1. Qualified BPI Credit cardholders who purchased through straight payment may convert their purchases to installment from 3 to 36 months installment terms through Balance Conversion (Regular to SIP conversion). To avail, cardholders may call the 24-hour BPI Contact Center at (+632) 889-10000 or visit any BPI branches. Subject to Balance Conversion terms and conditions.
2. To qualify for the promo, the Cardholder must use his or her participating BPI VISA Credit or Robinsons Bank VISA Debit Card to pay for his or her purchases.
3. The offer is not convertible to cash or credit. It may not be exchanged with any other product.
4. The cardholder agrees that should his or her purchase be found to be an act of fraud that he or she initiated, conspired or participated with another person or found to be fraudulent, the Bank shall have the right to charge the value of the discount to his or her card.
5. The promo is not valid in conjunction with any ongoing promos of the Merchant.
6. Terms and conditions governing the issuance and use of BPI and Robinsons Bank Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this promo.
7. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. However, if the dispute involves the participating Merchant and its performance and/or delivery of products to customer, subject to the General Provisions set out above, the decision of the Bank and Merchant with the concurrence of DTI shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.