Promotion highlights

Real 0% Installment Program

Enjoy up to 24 months real 0% installment term

Buy now and pay up to 90 days later

First monthly amortization will be posted up to 3 months later from date of purchase.

Up to 100% Bonus Madness Limit

Qualified credit cardholders can enjoy a bonus installment credit limit of up to 100% of their regular credit line.

Promotion mechanics

1. The program is open to BPI Cardholders of participating BPI Cards in good standing. The participating BPI Cards are as follows:

BPI Credit Cards

  • BPI Amore Cashback Card
  • BPI Amore Platinum Cashback Card
  • BPI Blue Mastercard / BPI Rewards Card
  • BPI Corporate Mastercard / BPI Corporate Card
  • BPI Edge Mastercard / BPI Edge Card
  • BPI Gold Mastercard / BPI Gold Rewards Card
  • Petron-BPI Mastercard / Petron BPI Card
  • BPI Visa Signature Card/ BPI Signature Card
  • BPI Family Credit Card

2. BPI Cardholders are entitled to the following installment program:

Real 0% installment program

Enjoy up to 24 months Real 0% Installment term

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (S.I.P.):

Terms and conditions

a. The S.I.P. Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000.
b. The terms may be available for select items only.
c. All installment transactions are subject to BPI’s approval.
d. Cardholder can also choose to avail of other S.I.P. features:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Qualified Credit Cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness Limit. 100% Bonus Madness Limit is only applicable to installment transactions.

Buy Now Pay up to 3 months later

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. Should the Credit Cardholder decide to terminate the S.I.P. transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% interest on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

4. To qualify for the program, the cardholder must use his or her participating BPI Card to pay for his or her purchases at the participating Merchant.

5. Any dispute concerning the products and/or services related to the program shall be settled directly between the cardholder and merchant.

6. The terms and conditions governing the issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign."

Participating branches
BranchLocation Contact Number
Ali MallGIF Ali Mall, Araneta Center, Cubao, Quezon City8912 6606 / 8912 6604
Ayala Malls Alabang Town CenterLevel 3, Alabang Town Center,Muntiniupa City8809 5981/ 8809 6076
Ayala Center Cebu(Temporary Satellite Kiosk) Level 3, New Wing, Ayala Center Cebu, Cebu City0965 477 5510
Ayala Malls Feliz4th Level, Ayala Feliz Mall, Marcos Highway, Pasig City8942 O71 / 8255 3642
Ayala Malls Fairview TerracesLevel 3, Fairview Terraces, Quirino Hi-way, Novaliches City7950 816 / 7950 8161
Ayala Malls GloriettaLevel 3, Glorietta, Ayala Center, Makati City8511 1838 / 8511 1839 / 7729 6451/7729 6452
Ayala Malls Greenbelt 1G/F Greenbelt 1, Legaspi Village, Makati City8893 6543 / 8893 6544
Ayala Malls Market! Market!Level 3, Market! Market! BGC, Taguig City7758 2552 / 8889 6429
Ayala Malls Trinoma 1 MaltLevel 1, TriNoma, North Ave. cor. EDSA, Quezon CityTIS 3234 | 7915 3747
Ayala Malls Trinoma 3 MaltLevel 3, TriNoma, North Ave. cor. EDSA, Quezon City7621 5838 / 7916 9116
Eastwood MallLevel 4, Eastwood Mall, Bagumbayan, Quezon City8470 2950 / 8470 2946
Festival MallLevel 2, Festival Supermall, Alabang, Muntinlupa City8850 3537 / 8850 3534
Gateway MallLevel 3, Gateway Mall, Araneta Center, Cubao, Quezon City8913 4573 / 8513 4642
Sta. Lucia MallLevel 3, Sta.Lucia Mall, Marcos Highway cor. Felix Ave. Cainta,Rizal8635-3680 / 8635-3774
Sta. Lucia MallG/F Greenhills Shopping Center, Ortigas Ave., San Juan City8705 1375 / 8705 1389
SM Light MallLevel 2, SM Light Mall, EDSA, Mandaluyong City8656 8510 / 8656 8548
SM North EdsaUnit 144-145 City Center, Upper GF, SM City North EDSA, Quezon City8927 6747 / 8927 6763
Robinsons ForumLevel 2, Robinsons Forum, EDSA, Mandaluyong City8470 2630 / 8687 9817
Tutuban CentermallGF Tutuban Centermall, C.M. Recto Ave., Manila8251 0381/8251 0382
Customer support

For inquires and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

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