Promo Highlights
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Win a brand new laptop or PHP 1,000 SM Gift Pass

Shop at the SM Store with a min. single-receipt purchase of PHP 3,000 straight or PHP 5,000 installment using your BPI Credit and Debit Mastercard.

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Real 0% SIP

Enjoy 3 months Real 0% SIP with your BPI Credit Card.

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Bonus Madness Limit

Up to 100% additional credit limit on your installment purchases for qualified credit cardholders.

Promo Mechanics

Promo Offer

  • Get a chance to win a brand-new laptop or PHP 1,000 SM Gift Pass with your BPI or Robinsons Bank Mastercard® Credit or Debit Card. Plus, enjoy 3 months Real 0% SIP with your BPI Credit Card.
  • Promo runs until July 15, 2025

Special Installment Plan for qualified BPI Credit Cardholders

  • 3 months Real 0% SIP
  • Up to 100% Bonus Madness Limit for qualified credit cardholders

 

Mechanics 

1. The promo is open to cardholders with participating BPI or Robinsons Bank Mastercard® Credit and Debit Cards whose accounts are active and in good standing: 

BPI Credit Cards  

  • BPI Corporate Card
  • BPI Edge Card
  • BPI Gold Rewards
  • BPI Platinum Rewards Card
  • BPI Rewards Card
  • Petron BPI Card
  • BPI Dos Card
  • Robinsons Cashback Card

BPI Debit Cards

Robinsons Bank Credit Cards

  • DOS Card
  • Robinsons Cashback Card

 

2. The cardholder must use his or her  BPI or Robinsons Bank Mastercard Credit or Debit Card for a minimum PHP 5,000 single-receipt installment purchase or PHP 3,000 single receipt straight purchase at any participating SM Store branch

3. Promo is valid for in-store and Personal Shopper card-present transactions.

4. Transactions paid via iPay88 / email billing are excluded in the promo, as well as cardholders whose accounts are suspended or terminated are not eligible to join the promotion.

5. A minimum PHP 3,000 single receipt straight transaction and PHP 5,000 installment transaction at any SM Store branch nationwide gives the BPI Cardholder a chance to instantly win a brand-new laptop and PHP 1,000 SM Gift Pass.

6. There will be 100 winners of laptop and 3,000 winners of PHP 1,000 of SM Gift Pass nationwide.

7. The Promo Period is from May 1, 2025 to July 15, 2025 while claiming of prizes will be from May 1, 2025 to September 15, 2025.

8. Upon completing the minimum single-receipt Mastercard transaction of PHP 3,000 or PHP 5,000, the SM transaction receipt will display and generate a coupon indicating whether the customer wins an instant prize.

9. The promotion is only available at SM Store. Transactions made in other SM Retail Affiliates are not qualified to join the promo and win any prize.

10. The prize is non-convertible to cash.  

11. Purchase of cell cards, phone cards, SM Gift Cards, SM Gift Pass, Concert Tickets, Returns, Bills Payment Products, and other products at the Customer Service Counter are not qualified for this promotion.

12. SM Store and Mastercard will not replace lost or damaged prized caused by the winner (Cardholder).

13. SM Store and Mastercard Philippines reserve the right to disclose and publish names, photos, and other information of the winners in any mode or manner as they deem appropriate.

14. Employees of SM Store, SM Retail Inc., Mastercard, and its accredited advertising agencies and suppliers, and their family relatives up to 2nd degree of consanguinity or affinity are disqualified from participating in the promotion.

15. How to claim the prize:

a. For Instore Transactions - winner (Cardholder) must present the following documents at the Customer Service Counter (BCO) of the SM Store where the transaction was made. Customer Service Manager must verify the winning transaction prior to awarding of prizes to the cardholder:

• Original Winning Transaction Receipt

• Original Winning charge slip 

• Original Winning Stub

• Winning Credit Card (Mastercard)

• Valid ID

b. For Personal Shopper Transactions – SM Store Branch rider/designated driver will release/deliver the Prize to the winner.

Note: If an authorized representative will claim the prize, the following must be presented:

• Original/Photocopy Valid ID of the winner

• Original Valid ID of the Representative

• Original Winning Transaction Receipt

• Original Winning Stub

• Original Winning Charge Slip

c. Winner must surrender and sign the original winning stub.

d. The Transaction receipt and winning charge slip should be marked/stamped “CLAIMED” upon release of Prize.

e. The cardholder can only claim his/her Prize at the same branch of the SM Store where transaction was made.

16. The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.

How To Avail

1. Visit any participating branches of merchant.
2. Use any of the participating BPI Mastercard Credit Card to pay for your installment purchases.
3. Available installment terms: 3  months. Terms may be available for select items. Valid for a minimum installment spend of Php 5,000 or higher.

Participating Branches
Customer Support

The SM Store

For inquiries, you may call ‎(+632) 881-1-0000

 

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

 

Per DTI Fair Trade Permit No. FTEB- 221819, Series of 2025

 

Deposits are insured by PDIC up to ₱1 Million per depositor. 
Disclaimer: The links above may offer a different privacy policy and level of security. No personal information will be collected without prior consent.
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