Real 0% SIP Payday Flash Deals with Beyond The Box

Enjoy cash price on select Apple products when you purchase up to 36 mos. Real 0% SIP with your BPI Credit Card. 

Promo Period:

• April 15, 2025 to April 20, 2025 
• May 2, 2025 to May 4, 2025 
• May 16, 2025 to May 18, 2025 
• May 30, 2025 to June 1, 2025 
• June 13, 2025 to June 15, 2025 
• July 4, 2025 to July 6, 2025

Terms and Conditions

1. The Promo is open to Cardholders with participating BPI Credit Cards whose accounts are active and in good standing: 

BPI Credit Cards  

• BPI Amore Cashback Card  
• BPI Amore Platinum Cashback Card 
• BPI Corporate Card 
• BPI Edge Card 
• BPI Gold Rewards Card  
• BPI Platinum Rewards Card 
• BPI Rewards Card  
• BPI Signature Card 
• Petron BPI Card 

2. BPI Credit Cardholders are entitled to the following BPI-exclusive offers for installment transactions within the Promo Period:

• Enjoy cash price on select Apple products with up to  36 months Real 0% SIP.
  • Enjoy exclusive payday flash deal discounts (where all Apple products are at cash price).
• Special Installment Plan
  • Up to 36 months Real 0% SIP.
  • Cash price is available with up to 36 months Tenor.
• Buy Now, Pay 3 Months Later
• Additional bonus madness limit for installment purchases

3. To qualify for the offer, the Cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at Merchant. 

4. Offer should be given instantly where the purchase was made.

5. The offer is not convertible to cash or credit.  It may not be exchanged with any other service.

6. The Cardholder shall review and agree to be bound by the terms and conditions of the Merchant.  

7. The cardholder agrees that should his or her purchase be found to be an act of fraud that he or she initiated, conspired or participated with another person or found to be fraudulent, the Bank shall have the right to charge the value of the discount to his or her card.

8. The Promo is not valid in conjunction with any ongoing promos of Merchant. In the purchase of goods and services which are on promotional discount, in compliance to the Expanded Senior Citizen Act of 2010 (R.A. 9994) an Act Expanding Benefits and Privileges of Persons with Disability (PWD) (R.A. 10754), the senior citizen or PWD can avail of the promotional discount or the discount provided under the said laws, whichever is higher, if applicable.   

9. Any dispute concerning the products and services related to the Promo offer shall be settled directly between the Cardholder and Merchant with the concurrence of DTI.

10. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. However, if the dispute involves the participating Merchant and its performance and/or delivery of products to customer, subject to the General Provisions set out above, the decision of the Bank and Merchant with the concurrence of DTI shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.

11. Terms and conditions governing the issuance and use of BPI Credit Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.

1. The program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.

BPI Credit Cards

• BPI Amore Cashback Card  
• BPI Amore Platinum Cashback Card 
• BPI Corporate Card 
• BPI Edge Card 
• BPI Gold Rewards Card  
• BPI Platinum Rewards Card 
• BPI Rewards Card  
• BPI Signature Card 
• Petron BPI Card 

2. BPI Credit cardholders are entitled to avail of Real 0% Special Installment Plan (SIP) Program. This allows cardholders to avail up to 36 months Real 0% SIP at Merchant.

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000 or higher.

b. The terms may be available for select items only.

c. All installment transactions are subject to BPI’s approval.

d. The cardholder can also choose to avail of the other SIP features:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Subject to favorable credit history, qualified credit cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

Buy Now Pay up to 3 months Later available for in-store only

First monthly amortization will be posted to the BPI Credit cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method

e.1. BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decide to terminate the SIP transaction prior to the 1^st billing.

e.2. BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.

4. To qualify for the Program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the Participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this program campaign.

How to Avail

1. Visit any participating branches of merchant during the following promo period:

• April 15, 2025 to April 20, 2025 
• May 2, 2025 to May 4, 2025 
• May 16, 2025 to May 18, 2025 
• May 30, 2025 to June 1, 2025 
• June 13, 2025 to June 15, 2025 
• July 4, 2025 to July 6, 2025

2. Use any of the participating BPI Credit Cards to pay for your purchases and avail of the offer.

3. See “Promo Offer and Mechanics” for offer.

4. BPI Credit Cardholders can avail up to 36 months Real 0% SIP. Available installment terms: 3, 6, 9, 12, 24 and 36 months. Promo terms may be available for select items and tenors.

5. Enjoy this deal.

Beyon The Box

For inquiries and comments, please contact the following: inquiry@beyondthebox.ph

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

Per DTI Fair Trade Permit No. FTEB-212728 and 214554, Series of 2025.