Pamilyang OF Bundle Promo
Banking bundle para sa Overseas Filipinos at kanilang pamilya, with a Family Personal Accident Insurance reward upon completion of the bundle requirements.
How to Join
Step 1
Visit any BPI branch.
Step 2
Open eligible accounts.
Step 3
Complete the bundle requirements.
Step 4
Receive your free insurance.
Promo Mechanics
1. The Pamilyang Oversease Filipino (OF) Bundle Promo (“Promo”) is open to eligible New-to-Bank (NTB) and Existing-to-Bank (ETB) OF households during the Promo Period.
2. The Promo shall run from October 1, 2026 to December 31, 2026.
3. The Promo aims to strengthen relationships with Overseas Filipinos, remitters, beneficiaries, and their families by encouraging the use of savings, remittance, and digital banking solutions.
4. The Pamilyang OF Bundle shall be available in all BPI branches nationwide. Branch personnel shall introduce and facilitate the Pamilyang OF Bundle to eligible customers and assist them in completing the applicable account opening and digital enrollment requirements.
5. To qualify for the NTB Pamilyang OF Bundle, customers must satisfy all of the following requirements:
| Requirement | Eligible Products |
|---|---|
| Remitter Account | Pamana Padala PHP or USD account, or #SaveUp account |
| Beneficiary Account | Padala Moneyger Account or Jumpstart Account |
| Digital Enrollment | BPI app and VYBE |
A qualified NTB Bundle must consist of one (1) Remitter Account; and one (1) Beneficiary Account; and enrollment in both BPI app and VYBE.
6. To qualify for the ETB Pamilyang OF Bundle, customers must satisfy all the following requirements:
| Requirement | Details |
|---|---|
| Existing Customer | Maintain a minimum top-up of at least PHP 3,000 to an existing BPI account |
| Family Referral Requirement | Refer at least one (1) NTB family member who successfully opens an eligible deposit account. Family Member refers to any individual related to the customer by blood, marriage, or legal adoption. |
| Eligible Remitter Accounts | Pamana Padala PHP or USD accunt, or #SaveUp Account |
| Eligible Beneficiary Accounts | Padala Moneyger Account or Jumpstart Account |
A qualified ETB bundle must consist of: one (1) existing OF customer who has made a minimum PHP 3,000 top-up to an existing BPI account; and one (1) NTB family member who successfully opens an eligible remitter or beneficiary account.
7. All qualified bundle availments shall be encoded and tagged by branches for tracking and validation purposes. Customers who meet all promo requirements will remain eligible for the Promo Reward, subject to validation, even if there are encoding or processing errors on the part of the Bank.
8. A "Qualified Customer" is an NTB or ETB customer who has successfully satisfied all applicable Pamilyang OF Bundle requirements and whose eligibility has been validated by BPI. A Qualified Customer shall be entitled to receive the Promo Reward.
9. Qualified Customer shall receive non-life insurance coverage from BPI MS Insurance Corporation (“BPI MS”) as the Promo reward. Such reward shall be subject to the terms and conditions of the applicable group policy issued to BPI and the requirements of BPI MS for the issuance of insurance coverage to the additional insured.
10. Qualified Customer shall receive their BPI MS insurance benefit and Certificate of Insurance Coverage (“COIC”) within one (1) month from the successful completion and validation of all applicable bundle requirements, subject to the applicable terms and conditions of BPI MS.
11. The COIC shall be sent by BPI MS to the Qualified Customer through the email address registered with BPI.
For purposes of issuing and administering the non-life insurance coverage, BPI MS may collect, use, and process the personal information of the Qualified Customer and any companion(s) or additional insured person(s), including information necessary for coverage issuance and administration, in accordance with applicable data privacy laws and BPI MS Privacy Policy. The Qualified Customer shall ensure that any companion(s) or additional insured person(s) have been informed of such collection, use, and processing of personal information have provided any consent required under applicable law.
Rewards Conditions
1. The non-life insurance coverage (the “Promo Reward”) shall be valid for a period of one (1) year from the policy effective date indicated in the applicable policy schedule or COIC.
2. The Promo Reward is non-transferable, non-refundable, and may not be exchanged, assigned, or converted into cash, credits, discounts, or any other form of reward, benefit, or consideration.
3. The non-life insurance coverage issued under the Promo Reward shall be fixed and shall be governed strictly by the approved policy terms. No change, modification, upgrade, or substitution of policy coverage, benefits, limits, or insured subject matter shall be allowed.
4. The Promo Reward shall be subject to the terms, conditions, limitations, exclusions, and underwriting requirements of BPI MS. Non-life insurance coverage shall commence on the effective date specified in the applicable policy schedule or COIC.
5. The Promo Reward may not be used in conjunction with any other insurance promotions, discounts, or offers, of any member of the BPI Group of Companies¹, unless otherwise expressly stated.
Per DTI Fair Trade Permit No. FTEB-268727, Series of 2026.
Terms and Conditions
1. The Bank reserves the right to suspend or disqualify any person from participating in the Promo upon determination, based on reasonable grounds, that person has violated these Promo Mechanics, the BPI Terms and Conditions, or any applicable law, rule, or regulation. Such suspension or disqualification may result in the forfeiture of the participant’s eligibility for the Promo and any corresponding rewards, without prejudice to any other rights or remedies available to BPI under applicable laws and regulations.
2. All product applications remain subject to existing account opening policies and procedures of BPI.
3. Participation in the Promo and availment of eligible products shall be facilitated through BPI branches.
4. BPI reserves the right to terminate, discontinue, suspend, or modify the Promo with DTI concurrence. Any material modification, suspension, or termination of the Promo shall be communicated to customers through BPI's official channels, including but not limited to the BPI website, official social media pages, SMS, email, and/or branch advisories, as applicable.
5. In the event of any dispute relating to a customer's participation in or availment of the Promo, the decision of BPI, with the concurrence of DTI shall be considered final, without prejudice to the customer’s rights and remedies under applicable law.
6. To the extent permitted by applicable laws, including the Financial Consumer Protection Act, BPI, the BPI Group of Companies, and their respective officers, employees, and representatives shall not be liable for any loss, damage, or injury whatsoever arising from or in connection with participation in the Promo or the availment of any Promo Reward.
7. The Promo shall be subject to periodic review to ensure compliance with the BPI policies and procedures, applicable laws, and the rules and regulations of the Bangko Sentral ng Pilipinas (“BSP”) and other relevant regulatory authorities.
8. To the full extent allowed by applicable laws, all warranties, whether express, implied, statutory, or otherwise, relating to the Promo Reward are excluded. BPI makes no representation or warranty, express or implied, with respect to the Promo Reward or any insurance coverage provided thereunder.
9. The Terms and Conditions Governing BPI’s Products, Services, Facilities and Channels, the BPI Online Banking Terms and Conditions, and the BPI Data Privacy Policy, as may be amended from time to time (collectively, the “BPI Terms and Conditions”), are hereby incorporated by reference and shall form an integral part of these Promo Mechanics.
10. Employees of BPI, the BPI Group of Companies, participating merchants, advertising and creative agencies, and all entities directly involved in the development, administration, or implementation of the Promo, as well as their relatives of up to second degree of consanguinity or affinity, are disqualified from participating in the Promo.
¹BPI Group of Companies generally refers to the collection of businesses and subsidiaries that are affiliated with Bank of the Philippine Islands (BPI) namely BPI Wealth, BPI Europe, BPI AIA Life Assurance Corporation, BPI Tokyo Century Rental, BPI Direct BanKo, BPI Foundation, BPI MS Insurance, BPI Trade, Buena Mano, BPI Wealth Hong Kong, BPI Wealth Singapore, BPI Capital Corporation, Ayala Plans, Inc., BPI Remittance Centre (HK) Ltd.
Customer Support
For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
Per DTI Fair Trade Permit No. FTEB-268727, Series of 2026.
Deposits are insured by PDIC up to ₱1 Million per depositor.
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