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Real 0% SIP

Enjoy up to 24 months Real 0% SIP with your BPI Credit Card.

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Bonus Madness Limit

Up to 100% additional credit limit on your installment purchases for qualified credit cardholders

Program mechanics: Special Installment Plan (SIP)

1. The Program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing. 

BPI Credit Cards  

  • BPI Amore Cashback Card  
  • BPI Amore Platinum Cashback Card  
  • BPI Corporate Card 
  • BPI Edge Card 
  • BPI Gold Rewards Card   
  • BPI Platinum Rewards Card   
  • BPI Rewards Card   
  • BPI Signature Card 
  • Petron BPI Card 

2. BPI Credit Cardholders are entitled to avail of Real 0% Special Installment Plan (SIP) Program. This allows cardholders to avail of up to 24 months Real 0% SIP at participating branches of Merchant.

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000 or higher.

b. The terms may be available for select items only. 

c. All installment transactions are subject to BPI's approval. 

d. Cardholder can also choose to avail of the other SIP feature:

• Up to 100% BONUS MADNESS LIMIT for qualified BPI Credit Cardholders

Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method

e.1. BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decides to terminate the SIP transaction prior to the 1st billing. 

e.2. BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.

4. To qualify for the Program, the cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at the Participating Merchant. 

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and the Merchant. 

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Participating branches

Dealer Name

Address

Triumph BGC

Roofdeck – Mini Bgc 38th Street Corner 11th Avenue, Triangle Drive, Bonifacio Global City, Taguig

Mini Bonifacio Global City

38th Street Corner 11th Avenue, Triangle Drive, Bonifacio Global City, Taguig

Ford Otis, Manila

1090 Guazon Street Corner Mendiola Extension, Pandacan, Manila

Ford Global City

Blk. 15, 32nd St., Cor. Rizal Drive, Crescent Park West, Bonifacio Global City, Taguig City 1634

Ford Bohol

CPG North Ave. Taloto District, Tagbilaran, Tagbilaran, Philippines

Nissan Quezon Avenue

138 Quezon Avenue Brgy. Tatalon Quezon City

Nissan Sumulong Highway Cainta

338 Sumulong Highway Brgy. San Isidro Cainta Rizal

Nissan Taytay Rizal

158 Manila East Road Corner Cabrera Road Taytay Rizal

Nissan Mandaluyong Shaw

312 Shaw Boulevard, Brgy. Pleasant Hills, Mandaluyong City

Mazda Cagayan De Oro

KM 3 Nat’l Highway, Kauswagan, Cdo

Mazda Davao

KM 7 Brgy Angliongto, Lanang, Davao City

Geely Butuan City

KM 3 Nat’l Highway Baan, Butuan City

Ford Davao

KM 7 Brgy. Angliongto Lanang, Davao City

Ford Cagayan De Oro

KM 3 Nat’l Highway, Kauswagan, Cdo

Ford General Santos City

Nat’l Highway, Brgy Apopong General Santos City

Ford Zamboanga City

Veterans Ave. Brgy. Camino Nuevo, Zamboanga City

Customer support

Autohub Group

For queries, please contact the following:

  • Call: (+632) 8860-8888 or (+63) 917-508-5555
  • Website: Fill-out the form in the official website

 

BPI
For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

 

Disclaimer: The links above may offer a different privacy policy and level of security. No personal information will be collected without prior consent.
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