Cosma Promo

Promo Offer

• Get 50% off on all facial and exosomes treatments with your BPI Card. Plus, 3 mos. FlexipayZero and FlexipayLater with your qualified BPI Credit Card.
• Promo runs from September 1, 2026 to January 31, 2027

Flexipay for qualified BPI Credit Cardholders 

• 3 months FlexipayZero 
• FlexipayLater 
• Up to 100% Additional Bonus Madness Limit on installment purchases for qualified credit cardholders 

Mechanics

1. The Promo is open to Cardholders with participating BPI Credit or Debit Cards whose accounts are active and in good standing:

BPI Credit Cards

• BPI Amore Cashback Card 
• BPI Amore Platinum Cashback Card
• BPI Corporate Card
• BPI Edge Card
• BPI Gold Rewards Card 
• BPI Platinum Rewards Card
• BPI Rewards Card 
• BPI Signature Card
• Petron BPI Card 
• Robinsons Cashback Card, powered by Visa
• BPI Free+ Card  
• BPI Omni Card 

BPI Debit Cards

2. The Promo Period is from September 1, 2026 to January 31, 2027.

3. Participating BPI Credit and Debit Cardholders are entitled to the following exclusive offers within the Promo Period: 

• Get 50% off on all facial and exosomes treatments with your BPI Card. 

Flexipay for qualified BPI Credit Cardholders 

• 3 months FlexipayZero
• FlexipayLater 
• Up to 100% Bonus Madness Limit on installment purchases for qualified credit cardholders

4. To qualify for the offer, the Cardholder must use his or her participating BPI Credit or Debit Card to pay for his or her purchases at Merchant.  

5. Offer should be given instantly where the purchase was made. 

6. The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.  

1. The Program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.    

BPI Credit Cards    

• BPI Amore Cashback Card    
• BPI Amore Platinum Cashback Card   
• BPI Corporate Card   
• BPI Edge Card   
• BPI Gold Rewards Card     
• Petron BPI Card    
• BPI Platinum Rewards Card     
• BPI Rewards Card     
• BPI Signature Card   
• Robinsons Cashback Card, powered by Visa

2. Participating BPI Credit Cardholders are entitled to avail of the FlexipayZero Program. This allows Cardholders to avail of 3 months 0% interest on installments at Merchant.  

3. The Cardholder shall review and agree to be bound by the terms and conditions of Flexipay:  

a. The FlexipayZero installment terms are available for a minimum single-receipt purchase requirement of PHP 30,000 or higher.

b. The terms may be available for select items only.   

c. All installment transactions are subject to BPI’s approval.   

d. The cardholder can also choose to avail of the other Flexipay features:  

• Up to 100% Additional Bonus Madness Limit for qualified BPI Credit Cardholders  

Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transactions will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.  

• FlexipayLater

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full. 

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

e.1. BPI will charge an early termination fee of PHP 550 + 2% on the principal amount should the cardholder decide to terminate the Flexipay transaction prior to the 1st billing.

e.2. BPI will charge an early termination fee of PHP 550 for Flexipay transactions terminated after the first billing.  

4. To qualify for the Program, the cardholder must use his or her participating BPI Credit Card to pay for his or her installment purchases at the participating Merchant’s point-of sale terminal.   

5. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. However, if the dispute involves the participating Merchant and its performance and/or delivery of products to customer, subject to the General Provisions set out above, the decision of the Bank and Merchant with the concurrence of DTI shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law. 

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.  

1. Visit any participating branch of merchant.  

2. Use any of the participating BPI Credit or Debit Cards to pay for your purchases. 

3. Qualified BPI Credit Cardholders may avail of 3 months FlexipayZero.  Available installment terms: 3 months. Terms may be available for select items. Valid for a minimum installment spend of PHP 30,000 or higher. 

4. Enjoy this deal.

Cosma

For any questions or clarifications, please contact the following:

• Phone: (+63) 9171888118 

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

DTI Fair Trade Permit No. FTEB-263946, Series of 2026.

Deposits are insured by PDIC up to ₱1 Million per depositor.