Promo Highlights
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Wiser way to split your payments

Pay for your retail purchases at fixed monthly installments.

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Flexible Terms

Enjoy discounted add-on rates from 3 to 60 months term.

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Low add-on rate

Convert your balances to installment and enjoy low add-on rate of 0.49%.

Promo Mechanics

Promo Code: BC78

Promo Period: June 2, 2025 to September 30, 2025

 

Term

Monthly Add-on

EIR p.a.

Factor Rate

3

0.79%

14.16%

0.341233

6

0.69%

14.06%

0.173567

12

0.59%

12.82%

0.089233

18

0.49%

10.86%

0.060456

24

0.49%

10.91%

0.046567

36

0.49%

10.87%

0.032678

48

0.49%

10.77%

0.025733

60

0.49%

10.65%

0.021567

Balance Conversion Special Rates Terms and Conditions

Campaign Mechanics

  • Balance Conversion Special Rates for Select Cardholders promo is exclusive to select Cardholders and valid for applications made from June 2, 2025 to September 30, 2025 under 3, 6, 12, 18, 24, 36, 48 and 60-month terms. 
  • Total statement balances can be converted including Cash Advance transactions and SIP monthly amortizations with minimum amount of PHP 850 per transaction. 
  • Promo code provided will be used to match the offer designated to qualified cardholders. 
  • Service Fee of PHP 500 shall be charged for every availment above PHP 50,000, or PHP 300 for every availment of PHP 50,000 and below. The Service fee shall be charged and posted as a separate entry.
  • Communications to inform cardholders that they are qualified for the offer are in the form of a phone call, SMS, BPI app notification, or an electronic mail. 
  • Turnaround time (TAT) for processing of applications is 5 - 8 banking days. 
  • Standard SIP Loans Terms and Conditions not covered under special campaign provisions above shall apply.
Customer support

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

 

Per DTI Fair Trade Permit No. FTEB-225646, Series of 2025

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