Promo Highlights
FlexipayZero

Up to 36 months FlexipayZero on select items with your BPI Credit Card. 

FlexipayLater

Defer your first monthly installment payments and pay 3 months later.

Bonus Madness Limit 

Up to 100% Bonus Madness Limit on your installment purchases for qualified credit cardholders.  

Promo Mechanics

Promo Offer

  • Up to 36 months FlexipayZero on select items with your qualified BPI Credit Card. 
  • FlexipayLater – Defer first monthly installment and pay 3 months later
  • Up to 100% Bonus Madness Limit on installment purchases for qualified credit cardholders 

Program Mechanics – Flexipay

1. The Program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.    

BPI Credit Cards    

  • BPI Amore Cashback Card    
  • BPI Amore Platinum Cashback Card   
  • BPI Corporate Card   
  • BPI Edge Card   
  • BPI Gold Rewards Card     
  • Petron BPI Card    
  • BPI Platinum Rewards Card     
  • BPI Rewards Card     
  • BPI Signature Card   

2. BPI Credit Cardholders are entitled to avail of Flexipay Program. This allows Cardholders to avail of up to 36 months 0% interest or with low monthly add-on installment at Merchant.  

3. The Cardholder shall review and agree to be bound by the terms and conditions of Flexipay:  

a. The FlexipayZero installment terms are available for a minimum single-receipt purchase requirement of PHP 3,000 or higher.  

b. The terms may be available for select items only.   

c. All installment transactions are subject to BPI’s approval.   

d. The cardholder can also choose to avail of the other Flexipay features:  

  • Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders  

Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.  

  • FlexipayLater 

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full. 

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

e.1. BPI will charge an early termination fee of PHP 550 + 2% on the principal amount should the cardholder decides to terminate the Flexipay transaction prior to the 1st billing.

e.2. BPI will charge an early termination fee of PHP 550 for Flexipay transactions terminated after the first billing.  

4. To qualify for the Program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the participating Merchant.   

5. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Program, the Bank will make a decision, which will be considered final within the context of this offer. However, if the dispute involves the Participating Merchant and its performance and/or delivery of products to the customer, subject to the General Provisions set out above, the decision of the Participating Merchant shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.  

How to Avail

1. Visit any participating branch of merchant.  

2. Use any of the participating BPI Credit Cards to pay for your purchases. Qualified BPI Credit Cardholders may avail of up to 36 months FlexipayZero.  

3. Available installment terms: 3, 6, 9, 12, 24, and 36 months. Terms may be available for select items. Valid for a minimum installment spend of PHP 3,000 or higher. 

Participating Branches
BranchAddress

Arnaiz

1020 A. Arnaiz Ave. San Lorenzo Village, Makati City

Ayala Malls Manila Bay

Ayala Malls Bay Area Pres. Diosdado Macapagal Ave. Brgy. Tambo, Parañaque City

Gateway Mall

2/F Gateway Mall 2 Araneta City, Cubao, Quezon City

Shangri-La Mall

4/F Main Wing EDSA Shangrila Plaza, Brgy. Wack Wack Greenhills East EDSA cor. Shaw Blvd. Mandaluyong City

SM Megamall

4/F SM Megamall Bldg. A, Julia Vargas cor. EDSA, Brgy. Wack Wack, Mandaluyong City

SM MOA Square

2/F MOA Square Marina Way, SM Mall of Asia Complex, Pasay City

SM North EDSA

Interior Zone SM City North EDSA Brgy. Sto. Cristo, Quezon City

Customer Support

La-Z Boy

For any questions or clarifications, please contact (+63) 915-3919793.

 

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

 

Per DTI Fair Trade Permit No. FTEB- 240076, Series of 2025.

YOU ARE IN
Related Information

Credit Card Promos

Enjoy the most out of your hard-earned money when you use your BPI Credit Card.

Oh My Deals! By BPI Cards

Never miss a great deal again from BPI Cards.

Cards

Get the best value with our cards – exciting deals and features await.
Need more help?

Get all the help for your banking needs.

support section