Promo Highlights
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Use your credit limit

Avail up to 100% of your available credit card limit.

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Low add-on rate

As low as 0.39% add-on rate per month.

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Easy to apply

No documents needed.

Promo Mechanics

Promo Code: CTC79

Promo Period: June 2, 2025 to September 30, 2025

Term

Monthly Add-on

EIR p.a.

Factor Rate

12

0.39%

8.53%

0.087233

18

0.39%

8.69%

0.059456

24

0.39%

8.74%

0.045567

36

0.39%

8.74%

0.031678

48

0.39%

8.68%

0.024733

60

0.39%

8.60%

0.020567

Credit-to-Cash Special Rates Terms and Conditions

Campaign Mechanics

  • Credit-to-Cash Special Rates for Select Cardholders promo is exclusive to select Cardholders and valid for applications made from June 2, 2025 to September 30, 2025 under 12, 18, 24, 36, 48 and 60-month terms.
  • Promo code provided will be used to match the offer designated to qualified cardholders.
  • Service Fee of PHP 500 shall be charged for every availment above PHP 50,000, or PHP 300 for every availment of PHP 50,000 and below. The Service fee shall be charged and posted as a separate entry.
  • Communications to inform cardholders that they are qualified for the offer are in the form of a phone call, SMS or an electronic mail.
  • Turnaround time (TAT) for processing of applications is 5 - 8 banking days.
  • Standard SIP Loans Terms and Conditions not covered under special campaign provisions above shall apply.

 

Customer support

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

 

Per DTI Fair Trade Permit No. FTEB-225600, Series of 2025.

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