Promotion highlights

Real 0% Installment Program

Enjoy up to 24 months real 0% installment term.

Buy now, pay up to 90 days later

First monthly amortization will be posted up to 3 months later from date of purchase.

Up to 100% Bonus Madness Limit

Qualified credit cardholders can enjoy a bonus installment credit limit of up to 100% of their regular credit line.

Promotion mechanics

1. The program is open to BPI Cardholders of participating BPI Cards in good standing. The participating BPI Cards are as follows:

BPI Credit Cards

  • Blue Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Platinum Rewards Mastercard
  • Edge Mastercard
  • Corporate Mastercard
  • Amore Visa
  • Amore Visa Platinum
  • Visa Signature Card
  • BPI Family Credit Card

2. BPI Cardholders are entitled to the following installment program:

Real 0% Installment Program

Enjoy up to 24 months Real 0% Installment term

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (S.I.P.):

Terms and conditions

a. The S.I.P. Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000.
b. The terms may be available for select items only.
c. All installment transactions are subject to BPI’s approval.
d. Cardholder can also choose to avail of other S.I.P. features:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Qualified Credit Cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

Buy now, pay up to 3 months later

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. Should the Credit Cardholder decide to terminate the S.I.P. transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% interest on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

4. To qualify for the Program, the Cardholder must use his or her participating BPI Card to pay for his or her purchases at the participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Cards, reminders, and other provisions contained in card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Participating branches

Digital Walker

Robinsons3/F Robinsons Place Manila. Pedro gil St. Car. M Adriaca and Padre Faura St.
Alabang Town CenterSP 1001 Lower Grand Floor Ther Garden Alabang Town Center, Alabang
EstanciaU-B-1 Estancia Mall, Capitol Cammores Oranbo
SM Aura4/F Unit 425 SM Aura Premier Mc Kinley Parkwat, Bragy, Fort Bonifacio
VMallUnit V-342 Greenhills Shopping Center Greenhills
GreenbeltS-3003 Greenbelt 5 Ayala Center. San Lorenzo
Circult MakatiG/F LL 124 Circuit Lane AP Reyes Ave, Brgy Carmona
Poerpaint RockwellStall 309D  R3 level, Powerpaint Mall Poblacion
Glarietta 23/F Glarietta2, Brgy San Lorenzo, Makati City
Century City Mall 2/F Unit L202 Century City Mall, Century City, Kalayaan Avenue, Ponlacion
SM Mall of Asia2/F North Wing, 2153 JW Diokna Blvd SM Mall of Asia Complex
Conrad2/F S Malson, Conrad Manila, Seaside Boulevard Corner Coral Way MOA
Hivermind Trinoma3/F TriNoma Mall EDSA car, North Ave
Fisher Mall 4/F-C7 Fishermall 325 Quezin Ave, cor Rosevelt Ave., Brgy. Sta. Cruz
Trinoma 2/F Trinoma Mall North Ave.cor. E Delos Santos Ave., Bagong Pag-asa
Magnolia2/F Robinsons Magnolia Dona Hermody cor, Auroara Blvd & N. Dominga Kaunlaran 4
Up Town Center 8308-309 2nd Floor UP town Center, Katipunan Ave
Eastwood Mall 3/F robinsons Place Pioner Forum Edsa cor. Pioneer St Brgy. Barana Ilaya
Shangri-La Plaza5/F. East Wing, Shangrila Plaza, Brgy Wack Wack Greenhills East Edsa cor, Shaw Blvd.
Poduim 2/F Podum Mall 213 ADB Ave Wack Wack
Centrio CDO 2/F 2088 Centrio Mall , CM Recto Ave. Corrales St.
AbreezaLevel 3 Space #3051 Abreeza Mall JP Laurel Ave. Bajada
Robinsons Galleria CebuL4 U4D41 Robinsons Galleria General Maxlom Extn Tejero
SM Cenbu2/F 228 Northwing Cyberzone Sm City Cebu, North Reclamation Area, Mabolo
Ayala Center Cebu3/F Stall A319 Ayala Center Cebu, Cebu Business Park, Barria Luz
Nuvall2FR-6, 2/F Bldg. E Solenad 3 Nuvall Sto. Domingo City
Ayala 30th 2F, Retail 2054, Paradigm Mall, Ortigas, Pasig City
SM Seaside SM Seaside Mall South RD Properties, Mambaling, Cebu City
Vertis NorthVertis North Phase 1&2 lot 1&2 cor North Ave. Brgy. Pag-asa

Beyond the Box

Vmall 3/F VMall Greenhills Shopping Center
Robinsons Galleria#01401 Robinsons Galleria Brgy. Ugong Norte Level 1 East Wing
Eton Centrist4-1 Centris Walk Eton, Centris EDSA Cor, Quezon Ave. Pinyahan 4
Fairview TerracesFairview Terraces Quirina Highway Pasung Purk Novaliches
Robinsons ErmitaM. adriatco Cor. Pedro Gil Brgy 669 Zone 072 Ernita, Manila
Lucky China G/F Unit 28-A 10 lucky Chinatown Reina Rehente Cor. Dela Reina Street
Market Market211-212 Ground Floor Market Market Mall Bonifacio Global City
Century MallUnit L202 Century City mall
Resort World 3/F Shop 6 Newport City, Psay
City of Dreams

Unit 220 UGF City of Dreams Aseana Avenue Corner Roxas Blvd. Tambo paranaque City

One RockwellS103 G/F One Rockwell East Tower C36-C37 3rd Floor Uptown Place Mall Bonifacio Global City
Uptown ForbestownUnit F122-123 Forbeswood, Forbeswood Heights
Veranza2/F #217 Veranza Mall, J. Catolico Sr. Avenue 
Limketkal CDOGround Floor South concourse Limketkal Mall, Lapasan Cagayan


Customer support

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

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