
Get 1% rebate on your purchases
Request a BPI Debit Mastercard® via BPI online or app with your digital account and use it for your purchases.

Enjoy convenience with your BPI Debit Mastercard®
Use your debit card securely for transactions in-store or online, both locally and internationally.
1. The BPI Debit Spend and Get 1% Rebate Promo (“Promo”) will run from April 7 to September 30, 2025 as approved by DTI-FTEB (“Promo Period”).
2. To qualify, the customer must:
a. Have an existing or have opened a #SaveUp or #MySaveUp account within the promo period.
b. Ensure that #SaveUp and #MySaveUp accounts are fully verified.
c. Have no existing BPI Debit Mastercard prior to the promo period.
d. Request a new BPI Debit Mastercard through the online debit card request feature in the BPI app or website.
e. Activate the requested card within the promo period.
f. Use the BPI Debit Mastercard for purchases at local or international merchants, whether in-store or online.
3. Earning of the Fee Cashback:
a. The eligible customer will get a 1% rebate on debit card spending (up to Php 1,000 per month) for three (3) months after activating the card. The 1% rebate will be calculated based on the total eligible spending during the promo period.
b. Month 0 is the month when the debit card requested was activated. Month 1 is defined as the succeeding month upon the month the debit card was requested. Months 2 and 3 are the months that follow Month 1.
c. The eligible customers’ spending during Month 0 and Month 1 shall be combined to calculate Month 1 of the 1% cash rebate.
Sample | Month 0 (requested debit card was activated) | Month 1 | Month 2 | Month 3 | Total Campaign Rebate |
---|---|---|---|---|---|
Total Spend for the Month | Php 1,500 | Php 10,000 | Php 100,000 | Php 120,000 | |
Eligible spend for rebate | - | Php 11,500 | Php 100,000 | Php 120,000 | |
1% Rebate | - | Php 115 | Php 1,000 | Php 1,000 | Php 2,115 |
d. The maximum rebate entitlement is Php 1,000 per cardholder per month, regardless of whether more than one qualified card was requested or if spending exceeded Php 100,000.
e. Cashback will be awarded in Philippine Peso.
f. Cashback earned by the cardholder will be posted to the main primary deposit account of the BPI Debit Mastercard used within 30 days after the end of each month.
4. Claiming the Rebate
The 1% rebate will be automatically credited to the BPI account based on the schedule below:
Month of Debit Card Activation | Month 1 | Month 2 | Month 3 |
---|---|---|---|
April | 4th week of June | 4th week of July | 4th week of August |
May | 4th week of July | 4th week of August | 4th week of September |
June | 4th week of August | 4th week of September | 4th week of October |
July | 4th week of September | 4th week of October | 4th week of November |
August | 4th week of October | 4th week of November | 4th week of December |
September | 4th week of November | 4th week of December | 4th week of January |
5. Qualified cardholders will receive an email/SMS upon successful posting of cashback earned, which will appear on the succeeding transaction history with the transaction description "4345 ELINK TRANSFER."
6. The promo is valid for purchases made using the BPI Debit Mastercard only.
7. In case of disputes regarding cardholder eligibility, coverage of dates, fulfillment, and other similar concerns pertaining to the promo, the Bank’s decision shall prevail.
8. All queries regarding this promo shall be directed to the 24-hour BPI Contact Center at (+632) 889-10000.
9. The Terms and Conditions of the #SaveUp and #MySaveUp deposit accounts and BPI Debit Mastercard, available on the BPI website, shall apply and supplement the above promo mechanics.
BPI
For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
Per DTI Fair Trade Permit No. FTEB-219209 Series of 2025
Deposits are insured by PDIC up to ₱1 Million per depositor.

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