Mastercard Holiday Shop Anywhere: FAQs

General

Who can join the promo? 

The promo is open to all Principal Cardholders of the following BPI Mastercard Credit Cards which are active and in good credit standing, have available credit limit, have a valid and updated local mobile number and/or email address in BPI’s system record.

Participating BPI Credit Cards:

BPI Edge Card
BPI Gold Rewards Card
BPI Platinum Rewards Card
BPI Rewards Card
Petron BPI Card

What cards are not qualified for the promo? 

The following BPI Credit Cards are not qualified to join the promo:  

BPI eCredit Card
BPI Amore Cashback Card
BPI Amore Platinum Cashback Card
Robinsons Cashback Card, powered by Visa
BPI Signature Card
BPI Signature Wealth Card
BPI Corporate Card
BPI Omni Card
BPI Free+ Card

What is the promo period? 

The promo period is from November 6, 2026 to February 8, 2027. Redemption is sixty (60) days from the date of earning/posting of reward/s at the Shop Anywhere eGC Hub in the Missions section of the upgraded Oh My Deals! App, or sixty (60) days from the promo end date, whichever comes first.

How do I qualify for the promo? 

To qualify for the promo, the Principal Cardholder must register to the promo via the upgraded Oh My Deals! (OMD) App (no promo code needed) or via SMS by using a unique alphanumeric promo code sent by BPI to his/her BPI registered mobile number and/or email based on BPI Credit Cards’ system records.

A. Via the upgraded Oh My Deals! App

1. Download/update to the upgraded Oh My Deals! (OMD) App by BPI Cards from the Google Play Store or Apple App Store.

2. Log in with your BPI online credentials.

3. Search for “Mastercard Holiday Shop Anywhere” or go to the Missions section and click the “Mastercard Holiday Shop Anywhere” banner.

4. Afterwards, click on the “Join Now” button to register for the promo (no promo code needed).

Note:

Cardholders using the previous version of the Oh My Deals! (OMD) App by BPI Cards may update the app through the Google Play Store or Apple App Store to access the upgraded version.
Principal Cardholders must have a BPI Online account to register via the upgraded Oh My Deals! App. Don't have a BPI Online account yet? View the complete guide on how to open a BPI Online account or visit the nearest BPI branch.

B. Via Text-In

1. Text BPI<SPACE>MCREG<SPACE><8 ALPHANUMERIC PROMO CODE> to 225687

2. EX: BPI MCREG 1234ABCD

3. A confirmation text message from Giftaway will be sent confirming receipt of registration.

Note: If you do not receive an SMS and/or email confirmation from Giftaway within one (1) hour of your SMS registration attempt, please verify that the promo code, registration syntax, and recipient number were entered correctly. If all details are correct and you still have not received confirmation, you may try registering again via SMS or through the upgraded Oh My Deals! App.

How do I know if I am successfully registered?

Validation is real-time from the date of registration. If the Principal Cardholder registered via the upgraded Oh My Deals! App, they should see a Successful Registration prompt after clicking “Join Now”. If the Principal Cardholder registered via SMS using their unique promo code, they should receive a registration confirmation via SMS/email provided they followed the correct registration process, and their BPI-registered email address and mobile number are updated. Regardless, all qualified transactions made after the date of the Principal Cardholder’s successful registration are already included in the promo, considering that his/her registration is deemed valid by BPI.

Example:

Date of successful registration: December 1, 2026
Transaction dates:
- In-store purchase worth PHP 1,200: December 2, 2026
- Online purchase worth PHP 2,500: December 4, 2026
- Flexipay at Merchant purchase worth PHP 40,000: December 5, 2026
Given the date of registration, all of the above transactions are qualified for Shop Anywhere accumulated spend.

I have successfully registered already. How do I access my BPI Mastercard Shop Anywhere eGC Hub?

To access your BPI Mastercard Shop Anywhere eGC Hub, simply download or update to the upgraded Oh My Deals! (OMD) App and log in using your BPI Online credentials.

Once logged in:

1. Go to the Missions section of the app.

2. Click the Mastercard Holiday Shop Anywhere banner to open your BPI Mastercard Shop Anywhere eGC Hub.

For a faster login experience, cardholders who have previously logged in and enabled a 4-digit PIN, Face ID, or Fingerprint Authentication may simply use these credentials to re-access the upgraded Oh My Deals! App. Once logged in, follow the same steps above by navigating to the Missions section and clicking the Mastercard Holiday Shop Anywhere banner to access your eGC Hub.

This is where you can track your spend progress, view available rewards, and access your redeemed eGCs.

Main Accumulated Spend and Bonus Round

What are the main accumulated spend reward tiers for the promo?

Main Reward Tier	Minimum Accumulated Spend Requirement*	eGC Reward** (one-time redemption)
Special Tier (for select cardholders)	PHP 10,000 to <PHP 30,000	PHP 200 eGCs
Tier 1	PHP 30,000 to <PHP 50,000	PHP 500 eGCs
Special Tier (for select cardholders)	PHP 50,000 to <PHP 100,000	PHP 1,000 eGCs
Tier 2	PHP 100,000 to <PHP 150,000	PHP 1,500 eGCs
Special Tier (for select cardholders)	PHP 150,000 to <PHP 200,000	PHP 3,000 eGCs
Tier 3	PHP 200,000 and up	PHP 5,000 eGCs

*A minimum single receipt spend of PHP 1,000 is required to qualify for the Main Reward spend accumulation.

**eGC rewards are available in PHP 500 denominations for Main Reward Tiers and Bonus Rounds 1 and 2 excluding Special Tier PHP 10,000. For S&R, eGC rewards are available in PHP 1,000 denominations.

How much should I spend for my transactions to qualify for the promo?

A minimum of single-receipt straight purchase of PHP 1,000 and a minimum single-receipt Flexipay at merchant purchase of PHP 3,000 is required for every qualified spend.

How do I know what Reward Tiers I’ll be getting?

Each cardholder will have access to the three (3) Main Reward Tiers, which will be reflected in the BPI Shop Anywhere eGC Hub in the Missions section of the upgraded Oh My Deals! App. Select cardholders may also be assigned an additional Special Tier, which will likewise be reflected in the eGC Hub

Standard Main Reward Tiers:

Main Reward Tier	Minimum Accumulated Spend Requirement	eGC Reward (one-time redemption)
Tier 1	PHP 30,000 to <PHP 50,000	PHP 500 eGCs
Tier 2	PHP 100,000 to <PHP 150,000	PHP 1,500 eGCs
Tier 3	PHP 200,000 and up	PHP 5,000 eGCs

For select cardholders, they may be assigned with one additional Special Tier on top of the Standard Main Reward Tiers:

Main Reward Tiers with Additional PHP 10,000 Special Tier:

Main Reward Tier	Minimum Accumulated Spend Requirement	eGC Reward (one-time redemption)
Special Tier (for select cardholders)	PHP 10,000 to <PHP 30,000	PHP 200 eGCs
Tier 1	PHP 30,000 to <PHP 50,000	PHP 500 eGCs
Tier 2	PHP 100,000 to <PHP 150,000	PHP 1,500 eGCs
Tier 3	PHP 200,000 and up	PHP5,000 eGCs

Main Reward Tiers with Additional PHP 50,000 Special Tier:

Main Reward Tier	Minimum Accumulated Spend Requirement	eGC Reward (one-time redemption)
Tier 1	PHP 30,000 to <PHP 50,000	PHP 500 eGCs
Special Tier (for select cardholders)	PHP 50,000 to <PHP 100,000	PHP 1,000 eGCs
Tier 2	PHP 100,000 to <PHP 150,000	PHP 1,500 eGCs
Tier 3	PHP 200,000 and up	PHP 5,000 eGCs

Main Reward Tiers with Additional PHP 150,000 Special Tier:

Main Reward Tier	Minimum Accumulated Spend Requirement	eGC Reward (one-time redemption)
Tier 1	PHP 30,000 to <PHP 50,000	PHP 500 eGCs
Tier 2	PHP 100,000 to <PHP 150,000	PHP 1,500 eGCs
Special Tier (for select cardholders)	PHP 150,000 to <PHP 200,000	PHP 3,000 eGCs
Tier 3	PHP 200,000 and up	PHP5,000 eGCs

Note: Assignment of additional Special Tiers is system-generated and based on the cardholder's profile and behavior. Cardholders who qualify for the Special Tier will only be eligible for the reward of their assigned tier, as well as the Standard Main Reward Tiers.

However, rewards earned from Special Tiers form part of the overall Main Reward structure and do not increase the maximum Main Reward of PHP 5,000 eGCs available under the promo. One-time claim and redemption will still apply.

What are the transactions qualified for this promo? 

Posted transactions from below are included in the promo:

Local Retail Transactions (Straight)
Foreign Currency Purchases (Straight)
Online or Internet Transactions
Flexipay transactions at Merchant
Auto Charge
Mail Order/Telephone Order (MOTO)

What transactions are not qualified for this promo? 

The following transactions are excluded in the promo: 

Cash advances (local or international)

MCCs:

6010 – Member Financial Inst-Manual Cash Disbursement

6011 – Financial Int’l-Automated Cash Disbursement

Special Installment Plan (SIP) Loan transactions via Balance Transfer, Credit-to-Cash, Balance Conversion & other Non-Retail SIP Loan products

Redemptions of rebates or BPI Rewards Points

Business transactions such as but not limited to

i. direct or multi-level marketing, as well as from merchants specifically engaged in wholesale and distribution

ii. payment services

iii. professional services

Transactions from stock trading, foreign exchange trading, financial trading services, remittance and the like; mobile payment/mobile wallet transactions and online payment system (such as but not limited to GrabPay, GCash, PayMaya, PayPal, Coins.ph, and the like)

MCCs:

6012 – Member Financial Inst-Merchandise and Services

6540 - POI Funding Transactions

Transactions from casino/gambling, money transfers, quasi cash financial institution, political organizations and bail & bond payment

MCCs:

4829 – Wire Transfer Money Orders
6050 – Quasi Cash-Member Financial Inst.
6051 – Quasi Cash-Merchant
7800 – Government Owned Lottery
7801 – Internet Gambling
7802 – Government Licensed Horse/Dog Racing
7995 – Betting (Including Lottery Tickets, Chips)
8651 – Organizations, Political
9223 – Bail & Bond Payments
9754 – Gambling-Horses, Dog Racing, State Lottery

Transactions classified under the following MCCs, including but not limited to securities transactions, goverment-owned lottery, other money transfers, and similar cash-equivalent transactions.

MCCs:

6211 – Securities, Brokers/Dealers
6530 – Remote Stored Value Load—Merchant
9406 – Government-Owned Lottery (Global, excluding U.S. Region)

MCCs: Merchant category code (MCC) is a four-digit number assigned to every business that applies to accept credit cards. The number corresponds to the type of business or service the company offers.

Registration

When is the registration period? 

The Principal Cardholder can register from November 6, 2026 to February 8, 2027.

How do I register? 

A. Via the upgraded Oh My Deals! App

1. Download/update to the upgraded Oh My Deals! (OMD) App by BPI Cards from the Google Play Store or Apple App Store.

2. Log in with your BPI online credentials

3. Search for “Mastercard Holiday Shop Anywhere” or go to the Missions section and click the “Mastercard Holiday Shop Anywhere” banner.

4. Afterwards, click on the “Join Now” button to register for the promo (no promo code needed).

Note:

Cardholders using the previous version of the Oh My Deals! (OMD) App by BPI Cards may update the app through the Google Play Store or Apple App Store to access the upgraded version.

Principal Cardholders must have a BPI Online account to register via the upgraded Oh My Deals! App. Don't have a BPI Online account yet? View the complete guide on how to open a BPI Online account or visit the nearest BPI branch.

B. Via Text-In

1. Text BPI<SPACE>MCREG<SPACE><8 ALPHANUMERIC PROMO CODE> to 225687

2. EX: BPI MCREG 1234ABCD

3. A confirmation text message from Giftaway will be sent confirming receipt of registration

There’s no “Join Now” option when I try to access the Oh My Deals! App. Is this a bug?

To register for the promo and access the BPI Shop Anywhere eGC Hub under the Missions section, the Principal Cardholder must first log in to the upgraded Oh My Deals! App. If no "Join Now" button appears after clicking the promo banner, the cardholder is likely viewing the app in Guest Mode, which does not require a login or is using a previous version of the app. The cardholder needs to update the app by going to their device’s Google Play Store or Apple App Store.

If the Principal Cardholder is unable to log in because they do not yet have a BPI Online account, they will need to create one first. For instructions on how to enroll, please visit the BPI Online Banking Guide or visit the nearest BPI branch for assistance.

Note: Only the Principal Cardholder may register for and access the BPI Shop Anywhere eGC Hub in the Missions section of the upgraded Oh My Deals! App.

I registered via SMS. How can I track my qualified spend and claim my eGC?

Once you have received an SMS and/or email registration confirmation from Giftaway within one (1) hour of your successful SMS registration, you may access your BPI Mastercard Shop Anywhere eGC Hub by downloading or updating to the latest version of the Oh My Deals! (OMD) App and logging in using your BPI Online credentials. If you have already updated your Oh My Deals! App and have previously logged in using your BPI Online credentials, you may simply log in to the app again to access the eGC Hub.

Once logged in:

1. Go to the Missions section of the app.

2. Click the Mastercard Holiday Shop Anywhere banner to open your BPI Mastercard Shop Anywhere eGC Hub.

This is where you can track your spend progress, view available rewards, and access your redeemed eGCs.

I have multiple BPI Credit Cards, should I register each of my BPI Mastercard Credit Cards?

Each Principal Cardholder will have one (1) unique promo code. Multiple BPI Mastercard Credit Cards sharing the same customer number will be considered as one unique customer.

Redemption

Where can I redeem my accumulated spend eGCs?  

The Principal Cardholder must choose among the featured accumulated spend eGC partners in dining, shopping, essentials and eCommerce categories.

Categories	Giftaway Merchants for Accumulated Spend Rewards
Dining	8 Cuts Burger Army Navy Avocadoria Bo’s Coffee Botejyu Bulgogi Brothers Burger King Chowking Coffee Bean & Tea Leaf Denny’s Din Tai Fung El Pollo Loco Fish and Co. Greyhound Café Hanako Hanamaruken Ramen Hard Rock Cafe Illo’s Party Trays Italianni’s Jollibee Krazy Garlik Las Flores	Llaollao Manam Mesa Mo’ Cookies Modern Shanghai Olive Garden Ooma Panda Express Paper Moon Cafe Pizza Express Pizza Hut Red Ribbon Rumba SaladStop! Scout’s Honor Siklab Texas Roadhouse T.G.I. Friday’s The Bistro Group The Grid The Mess Hall Toby’s Estate	Tsuke-men Watami Japanese Dining Wildflour Restaurant Your Local
Shopping	Abenson Adidas Anson’s AquaFlask Ayala Malls Ayala Malls Cinema Beyond the Box Certified Calm Daiso Japan Digital Walker Econtainer EMCOR Footlocker Fully Booked	H&M Handyman Havaianas Hydro Flask IKEA Landmark Metro Department Store National Bookstore New Balance Nike Park Power Mac Center Robinsons Appliances Robinsons Department Store Rustan’s Department Store	SM Gift Pass SSI Group, Inc. The Rockwellist The Travel Club Toby’s Sports Toys R Us True Value Western Appliances World Balance
Essentials	Allday Supermarket Bruno’s Barbers Hi-Precision Diagnostics Landers Superstore Mercury Drugstore	Metro Supermarket Puregold Robinsons Supermarket Shell Go+ S&R	Shopwise Southstar drug The Marketplace Watsons
eCommerce	Autosweep RFID Easytrip foodpanda GrabCar	GrabFood GrabMart Klook PriceLOCQ	ShopeePay ZALORA

When is the redemption period? 

Earned eGCs can be redeemed within sixty (60) days from the posting date of the same at the Shop Anywhere eGC Hub. Each eGC will have a redemption period displayed in the eGC Hub.

Transaction Details	Redemption Date
Cardholder A – eGC reward is posted in the Shop Anywhere eGC Hub by November 29, 2026	eGC is redeemable in the Shop Anywhere eGC Hub up to January 28, 2027 (60 days from November 29, 2026)
Cardholder B – eGC reward is posted in the Shop Anywhere eGC Hub by December 16, 2026	eGC is redeemable in the Shop Anywhere eGC Hub up to February 14, 2027 (60 days from December 16, 2026)
Cardholder C – eGC rewards are posted in the Shop Anywhere eGC Hub by January 11, 2027	eGCs are redeemable in the Shop Anywhere eGC Hub up to March 12, 2027 (60 days from January 11, 2027)

a. For the Main Accumulated Spend eGCs, redemption can be made within sixty (60) days from the date of earning/posting of rewards at the Shop Anywhere eGC Hub in the Missions section of the upgraded Oh My Deals! App.

b. For the Bonus eGCs, redemption can be made within sixty (60) days from the date of completion of the Bonus Rounds (Flexipay merchant transaction, Category Spend, and Million Spender) or unlocking of the bonus eGCs in the BPI Shop Anywhere eGC Hub. The validity date will be visible in the eGC hub for the Principal Cardholder’s reference.

How do I redeem my accumulated spend eGCs?

A. Once the Principal Cardholder is logged in the upgraded Oh My Deals! App and already inside the BPI Shop Anywhere eGC hub, they may proceed in selecting their desired Main Reward tier wherein:

Upon selecting “Claim Now”, the cardholder will be presented with a confirmation banner, reminding the customer that they can only claim one reward tier and can no longer claim the rewards for the next tier upon finalization of the claiming by typing “YES” to proceed.

They will be redirected to an eGC catalog of merchants to which they can either do partial or full redemption of their rewards.

Upon successful redemption of their preferred merchant eGCs, an instruction message will appear, prompting the cardholder to do the following:
- Go to the “Redemptions” tab on the promo homepage
- Click “Open Reward” to access their eGC(s) and view more details.
Clicking “Open Reward,” will redirect to their eGC(s) page, which includes all pertinent details such as the eGift amount, unique eGift/redemption code, directions on how to use the eGift, etc. Specific redemption instructions are provided for each merchant.

B. The redemption code is transferable to the cardholders' nominated recipient as long as he/she meets the requirements in using the redemption code and subject to the merchant’s terms and conditions.

How many accumulated spend eGCs can I earn from this promo? 

The Principal Cardholder can earn up to a maximum of PHP 5,000 worth of eGCs from the accumulated spend round (in PHP 500 denominations, except S&R which is in PHP 1,000 denomination). All terms and conditions relating to the use of eGC code redemption per merchant, as indicated in the eGC Hub, shall apply. The Principal Cardholder is only allowed to claim and redeem once. Once a valid redemption has been made, the Principal Cardholder will no longer qualify to accumulate spend and will no longer qualify for the next tier.

Can I use my accumulated spend eGCs more than once?

No. The eGCs can only be used once.

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