Add and send money

Add money to your VYBE wallet within the app by following these steps:

1. Log in to the VYBE app
2. Tap “VYBE eWallet”
3. Tap “Add Money”
4. Select the BPI Account where you want to deduct your money from
5. Pre-select or input the amount then tap “Next”
6. A 6-digit code will be sent via SMS to your registered mobile number
7. Enter the 6-digit code and tap “Submit”
8. A confirmation page will be displayed.

Add money to your VYBE wallet using your BPI Online or BPI Mobile app by following these steps:

1. Log in to BPI Online or the BPI Mobile app
2. Select “Payment / Load”
3. Select “Load eWallet"
4. Provide the following details:

a. Load from: Choose your desired source of funds
b. Load to: Select “VYBE” from the eWallet list
c. Reference number: Enter your mobile number registered to your VYBE account using the format “63xxxxxxxxxx”
d. Load amount: Enter your desired load amount

5. Review your transaction details
6. Authorize the transaction via your mobile key
7. A confirmation page shall be displayed

Send money to other VYBE users by following these steps:

1. Log in to the VYBE app
2. Tap “VYBE eWallet”
3. Tap “Send Money”
4. Enter recipient's mobile number
5. Enter amount
6. Enter notes (optional)
7. Review your transaction details
8. A confirmation page shall be displayed with your reference number

Generate your own VYBE QR code by following these steps:

1. Go to "Profile"
2. Tap the QR icon beside your profile picture
3. Save the generated QR code

Request money from other VYBE users by following these steps:

1. Log in to the VYBE app
2. Tap “Request Money”
3. Enter sender’s mobile number
4. Enter amount
5. Enter notes (optional)
6. Review your transaction details
7. A confirmation page will be displayed

The transaction will be credited in real time and an email confirmation from noreply_vybe@bpi.com.ph will be sent to your registered email address. You may also check your wallet balance to confirm your transaction.

An email confirmation from noreply_vybe@bpi.com.ph will be sent to your registered email address. A notification will also be sent via the VYBE app.

You can keep a maximum of Php 30,000 in your VYBE wallet at any given time. Incoming transactions that exceed this limit will be rejected.

Your VYBE wallet also has a monthly incoming limit of Php 100,000 which covers Add Money and Send Money transactions. This resets every start of the month.

Yes. All VYBE transactions are credited and debited in real time. Ensure that you have a stable network connection when you make transactions. Should you still encounter issues, kindly allow BPI to adjust your wallet in two (2) banking days after the date of transaction.

BPI will identify and credit back failed Add Money transactions after two (2) banking days.