BPI Credit Cards Declaration

I (We) acknowledge and agree to the following:

1. All the statements, information and supporting documents provided by me (us) are true, correct, and accurate.

2. Any material misrepresentations or falsity or omission herein which is misleading shall be construed as an act to defraud Bank of the Philippine Islands (“BPI”) and may be a ground for the denial of my (our) application or, if already granted, the cancellation or termination thereof, including rendering any loans granted to me (us) immediately due and payable, without prejudice to such civil and/or criminal liability action that BPI may pursue against me (us).

3. It is the sole prerogative of BPI to grant or deny my (our) application and should my (our) application be denied, BPI may provide the reason for such decision in accordance with the requirements of applicable law.

4. All information and documents obtained, collected and processed by BPI in connection with my (our) application shall remain the property of BPI.

5. BPI, its subsidiaries and affiliates (collectively, the “BPI Group of Companies”) may impose such specific terms, conditions and requirements as they may deem necessary or appropriate in connection with my (our) availment of any of their products, services, facilities and channels. My/Our application, enrollment, availment, access, maintenance and continued use of any of the products, services, facilities and channels of any member of BPI Group of Companies shall constitute my/our acceptance and agreement to the applicable terms and conditions.

6. I (We) shall notify BPI of any material changes affecting the information supplied by me/us and documents submitted in connection with this application.

7. I (We) agree to receive updates, notices and announcements on my (our) application and/or any of BPI’s products, services, facilities and channels via SMS/text, email or fax transmission or such other means of communication deemed appropriate by BPI.

8. Where applicable, BPI may enroll my (our) approved application with any credit protection provider, or guarantee program of any institution, whether public or private, at BPI’s sole option.

9. I agree and authorize BPI,  whether directly or through its program partners to collect, obtain, validate and process my personal data such as, but not limited to, my name, birthdate, mobile number, mobile phone usage data, email address, mailing address, financial profile and such other information as may be required to enable BPI  to evaluate and/or approve my application; I likewise agree and authorize BPI, whether directly or through its authorized representatives and service providers including credit scoring institutions, to collect and share my information to any of the telecommunications companies namely; Globe or Smart, as identified in this form as part of BPI's telco scoring and/or data analytics requirements. For these purposes, I further authorize BPI to inquire, validate share and disclose my information such as, but not limited to, my mobile number, email address, and mailing address to the telecommunication company identified in this form and, for said telecommunication company, to likewise confirm, validate, share and disclose to BPI, its employees, authorized representatives and service providers including credit scoring institutions, any or all of my information including my telco score to enable the BPI to process and/or approve my application.

10. Prior to submitting to BPI information about individuals (including their personal data), I (we) have obtained all necessary authorizations and consents as may be required by applicable confidentiality and data privacy laws to enable BPI to use and process such information. I (we) further agree that all my (our) personal information (including those of individuals related to me (us), my (our) transactions, business and credit relationships, accounts or account information or records which are with you, made available to you or which are in your possession or updated from time to time, may be collected, obtained, used, stored, consolidated, processed, profiled, benchmarked, shared to and disclosed, by and between BPI and any member of the BPI Group of Companies, their successors and assigns, and their respective authorized representatives, agents and service providers, for any or all the purposes described in the Data Privacy Statement published at https://online.bpi.com.ph and deemed incorporated by reference in this form.

11. I (we) have read, understood and agree to be bound by BPI's  "Terms and Conditions of the Deposits, Products, Services, Facilities and Channels", as well as BPI's "Terms and Conditions Governing the Issuance and Use of BPI Credit Cards", as these terms and conditions may be amended or supplemented from time to time, copies of which were either provided to me (us) or made available /accessible to me (us) via www.bpi.com.ph or such other channels or electronic applications selected by BPI.

12. The foregoing shall apply to all products, services, facilities and channels of BPI that I (we) may now or hereafter apply for or avail of.

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