Cross-border Online Promo

Pre-select BPI Credit Cardholders can enjoy PHP 500 eGCs on their crossborder online spend with their BPI Credit Card.

Promo Highlights

Get 500 worth of eGCs

Make the most of your cross-border online shopping, dining, and travel by using your BPI Credit Card to earn up to PHP 500 eGCs.

Promo runs from October 15, 2026 to January 31, 2027 only. Register via the Oh My Deals! by BPI app now.

Promo Mechanics

Promo Offer

PHP 500 eGCs when they use their BPI Credit Card and complete the spend requirements. Minimum spend varies per tier.

Tier 1: Accumulate a minimum spend of PHP 30,000 in Travel and a minimum spend of PHP 5,000 in Non Travel to receive PHP 500 eGCs.
Tier 2: Accumulate a minimum spend of PHP 30,000 in Travel and a minimum spend of PHP 10,000 in Non Travel to receive PHP 500 eGCs.
Tier 3: Accumulate a minimum spend of PHP 30,000 in Travel and a minimum spend of PHP 20,000 in Non Travel to receive PHP500 eGCs.

Promo Period: October 15, 2026 to January 31, 2027.

eGCs Crediting & Redemption Period: The Cardholder has sixty (60) days from the date of earning/posting of the eGCs at OMD app wallet to redeem. Once claimed, the eGCs will be visible in the OMD wallet and are valid for sixty (60) days for redemption at participating merchants.

Qualifications

The promo is open to pre-selected cardholders of participating BPI Credit Cards whose accounts are active and in good standing during the promo period. The participating BPI Credit Cards are as follows:

BPI Amore Cashback Card
BPI Amore Platinum Cashback Card
BPI Corporate Card
BPI Edge Card
BPI Gold Rewards Card
Petron BPI Card
BPI Platinum Rewards Card
BPI Rewards Card
BPI Signature Card
BPI Signature Wealth Card
Robinsons Cashback Card, powered by Visa

How to Avail

1. Register via the Oh My Deals! by BPI Cards App.

a. Download/Log in to the new Oh My Deals! app.

b. Go to the Missions Tab and search for “Crossborder Online Promo."

c. Click on the “Register Now” button.

d. Registration is required to qualify for the promo. Only qualified transactions after successful registration will be qualified for the accumulated spend.

2. The Promo, which shall run from October 15, 2026 to January 31, 2027 (the “Promo Period”), shall be open to pre-selected holders of the BPI Participating Credit Cards (“Eligible Clients”) who:

a. Received a notification from BPI informing them of their eligibility to join the Promo. The notification will be sent to the Eligible Clients via email and/or Viber using their contact details (email address and mobile number) registered in the BPI credit card system. The Eligible Client must be the Principal Cardholder of the Participating BPI Credit Card.

b. Use their Participating BPI Card and meet minimum spend on qualified transactions (Retail, Flexipay) within the Promo Period. Qualified transactions refer below:

Pre-selected base and offer tiers:

Tier 1: Accumulate a minimum spend of PHP 30,000 in Travel and a minimum spend of PHP 5,000 in Non Travel to receive PHP 500 eGCs.
Tier 2: Accumulate a minimum spend of PHP 30,000 in Travel and a minimum spend of PHP 10,000 in Non Travel to receive PHP 500 eGCs.
Tier 3: Accumulate a minimum spend of PHP 30,000 in Travel and a minimum spend of PHP 20,000 in Non Travel to receive PHP 500 eGCs.

3. To qualify for the promo, BPI Credit Cardholders must spend a minimum accumulated spend based on the SMS/eDM or Viber communication material received within the promo period.

4. Pre-select BPI Credit Cardholders may earn up to PHP 500 worth of eGCs for a one-time availment, regardless of the number of BPI Credit Cards they hold.

5. Each Principal Cardholder who participates in the promo may only be awarded eGCs once during the promo period. All qualified purchases made by the Principal Cardholder in all his/her qualified credit card(s) including supplementary credit card(s) will qualify for the promo.

6. The Cardholder has sixty (60) days from the date of earning/posting of the eGCs at OMD app wallet to redeem. Once claimed, the eGCs will be visible on the OMD wallet and are valid for sixty (60) days for redemption at participating merchant.

7. eGCs earned under this promo will be reflected in the Wallet Tab in the Cardholder’s Oh My Deals! by BPI app.

8. Qualified transactions are as follows:

Note: Only transaction types and categories included will be counted towards the spend requirement of the customer during the promo period.

Included Transaction Types:	Retail and; Card-Not-Present (online) and; International (Original Foreign Currency)
Included Categories / MCCs:	Travel Category: 0004 – 04511 - Airlines 0003 – 07014 - Hotels, Resorts, Leisure & Sports 0005 – 01393 - Travel Agencies 04411 - Cruise Lines
	Non-Travel Category: 4121 - Taxicabs, Limousines & Rideshare Services (Uber, Grab, Lyft, and others) 4899 - Cable, Satellite, and other Pay Television and Radio Services (Most common for streaming subscriptions like Netflix and Spotify on Visa and Mastercard) 5139 – Commercial Footwear 5137 – Men’s, Women’s, Children’s Uniforms 5192 – Books, Periodicals, & Newspapers 5309 – Duty Free 5310 – Discount Stores 5311 – Department Stores 5331 – Variety Stores 5399 – Misc. Gen. Mdse stores 5423 – 5498 - Specialty Food Stores 5411 – Grocery Stores 5621 – Women’s Ready to Wear Stores 5641 – Children’s & Infants Wear Stores 5651 – Family Clothing Stores 5655 – Sports Apparel, Riding Apparel Stores 5661 – Shoe Stores 5691 – Men’s & Women’s Clothing Stores 5699 – Accessory & Apparel Stores – Misc. 5732 - Electronic Sales - Computers, TV, Radio, Camera 5733 – Music Stores – Musical Instrument 5734 – Computer Software Stores 5811 – Caterers 5812 – Restaurants 5813 – Bars, Cocktails, Lounges, Disco, Nightclub 5814 - Quick Payment Service - Fast Food Restaurants (Delivery Apps) 5815 – Digital Goods – Media (Books, Movies, Music) 5817 – Digital Goods – Applications 5818 - Digital Goods – Multi-Category 5912 – Drug Stores 5941 – Sporting Goods Stores 5942 – Book Stores 5943 - Stationery Stores, Office & School Supply Stores 5944 – Clocks, Jewelry, Watches 5945 – Game, Toy & Hobby Shops 5946 – Camera & Photographic Supplies 5947 – Card, Gift, Souvenir Shops 5948 – Leather Goods & Luggage 5999 - Miscellaneous & Specialty Retail Stores 7922, 7832 - Ticket Agencies 7922 - Event Promoters
	Note: All other transaction types not included in the items above are to be EXCLUDED from the extraction and spend accumulation.
Excluded Categories:	All other categories (MCCs) and transaction types not mentioned above Cash Advance Credit to Cash SIP for Schools SIP for Hospitals Balance Transfer Transactions Balance Conversion Transactions 09223 Bail & Bond Payment 07995 Gambling 07800 Government-owned lotteries 07801 Government-owned licensed casinos (online gambling) 07802 Government licensed horse/dog racing 04829 Money Transfer Merchant 06050 Quasi Cash Merchant Financial Institution 06051 Quasi Cash 08651 Political Organizations 06010 OTC Cash Advance 06011 ATM Cash Advance 06540 POI Funding Transactions 06012 Member Financial Inst-Merchandise & Services

13. The cardholder will earn the reward if they meet the accumulated spend requirement (on qualified transactions) within the promo period:

Covered Dates	Targeted Base	Minimum Accumulated Spend Requirement	EGCs Reward
October 15, 2026 to January 31, 2027	Tier 1	PHP 30,000 in Travel and PHP 5,000 in Non-Travel	PHP 500
Tier 2	PHP 30,000 in Travel and PHP 10,000 in Non-Travel
Tier 3	PHP 30,000 in Travel and PHP 20,000 in Non-Travel

Covered Dates

Targeted Base

Minimum Accumulated Spend Requirement

EGCs Reward

October 15, 2026 to January 31, 2027

Tier 1

PHP 30,000 in Travel and PHP 5,000 in Non-Travel

PHP 500

Tier 2

PHP 30,000 in Travel and PHP 10,000 in Non-Travel

Tier 3

PHP 30,000 in Travel and PHP 20,000 in Non-Travel

General Terms and Conditions

1. The offer is not convertible to cash or credit. It may not be exchanged with any other product.

2. The cardholder agrees that should his or her purchase be found to be an act of fraud that he or she initiated, conspired or participated with another person or found to be fraudulent, the Bank shall have the right to charge the full amount of the reward to his or her card inclusive of any discount availed or extended.

3. Any dispute concerning the service/s related to the promo offer shall be settled directly between the Cardholder and the Bank with the concurrence of DTI.

4. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. Subject to the General Provisions set out above, the decision of the Bank with the concurrence of DTI shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.

5. Terms and conditions governing the issuance and use of BPI Credit Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.

Customer Support

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

Per DTI Fair Trade Permit No. FTEB-269231, Series of 2026.

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