall
Sta. RosaNuvali
TarlacSM City Tarlac
TuguegaraoSM Center Downtown
ViganCollegio Business Center


AntiqueBantayan Rd., San Jose, Antique
BacolodSM City, Bacolod City
BoholIsland City Mall, Tagbilaran
CapizRobinsons Place Roxas, Capiz
CebuAyala Center Cebu
Centro Dela Vina, Bogo City
Gaisano Price Club, Carcar City
Island Central Mactan, Lapu-Lapu
Robinsons Cybergate, Cebu City
Robinsons Galleria, Cebu City
SM City Cebu North Wing, Cebu City
SM City, Consolacion, Cebu
DumagueteRobinsons, Dumaguete City
IloiloSM City, Iloilo City
LeyteGOS Robinsons Place, Tacloban City
PD Chinatown East Gate, Ormoc City
Pering Chai, Maasin City
Negros OccidentalGaisano Grand Mall
Negros OrientalPoblacion 9, Tanjay City
SamarCatbalogan City, Western Samar


Agusan del SurSan Francisco, Agusan Del Sur
BukidnonGlass House, Malaybalay City
NV Mall, Valencia City, Bukidnon
ButuanSM City Butuan
Cagayan de OroLimketkai Mall, Cagayan De Oro City
SM CDO Downtown Premier, Cagayan De Oro City
SM City Cagayan De Oro City
CotabatoBPI Bldg., Cotabato City
Gaisano Grand Mall, Kidapawan City
KCC Mall of Marbel, Koronadal City, South Cotabato
Davao CityAbreeza Mall, Davao City
Gaisano Mall of Davao, Davao City
Gaisano Mall Toril, Davao City
SM City Davao
SM Lanang
Davao del NorteGaisano Grand Mall, Panabo City, Davao Del Norte
Davao OrientalAndrada Building 2, Mati City, Davao Oriental
General Santos CitySM City Gensan
IliganGaisano City Supermall, Iligan City
Misamis OccidentalGaisano City Mall, Ozamiz City
Mayor Enerio St., Oroquieta City
Misamis OrientalLim Bldg., Gingoog City, Misamis Oriental
Sultan KudaratFitmart, Tacurong
Surigao CitySalinas Bldg., Washington, Surigao City
Surigao del SurGaisano Capital Bldg., Tandag City, Surigao del Sur
Zamboanga CityKCC Mall de Zamboanga, Zamboanga City
Zamboanga del NorteLee Plaza, Dipolog City
Zamboanga del SurGaisano Capital, Pagadian City
Customer support


For inquiries or concerns, you may call (+632) 773-01000.



For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.


BPI is regulated by the Bangko Sentral ng Pilipinas

Related information

Real 0% SIP is now available online

Enjoy up to 36 months Real 0% SIP at select merchants nationwide with your BPI Credit Card.
Need more help?

Get all the help for your banking needs.