Promo Highlights

Convert your points into raffle entries

Redeem raffle entries for as low as 1,750 BPI Rewards Points.

More entries, more chances

Collect as many raffle entries as you can to earn more chances to win.

Terms and Conditions

These Terms and Conditions (“Program Terms and Conditions”) govern the BPI Rewards Disney Cruise Raffle Promo (the “Program”) which consists of a raffle promotion offered by the Bank of the Philippine Islands (“BPI” or the “Bank”)  with vacation packages provided by The Walt Disney Company (Southeast Asia Inc.) Pte. Limited (“Disney” or “Disney Cruise Line”) to thirteen (13) BPI Rewards Members. 

The terms and conditions governing BPI’s products, services, facilities and channels, including the Banking Terms and Conditions, the BPI Online Banking Terms and Conditions, and the BPI Data Privacy Statement (collectively, the “BPI Terms and Conditions”), are hereby incorporated by reference and shall form an integral part of these Program Terms and Conditions.  
 

Program Mechanics

1.1 Eligibility and Participation

1.1.1 For Existing BPI Rewards Members 

To participate in the Promo, a BPI Rewards Member must redeem any of the following vouchers using BPI Rewards Points:

BPI Rewards Points Redeemed

Raffle Entries Earned

Bonus Points Earned

1,750 BPI Points

1 raffle entry

75 BPI Points

17,500 BPI Points

15 raffle entries

175 BPI Points

1.1.2 For Non-BPI Rewards Members 

To qualify for participation, a non-BPI Rewards Member must:

a. Download the VYBE App through Google Play Store or Apple App Store; and 

b. Successfully enroll in the BPI Rewards Program.

Upon successful enrollment to BPI Rewards, the participation mechanics applicable to BPI Rewards Members shall apply. 

 

Program Implementation

2.1 The Promo shall run from September 15, 2026 to December 15, 2026 (“Promo Period”).

Raffle Entries

2.2 Eligible participants may earn multiple raffle entries, with no maximum limit, provided that the applicable participation requirements are satisfied.

2.3 Raffle entries arising from reversed, cancelled, fraudulent, invalid or otherwise disputed point redemptions shall be automatically disqualified.

2.4 During the Promo Period, participants will receive periodic SMS notification indicating the total number of raffle entries earned, based on the following schedule:

Raffle Entry Redemption Coverage

SMS Send-out Dates

September 15 to October 15, 2026

Week of October 26, 2026

September 15 to November 15, 2026

Week of November 30, 2026

September 15 to December 15, 2026

Week of December 28, 2026

2.5 A total of thirteen (13) winners shall be selected from qualified participants. Each participant may win only one (1) of the prizes.

Prize Tier

No. of Winners

Prize Package

First (1st) Prize

1

3-night Disney Cruise Line vacation aboard the Disney Adventure ship - one (1) Concierge Family Stateroom with Oceanview Verandah, location at the sole discretion of Disney, for up to four (4) persons​

Second (2nd) Prize

7

3-night Disney Cruise Line vacation aboard the Disney Adventure ship - one (1) Deluxe Oceanview Stateroom with Verandah, location at the sole discretion of Disney, for up to four (4) persons

Third (3rd) Prize

5

3-night Disney Cruise Line vacation aboard the Disney Adventure ship - one (1) Deluxe Oceanview Stateroom with Verandah, location at the sole discretion of Disney, for up to two (2) persons

2.6 The raffle draw shall be conducted on December 29, 2026.  All qualified raffle entries earned during the Promo Period shall be extracted and processed through a random selection system by an authorized BPI representative, in the presence and under the supervision of DTI representatives. 

2.7 Winners shall be notified by BPI Rewards representatives through their registered mailing address, email address, and/or mobile number for purposes of identity verification and prize processing.  Winners must respond within sixty (60) calendar days from receipt of notice. Failure to respond within the prescribed period shall result in forfeiture and selection of an alternate winner with prior approval from DTI.

2.8 The names of the winners shall be announced on January 12, 2027 through BPI’s official Facebook page.

Bonus Rewards Points

2.9 Bonus Rewards Points shall be awarded for each successful redemption of an Entry Voucher, in accordance with the table below:

Entry Voucher

Bonus Rewards Points

1 raffle entry

75 BPI Points

15 raffle entries

175 BPI Points

2.10 Bonus Rewards Points earned under this Promo are in addition to the corresponding raffle entries and shall be credited to the participant's BPI Rewards account in accordance with Clause 2.11.

2.11 Bonus Rewards Points shall be credited to the participants’ BPI Rewards account through the VYBE by BPI app within sixty (60) calendar days from the end of the Promo Period.


Prizes

3.1 Winners shall be entitled to the following prizes. The complete prize inclusions, conditions, limitations, restrictions, and additional travel and cruise requirements imposed by Disney Cruise Line are set out in Annex A, which forms an integral part of these Terms and Conditions.

Hierarchy

Prize Package

1st Prize

One (1) 3-night Disney Cruise Line vacation aboard the Disney Adventure ship  - one (1) Concierge Family Stateroom with Oceanview Verandah, location at the sole discretion of Disney, for up to four (4) persons​

Sailing Date: May 10, 2027

2nd Prize

One (1) 3-night Disney Cruise Line vacation aboard the Disney Adventure ship - one (1) Deluxe Oceanview Stateroom with Verandah, location at the sole discretion of Disney, for up to four (4) persons​

Sailing Date: May 10, 2027

3rd Prize

One (1) 3-night Disney Cruise Line vacation aboard the Disney Adventure ship - one (1) Deluxe Oceanview Stateroom with Verandah, location at the sole discretion of Disney, for up to two (2) persons​

Sailing Date: May 10, 2027

3.2 The Prize covers only the cruise accommodations and inclusions expressly stated in these Terms and Conditions and Annex A. All other expenses, including but not limited to airfare, transportation, hotel accommodations before or after the cruise, travel insurance, passport fees, visa fees, meals not included in the cruise package, baggage charges, personal expenses, and other incidental costs, shall be for the sole account of the Program winners and the members of the Traveling Party. 

3.3 The Prize is awarded as a single package and is not convertible to cash, credit or any cash equivalent. Any taxes due on the Prize shall be shouldered by BPI. The winner may nominate another person to receive the Prize only prior to booking confirmation. Any nomination, transfer, booking, or use of the Prize shall be subject to these Terms and Conditions and the applicable policies, requirements, and restrictions of Disney Cruise Line and the BPI Booking Partner.

3.4 Prior to the confirmation and booking of the Disney Cruise Line reservation, the winner may nominate another person to avail of the Prize. Upon booking confirmation, the Prize, reservation, and all related travel arrangements shall be subject to the applicable terms and conditions to Disney Cruise Line and the BPI Booking Partner, including restrictions on transfers, substitutions, amendments, cancellations, and changes to guest details. Any request for changes shall be subject to approval, availability, and applicable fees imposed by Disney Cruise Line and/or the BPI Booking Partner.

3.5 The Disney Cruise Line vacation package shall be treated as a single scheduled event. Accordingly, all Prize winners and the Traveling Party shall sail on the same voyage departing on May 10, 2027. Winners must submit the complete names of all members of the Traveling Party exactly as they appear in their valid passports, together with any information reasonably required for booking purposes, not later than March 15, 2027, through the channel designated by BPI at bpicrml@bpi.com.ph. Failure to provide the required information within the prescribed period may, at BPI's discretion, result in forfeiture of the Prize and the selection of an alternate winner with prior approval from DTI.

3.6 The Prize is valid only for the designated sailing date specified above. Any request for alternative travel dates, itinerary changes, upgrades, or accommodations, or other modifications shall be subject to the approval, availability, and applicable policies of Disney Cruise Line and/or the BPI Booking Partner and, any resulting costs, shall be borne solely by the winner and the Traveling Party.  

3.7 The winner and all members of the Traveling Party shall be solely responsible for obtaining and maintaining valid passports, visas, travel permits, health clearances, health declarations, and all other travel documents and requirements necessary for embarkation, transit, entry into any destination, and participation in the cruise. Failure to satisfy any travel, immigration, health, or cruise requirements, or any denial of boarding or entry arising therefrom, shall not entitle the winner or any member of the Traveling Party to any refund, replacement prize, reimbursement, compensation, or substitute benefit. Any unused portion of the Prize shall be forfeited and shall not be redeemable for cash, credit, refund, reimbursement, or any substitute benefit.

3.8 Acceptance and use of the Prize are subject to the execution of all documents, waivers, releases, and cruise contracts required by Disney Cruise Line and/or the BPI Booking Partner. Failure to execute such documents within the prescribed period may result in forfeiture of the Prize.

 

Travel Arrangements

4.1 The winner must be a member of the Traveling Party, and only the individuals identified by the winner shall be eligible to avail of and share in the Prize package (the “Traveling Party”).

4.2 All coordination and arrangements relating to Disney Cruise Line booking, hotel accommodations, and other travel details shall be handled exclusively by the winner. Any request, instruction or coordination made by a member of the Traveling Party other than the winner shall not be accepted or processed by BPI, Disney or the BPI Booking Partner.

4.3 The Traveling Party shall be responsible for ensuring that all travel documents, passports, visas, health declarations, entry requirements, and other required documentation for departure, transit, arrival, embarkation, and participation in the cruise are valid, complete, and available prior to travel.

4.4 Each member of the Traveling Party must possess a valid passport with a minimum validity of six (6) months from the date of departure, or such longer validity periods as may be required by the destination or transit country. Any consequences arising from non-compliance, including denial of boarding, embarkation, or entry, shall be solely for the account of the Traveling Party.

4.5 The names and personal details of all members of the Traveling Party must exactly match the corresponding valid passport or government-issued travel document. The Traveling Party shall ensure that all names and personal details are accurate at the time of booking. Subject to the applicable policies of Disney Cruise Line and the BPI Booking Partner, name substitutions, transfers of reservation to another person, or changes resulting in a different guest shall not be permitted once the booking has been confirmed. Any costs, penalties, losses, or liabilities arising from inaccurate, incorrect, or incomplete guest information shall be the sole responsibility of the Traveling Party.

4.6 Guests who are denied boarding, embarkation, or entry due to non-compliance with passport, visa, immigration, health, pregnancy, age, or any other applicable travel or cruise requirements shall not be entitled to any refund, replacement prize, compensation, reimbursement or substitute benefit.

4.7 The winner and the members of the Traveling Party shall execute such waivers, releases, cruise contracts, acknowledgments, and other documents as may be required by Disney Cruise Line and/or the BPI Booking Partner. Failure to execute the required documents within the prescribed period may result in forfeiture of the Prize.

4.8 Additional travel and cruise requirements imposed by Disney Cruise Line shall apply as set out in Annex A.

4.9 Additional travel, cruise, booking, cancellation, amendment, embarkation, and guest requirements imposed by the BPI Booking Partner shall apply as set out in Annex B.  By accepting and/or availing of the Prize, the winner represents and confirms that the members of the Traveling Party have been informed of, and agree to comply with, the requirements set out in Annex B.

4.10 The winner shall be responsible for communicating these Terms and Conditions and all applicable requirements to the members of the Traveling Party and for securing their compliance with the requirements of Disney Cruise Line, the BPI Booking Partner, and applicable laws and regulations.

4.11 All Raffle Prizes shall be coordinated through RAJAH TRAVEL CORPORATION (“BPI Booking Partner”) through the following channels:

  • Office: Rajah Travel Corporation
  • Email: offers@rajahtravel.com
  • Phone Numbers: 8 894-08-86 local 7287
  • Mobile Numbers: +639176521682 or +639176212548


Miscellaneous and Exemptions

5.1 By participating in this Program and, where applicable, availing of the Prize, the winners and their companions acknowledge and agree that:

a. BPI may disclose the personal information of the winners and their companions to third-party contractors, service providers, and agents as may be necessary to administer, implement, and facilitate the Program, including the conduct of the raffle draw, prize fulfillment, travel arrangements, and related transactions.

b. BPI may collect, process, use, and disclose the personal information of the winners and their companions, including but not limited to their names, mobile numbers, and e-mail addresses, photographs, and videos, in accordance with applicable laws and regulations and BPI’s Data Privacy Statement. 

c. Subject to the execution of the necessary consent forms and compliance with applicable data privacy laws, the winners and their companions agree that BPI may use their names, photographs, videos, likenesses, and testimonials for publicity, marketing and promotional purposes related to the Program through television, radio, print, digital media, the BPI website, BPI social media pages, press releases, and other communication channels, without further compensation, royalty, or remuneration. 

5.2 Employees of the Bank of the Philippines Islands (BPI), its subsidiaries, affiliates and other third-party agencies directly involved in the administration of this Program, as well as their relatives up to the second degree of consanguinity or affinity, are disqualified from participating. If a declared winner is subsequently found to be disqualified, such winner shall forfeit the Prize and an alternate winner shall be selected in accordance with DTI rules and guidelines.

5.3 BPI, with the concurrence of DTI, reserves the right to modify, suspend, terminate, discontinue, or cancel the Program at any time, in accordance with applicable laws and regulations.

5.4 All disputes relating to the Program must be submitted within sixty (60) business days from the end of the Promo Period. For disputes involving BPI and the client's availment of the Promo, the decision of BPI, with the concurrence of DTI, shall be considered final. However, for disputes involving the partner merchant’s performance or delivery of services or products, the decision of BPI and the partner merchant, with the concurrence of DTI, shall be considered final.

5.5 The Prize shall be awarded and accepted as a single package. The Prize may only be transferred or assigned prior to booking confirmation and in accordance with these Terms and Conditions and the applicable requirements of Disney Cruise Line and the BPI Booking Partner. The Prize is not convertible to cash, credit, or any cash equivalent.

5.6 To the extent permitted by applicable law, BPI, Disney, and their respective affiliates, directors, officers, employees, agents, and contractors shall not be liable for any indirect, incidental, or consequential loss or damage arising from participation in the Program or use of the Prize, except where such liability arises from fraud, gross negligence, or willful misconduct.

5.7 The winner and members of the Traveling Party shall be responsible for any loss, damage, liability, or expense arising from their breach of these Terms and Conditions or their misuse of the Prize.

5.8 To the full extent allowed by applicable laws, BPI makes no representations or warranties, whether express or implied, with respect to the Rewards or any products or services provided by third-party partners

5.9 This Program is not sponsored, endorsed, or administrated by Disney, or its parent, subsidiaries, related and/or affiliated companies.


Customer Support

6.1 All queries regarding this Program shall be directed to BPI Customer Service hotline at (+632) 889-10000 in Metro Manila, or 1-800-188-89-100 if outside Metro Manila.

Annexes

Customer Support

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

For any concerns, you may refer to the Frequently Asked Questions in the BPI Help & Support website.

 

Per DTI Fair Trade Permit No. FTEB-267188, Series of 2026.

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