1. Register to the promo via the Oh My Deals! by BPI Cards app.
a. Download/Log In to the new Oh My Deals! by BPI Cards app.
b. Go to the Missions Tab and search for “Travel & Crossborder Promo.”
c. Click on the “Register Now” button.
d. Registration is required to qualify for the promo. Only qualified transactions made after successful registration will be qualified for the promo spend requirements.
2. The Promo, which shall run from October 15, 2026 to January 31 2027 (the “Promo Period”), shall be open to pre-selected holders of the BPI Participating Credit Cards (“Eligible Clients”) who:
a. Received a notification from BPI informing them of their eligibility to join the Promo. The notification will be sent to the Eligible Clients via email and/or Viber using their contact details (email address and mobile number) registered in the BPI credit card system. The Eligible Client must be the Principal Cardholder of the Participating BPI Credit Card.
b. Use their Participating BPI Card and meet minimum spend on qualified transactions (Retail, Flexipay) within the Promo Period. Qualified transactions refer below:
Target Base and Promo Offer:
- Tier 1: Accumulate a minimum spend of PHP 45,000 in Travel transactions and a minimum accumulated spend of PHP 20,000 in Non Travel Crossborder transactions to receive PHP 500 eGCs.
- Tier 2: Accumulate a minimum spend of PHP 55,000 in Travel transactions and minimum accumulated spend of PHP 25,000 in Non Travel Crossborder transactions to receive PHP 500 eGCs.
- Tier 3: Accumulate a minimum spend of PHP 65,000 in Travel transactions and minimum accumulated spend of PHP 35,000 in Non Travel Crossborder transactions to receive PHP 500 eGCs.
- Tier 4: Accumulate a minimum spend of PHP 30,000 in Travel transactions and minimum accumulated spend of Php 20,000 in Non Travel Crossborder transactions to receive PHP 1,000 eGCs.
- Tier 5: Accumulate a minimum spend of PHP 30,000 in Travel transactions and minimum accumulated spend of PHP 25,000 in Non Travel Crossborder transactions to receive PHP 1,000 eGCs.
- Tier 6: Accumulate a minimum spend of PHP 30,000 in Travel transactions and minimum accumulated spend of PHP 35,000 in Non Travel Crossborder transactions to receive PHP 1,000 eGCs.
3. To qualify for the promo, BPI Credit Cardholders must spend a minimum accumulated spend during the promo period.
4. Cardholders may earn up to Php 1,000 worth of eGCs for a one-time availment depending on their qualified tier, regardless of the number of BPI Credit Cards they hold.
5. Each Principal Cardholder who participates in the promo may only be awarded eGCs once during the promo period. All qualified purchases made by the Principal Cardholder in all his/her qualified credit card(s) including supplementary credit card(s) will qualify for the promo.
6. eGCs Crediting & Redemption Period: The Cardholder has sixty (60) days from the date of earning/posting of the eGCs at the OMD app wallet to redeem. Once claimed, the eGCs will be visible on the OMD wallet and are valid for sixty (60) days for redemption at participating merchant.
7. An email, Viber, and/or SMS will be sent to the qualified cardholders after the eGCs have been credited.
8. eGCs earned under this promo will be reflected in the Wallet Tab in the Cardholder’s Oh My Deals! by BPI Cards app.
9. Qualified transactions are as follows:
Note: Only transaction types and categories included will be counted towards the spend requirement of the customer during the promo period.
Included Transaction Types:
- Original Foreign Currency:
- Travel and Crossborder Retail Transactions
- Travel and Crossborder Card Present Transactions
- Travel and Crossborder Card-Not-Present (online)
- Original Domestic Currency:
- Domestic Travel Retail and Flexipay Transactions (Original Domestic Currency)
Included Categories / MCCs:
Travel Category:
- 0004 – 04511 – Airlines
- 0003 – 07014 – Hotels, Resorts, Leisure & Sports
- 0005 – 01393 – Travel Agencies
- 04411 – Cruise Lines
Non-Travel Category:
- 4121 – Taxicabs, Limousines & Rideshare Services (Uber, Grab, Lyft, and others)
- 4899 – Cable, Satellite, and other Pay Television and Radio Services (Streaming subscriptions like Netflix and Spotify)
- 5139 – Commercial Footwear
- 5137 – Men’s, Women’s, Children’s Uniforms
- 5192 – Books, Periodicals, & Newspapers
- 5309 – Duty Free
- 5310 – Discount Stores
- 5311 – Department Stores
- 5331 – Variety Stores
- 5399 – Misc. Gen. Mdse stores
- 5423 – 5498 - Specialty Food Stores
- 5411 – Grocery Stores
- 5621 – Women’s Ready to Wear Stores
- 5641 – Children’s & Infants Wear Stores
- 5651 – Family Clothing Stores
- 5655 – Sports Apparel, Riding Apparel Stores
- 5661 – Shoe Stores
- 5691 – Men’s & Women’s Clothing Stores
- 5699 – Accessory & Apparel Stores – Misc.
- 5732 – Electronic Sales - Computers, TV, Radio, Camera
- 5733 – Music Stores – Musical Instrument
- 5734 – Computer Software Stores
- 5811 – Caterers
- 5812 – Restaurants
- 5813 – Bars, Cocktails, Lounges, Disco, Nightclub
- 5814 – Quick Payment Service - Fast Food Restaurants (Delivery Apps)
- 5815 – Digital Goods – Media (Books, Movies, Music)
- 5817 – Digital Goods – Applications
- 5818 - Digital Goods – Multi-Category
- 5912 – Drug Stores
- 5941 – Sporting Goods Stores
- 5942 – Book Stores
- 5943 – Stationery Stores, Office & School Supply Stores
- 5944 – Clocks, Jewelry, Watches
- 5945 – Game, Toy & Hobby Shops
- 5946 – Camera & Photographic Supplies
- 5947 – Card, Gift, Souvenir Shops
- 5948 – Leather Goods & Luggage
- 5999 – Miscellaneous & Specialty Retail Stores
- 7922, 7832 – Ticket Agencies
- 7922 – Event Promoters
Note: All other transaction types not included in the items above are to be EXCLUDED from the extraction and spend accumulation.
Excluded Categories:
- All other categories (MCCs) and transaction types not mentioned above
- Cash Advance
- Credit to Cash
- SIP for Schools
- SIP for Hospitals
- Balance Transfer Transactions
- Balance Conversion Transactions
- 09223 Bail & Bond Payment
- 07995 Gambling
- 07800 Government-owned lotteries
- 07801 Government-owned licensed casinos (online gambling)
- 07802 Government licensed horse/dog racing
- 04829 Money Transfer Merchant
- 06050 Quasi Cash Merchant Financial Institution
- 06051 Quasi Cash
- 08651 Political Organizations
- 06010 OTC Cash Advance
- 06011 ATM Cash Advance
- 06540 POI Funding Transactions
- 06012 Member Financial Inst-Merchandise & Services
13. The cardholder will earn the reward if they meet the accumulated spend requirement (on qualified transactions) within the promo period:
Covered Dates: October 15, 2026 to January 31, 2027
1. Category: Travel & Cross-border (Card Present and Card Not Present)
Minimum Accumulated Spend Requirement:
- PHP 45,000 in Travel and PHP 20,000 in Non Travel to receive PHP 500 eGCs
- PHP 55,000 in Travel and PHP 25,000 in Non Travel to receive PHP 500 eGCs
- PHP 65,000 in Travel and PHP 35,000 in Non Travel to receive PHP 500 eGCs
2. Category: Cross-border Non-Travel
Minimum Accumulated Spend Requirement:
- PHP 30,000 in Travel and PHP 20,000 in Non Travel to receive to receive PHP 1,000 eGCs
- PHP 30,000 in Travel and PHP 25,000 in Non Travel to receive PHP 1,000 eGCs
- PHP 30,000 in Travel and PHP 35,000 in Non Travel to receive PHP 1,000 eGCs
