Promotion highlights

Open to all BPI Credit Cardholders

Stay in good standing to avail of this promo.

Buy now and pay up to 90 days later

First monthly amortization will be posted up to 3 months later from date of purchase.

Up to 100% Bonus Madness Limit

Qualified credit cardholders can enjoy a bonus installment credit limit of up to 100% of their regular credit line.

Program mechanics

1. The program is open to BPI Cardholders of participating BPI cards in good standing. The participating BPI cards are as follows:

BPI Credit Cards

  • BPI Amore Cashback Card
  • BPI Amore Platinum Cashback Card
  • BPI Blue Mastercard / BPI Rewards Card
  • BPI Corporate Mastercard / BPI Corporate Card
  • BPI Edge Mastercard / BPI Edge Card
  • BPI Gold Mastercard / BPI Gold Rewards Card
  • Petron-BPI Mastercard / Petron BPI Card
  • BPI Visa Signature Card/ BPI Signature Card
  • BPI Family Credit Card

2. BPI Cardholders are entitled to the following installment Program:

Real 0% Installment Program

Enjoy up to 24 months Real 0% installment term.

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000.
b. The terms may vary per branch and may be available for select items only.
c. All installment transactions are subject to BPI approval.
d. Cardholder can also choose to avail of other S.I.P. features:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

Buy Now Pay up to 3 months Later

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. Should the Credit Cardholder decide to terminate the SIP transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% interest on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

4. To qualify for the Program, the Cardholder must use his or her participating BPI Card to pay for his or her purchases at the participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Participating branches
Global South
C5 Ext. Road Cor. Quirino Ave., Pulang Lupa Uno, Las Pinas City
Imus CaviteEmilio Aguinaldo Highway, Imus Cavite
Kawit, CaviteBrgy. Magdalo Potol, Centennial Rd., Kawit, Cavite
LibisE. Rodriguez Jr. Brgy. Bagumbayan, Quezon City
Star Plaza AgroStar Plaza Agro, National Road, Brgy. Putatan, Muntinlupa City
Starmall Alabang3rd Level Starmall Alabang, South Super Highway, Muntinlupa City
Starmall Edsa-ShawStarmall Edsa-Shaw Mandaluyong City
Starmall San Jose Del Monte, BulacanLgf-02 Starmall Bulacan, National Highway, Kaypian Rd., San Jose Del Monte, Bulacan
Talisay, CebuStarmall Talisay, Lawaan I, Talisay City Cebu
Vista Mall AntipoloM.L. Quezon Extension, Antipolo City
Vista Mall BataanRoman Highway, Balanga City, Bataan
Vista Mall Daang HariVista City Cor. Molino, Bacoor, Cavite
Vista Mall Las PinasCv Starr Ave., Philam Village, Pamplona Las Pinas
Vista Mall San Fernando, PampangaKm. 78 Brgy. San Agustin, San Fernando Pampanga
Vista Mall Sta. RosaTagaytay Road, Sta. Rosa Laguna
Vista Mall TaguigLevi Mariano Ave., Taguig City
Vista Place Quezon CityEugenio Lopez Drive, Brgy. South Triangle, Quezon City
Customer support

For inquires and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

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