Promo Highlights
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Pay longer for your recliner chair at Real 0% SIP

Get up to 36 months Real 0% SIP on select items with your BPI Credit Card.

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Buy Now Pay 3 months Later

Defer your first monthly installment payments and pay 3 months later.

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Bonus Madness Limit

Up to 100% additional credit limit on your installment purchases for qualified credit cardholders.

Program Mechanics

Offer

Enjoy up to 36 months Real 0% SIP on select items plus, Buy Now Pay 3 months Later with your BPI Credit Card from May 1, 2025 to June 30, 2025.

 

Mechanics

a. The promo is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing:  

BPI Credit Card

  • BPI Amore Cashback Card 
  • BPI Amore Platinum Cashback Card
  • BPI Corporate Card
  • BPI Edge Card
  • BPI Gold Rewards Card 
  • Petron BPI Card 
  • BPI Platinum Rewards Card
  • BPI Rewards Card 
  • BPI Signature Card

b. BPI Credit Cardholders are entitled to the following exclusive offers within the Promo Period: 

  • May 1, 2025 to May 31, 2025
    • Up to 36 months Real 0% SIP on select Mom’s Harbor Town Series
  • June 1, 2025 to June 30, 2025
    • Up to 36 months Real 0% SIP on select Dad’s Dreamtime Series
  • Buy Now, Pay up to 3 months Later
  • Additional Bonus Madness Limit for qualified cardholders for installment purchases

c. To qualify for the offer, the Cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at Merchant.

d. The offer should be given instantly where the purchase was made. 

e. The offer is not convertible to cash or credit.  It may not be exchanged with any other product.  

f. The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.

How to Avail

1. Visit any participating branches of merchant. 

2. Use any of the participating BPI Credit Cards to pay for your purchases. BPI Credit Cardholders can avail of up to 36 months Real 0% SIP.

3. Available installment terms: 3, 6, 12, 24, and 36 months. Terms may be available for select items. Valid for a minimum installment spend of Php 3,000 or higher. 36 months Real 0% SIP is only available for select items.

Program Mechanics: Special Installment Plan (SIP)

1. The program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing. 

BPI Credit Cards

  • BPI Amore Cashback Card  
  • BPI Amore Platinum Cashback Card  
  • BPI Corporate Card 
  • BPI Edge Card 
  • BPI Gold Rewards Card   
  • Petron BPI Card  
  • BPI Platinum Rewards Card   
  • BPI Rewards Card   
  • BPI Signature Card 

2. BPI Credit Cardholders are entitled to avail of Real 0% Special Installment Plan (SIP) Program. This allows cardholders to avail of up to 6 months Real 0% SIP at participating branches of Merchant.

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and Conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000 or higher. Minimum installment spend requirement may vary per term.

b. The terms may be available for select items only. 

c. All installment transactions are subject to BPI's approval. 

d. Cardholder can also choose to avail of the other SIP features:

• Up to 100% BONUS MADNESS LIMIT for qualified BPI Credit Cardholders

Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

• Buy Now Pay up to 3 months Later

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method 

e.1. BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decides to terminate the SIP transaction prior to the 1st billing. 

e.2. BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.

4. To qualify for the program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the Participating Merchant. 

5. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. However, if the dispute involves the participating Merchant and its performance and/or delivery of products to customer, subject to the General Provisions set out above, the decision of the Bank and Merchant with the concurrence of DTI shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this program campaign. 

Participating branches

Area

Address

Makati City

2/F Doña Concepcion Bldg. 1020A Arnaiz Ave. San Lorenzo, Makati City

Davao

2/F SM City Ecoland Davao, Quimpo Blvd. Ecoland, Davao City

Mandaluyong City

4/F Mega A, SM Megamall Building J. Vargas cor. EDSA Wack-Wack Village, Mandaluyong City

L/4 Main Wing, Edsa Shangri-la Plaza, Brgy. Wack-Wack Greenhills East EDSA cor. Shaw Blvd., Mandaluyong City

Parañaque City

4270 Ayala Malls Bay Area Pres. Diosdado Macapagal Ave., Brgy. Tambo, Parañaque City

Pasay City

L/2 MOA Square, Marina Way, Mall of Asia Complex, Brgy. 76 Zone 10, CBP-IA, Pasay City

L/3 Ayala Malls Feliz Marcos Hi-way cor. Amang Rodriquez Ave. Brgy, Dela Paz, Pasig City

Quezon City

CCPP Interior Zone SM City North EDSA, Bagong Pag-asa, Quezon City

L/2 Gateway Mall 2 Cubao, Quezon City

Customer support

La-Z Boy
For any questions or clarifications, you may call the (+63) 915-3919793 or send an email to online@lazboyph.com.

 

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

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