BPI Signature Wealth Card

Invest in life and every moment in between with BPI’s first invite-only card.

Benefits

Every purchase, recognized

Your spending reflects the life you've built. Reward it accordingly. 2 points for every PHP 20, earned locally and globally, and yours to keep indefinitely as points never expire.

BPI's first metal card

Be among the first to experience BPI's first-ever metal card. Available exclusively to select cardholders, this premium card is crafted to elevate every purchase with unmatched prestige and style.

The world, at the right rate

Enjoy a preferential foreign transaction fee of just 1.5%, because life (including shopping sprees) should be lived to the fullest.

More reasons to love this card

Crafted for the life you live and every moment in between

A curated portfolio of privileges -- private sales, member-only experiences, and bespoke offers -- exclusively for BPI Private Wealth clients.

A gateway to exclusivity at your beck and call

24/7 access to a personal Visa Concierge ready to arrange, source, secure, and anticipate, wherever in the world you find yourself.

Travel with comfort and security

Free airport lounge access, preferential exchange rates, plus airport transfers and fast-track service are all available via the BPI Signature Wealth Card.

Frequently Asked Questions

What are the requirements for this card?

The BPI Signature Wealth Card is currently offered exclusively to Private Wealth Clients.

Note: This card is by invitation only. Kindly contact your respective RM for more information.

How much is the annual fee for my BPI Signature Wealth Card?

Free annual membership fee for life for the primary cardholder and up to six of their supplementary cards.

What can I redeem using my BPI Rewards Points?

Choose from a wide range of rewards that include travel, shopping, dining, leisure, and relaxation when you redeem points in real time on the BPI Vybe app.

For other rewards such as miles and investment top-ups, you may contact your RM.

What is the BPI Credit Cards Travel Insurance?

It is a complimentary travel insurance with coverage of up to Php 20 million, that is automatically issued to cardholders who used any of their qualified BPI Credit cards to purchase travel fare on any form of air, water, and land conveyance.

For more details on the coverage, please refer to Travel Insurance FAQs.

How can I get proof of the travel insurance coverage?

Simply contact your RM and provide the following:

a. Credit card type
b. Credit card number
c. Transaction date and amount

Forex Fee Mechanics

1. BPI Signature Wealth cardholders enjoy a 1.50% foreign transaction service fee.

2. To enjoy this fee, Cardholders should use their BPI Signature Wealth Card for their in-store and/or online foreign currency transactions and choose to have the transactions processed or billed in foreign currency other than Philippine Peso.

3. DCC Transactions or foreign currency transactions processed or billed in Philippine Peso at point of sale, whether executed in the Philippines, overseas, or online, shall not be eligible.

4. Cash advance made overseas are not eligible.

5. Cardholders will receive the lower foreign currency conversion fee in the form of a 0.35% cashback credited to their statement monthly.

6. The cashback shall be computed based on the posted peso amount minus the original 1.85% foreign currency service fee.

7. Cashback will be credited within 60 days from the end of the month to the Principal cardholders’ account.

Investment Funds Rewards

Terms and Conditions

1. The program is open to BPI Signature Wealth Cardholders

2. Upon redemption request, cardholder must provide the following to their RM:

Card or Customer number
Number of points to be converted
Fund type where the units will be credited
UITF account number

3. Reward can only be claimed by cardholders who are existing BPI Wealth - A Trust Corporation investors.

4. Under the program, BPI Points shall be used to subscribe to additional investments.

5. Investors can subscribe if they are an account holder of a Unit Investment Trust Funds (UITFs) investment account, whether as sole owner, primary or secondary account holder. Reward conversion is non-transferable to other existing UITF investors and non-convertible to cash.

6. These are the UITFs that can be availed under the BPI Wealth program:

BPI Short Term Fund
BPI Global Bond Income Fund (PHP)
BPI Philippine High Dividend Equity Fund
ALFM Peso Bond Fund
BPI Wealth Builder

7. Cardholders can convert their BPI Points to additional investments with this conversion rate:

200,000 BPI Points = Php 10,000 worth of units

8. Existing BPI Wealth clients may avail by calling their respective Relationship Manager

9. Confirmation of rewards redemption is not a guarantee of investment or of investment booking date. The final booking date will be the one reflected in the Transaction Advise, which confirms final investment details.

10. BPI may, at its sole discretion: (i) modify the BPI Rewards Points required for the redemption of each reward item; and (ii) remove and/or replace the rewards items with items of a similar nature or equivalent value, subject to notice through appropriate channels where required by applicable laws, rules, or regulations.

11. BPI may, at any time and for whatever reason it may deem proper, amend, revise, or modify this Program Mechanics and any such amendment, revision, or modification shall bind the cardholder upon notice (personal, by publication or otherwise) or on the date of effectivity as specified in the notice, whichever is earlier. The cardholder’s availment or redemption of the rewards points will constitute cardholder’s acceptance to any such amendment, revision, or modification of the terms and conditions.