Program highlights
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Track and redeem your points

Download and sign-up in VYBE to join BPI Rewards.

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Enjoy both extra cash and reward points

Get rewarded when you pay your monthly installments.

How to earn

1. Download and sign-up to VYBE to join the BPI Rewards program. 

2. All new and existing BPI Personal Loan clients nationwide are eligible to earn points from the Program.

3. The client will earn 30 BPI Points for every Php 2,000 loan installment paid for the entire duration of the loan.

4. Qualified points to be awarded will be based on the monthly loan installment payment rounded up to the whole number.


Sample Illustration:

Loan Amount Loan Term (In months) Monthly Loan Installment Monthly Installment Units (Rounded down per Php 2,000 paid amount)

Reward Points

(30 BPI Points per Php 2,000 paid amount)

Php 50,000


Php 4,767



Php 100,000


Php 6,756



Php 500,000


Php 19,889



Php 1,000,000


Php 39,778



Php 2,000,000


Php 79,556



Terms and conditions

1. Clients must download the VYBE app to be eligible to earn points.

2. Monthly installment payments made prior to VYBE enrollment will not be retroactively credited.

3. The BPI Personal Loan Undertaking,  BPI’s Products, Services, Facilities and Channels, BPI Online Banking Terms and Conditions, BPI Vybe Terms and Conditions, BPI Rewards Program Terms and Conditions, BPI Personal Loan Rewards Terms & Conditions and the BPI Data Privacy Statement, are hereby incorporated by reference and shall form an integral part hereof. Unless otherwise defined, capitalized terms used herein shall have the same meaning as they do in the above-mentioned agreements.

Frequently asked questions
Customer support


For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.


For any concerns, you may refer to the Frequently Asked Questions on the BPI Help & Support website.

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