Apply and pay for your Personal Loan

Get 30 BPI Points for every Php 2,000 amortization payment.

Program highlights

Track and redeem your points

Download and sign-up in VYBE to join BPI Rewards.

Enjoy both extra cash and reward points

Get rewarded when you pay your monthly installments.

How to earn

1. Download and sign-up to VYBE to join the BPI Rewards program.

2. All new and existing BPI Personal Loan clients nationwide are eligible to earn points from the Program.

3. The client will earn 30 BPI Points for every Php 2,000 loan installment paid for the entire duration of the loan.

4. Qualified points to be awarded will be based on the monthly loan installment payment rounded up to the whole number.

Sample Illustration:

Loan Amount	Loan Term (In months)	Monthly Loan Installment	Monthly Installment Units (Rounded down per Php 2,000 paid amount)	Reward Points (30 BPI Points per Php 2,000 paid amount)
Php 50,000	12	Php 4,767	2	60
Php 100,000	18	Php 6,756	3	90
Php 500,000	36	Php 19,889	9	270
Php 1,000,000	36	Php 39,778	19	570
Php 2,000,000	36	Php 79,556	39	1,170

Terms and conditions

1. Clients must download the VYBE app to be eligible to earn points.

2. Monthly installment payments made prior to VYBE enrollment will not be retroactively credited.

3. The BPI Personal Loan Undertaking, BPI’s Products, Services, Facilities and Channels, BPI Online Banking Terms and Conditions, BPI Vybe Terms and Conditions, BPI Rewards Program Terms and Conditions, BPI Personal Loan Rewards Terms & Conditions and the BPI Data Privacy Statement, are hereby incorporated by reference and shall form an integral part hereof. Unless otherwise defined, capitalized terms used herein shall have the same meaning as they do in the above-mentioned agreements.

Frequently asked questions

Who are qualified to join the Program?

The Program is open to new and existing BPI Personal Loan clients nationwide.

How can the points be redeemed?

Download and sign-up to VYBE to track and redeem your rewards.

When will the points be credited to the VYBE account?

Points will be credited to the clients’ VYBE app within 60 days after the monthly installment payment. Monthly installment payments made prior to VYBE enrollment will not be retroactively credited.