Peso Savings Account
Type of Deposit Account

Required Initial Deposit

Required Minimum Monthly ADB*

Required Daily Balance** to Earn Interest

Interest Rate*** (Per Annum) 

Passbook Savings

Php 50,000

Php 50,000

Php 75,000

0.0625%

(Business Banking)
Passbook Savings

Php 100,000

Php 100,000

Php 150,000

0.0625%

(Corporate) 
Maxi-Saver**** Savings with Passbook

Php 250,000

Php 250,000

Php 250,000

0.125%

With 0.125% bonus p.a. if no withdrawal within a month
Maxi-One with Statement

Php 50,000

Php 50,000

Php 25,000

Php 25,000 - Php 999,999

0.0625%

Php 1,000,000 and above

0.0925%

Maxi-One with Passbook

Php 500,000

Php 500,000

Php 25,000

Php 25,000 - Php 999,999

0.0625%

Php 1,000,000 and above

0.0925%

Peso Checking Account
Type of Deposit AccountRequired Initial DepositRequired Minimum Monthly ADB*Required Daily Balance** to Earn InterestInterest Rate*** (Per Annum) 
Bizlink Checking with StatementPhp 10,000Php 10,000N.A.N.A.
Business CheckingPhp 10,000Php 10,000N.A.N.A.
Maxi-One with StatementPhp 50,000Php 50,000Php 25,000Php 25,000 - Php 999,9990.0625%
Php 1,000,000 and above0.0925%
* ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. The formula for computing ADB is as follows:
ADB = (Day 1 ending balance + Day 2 ending balance …+ Day 30/31 ending balance)
Number of days in the month (i.e. 30/31 days)

** Daily Balance is equivalent to end-of-day balance.

*** Interest earned shall be credited quarterly to your savings (except for Maxi-Saver where interest earned is credited monthly) and/or current account(s) provided that the account has not been closed prior to schedule of interest crediting.

**** For Maxi-Saver Savings, if withdrawal exceeds 6 times within a month, the account will be subject to the rate that applies to the lowest interest-bearing tier. Any form of client initiated debit from the account is considered a withdrawal.
Foreign Currency Savings Account

Check our list of BPI branches offering Foreign Currencies (Initial Deposits, Monthly ADB and Balance to Earn Interest above are stated in terms of the corresponding currency).

US Dollar Savings (USD)

Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Debit Card
$ 500$ 500$ 5000.050%
Passbook
$ 500$ 500$ 5000.050%

Learn more about US Dollar Savings

Australian Dollar Savings (AUD)

Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
$ 500$ 500$ 5000.125%

Learn more about Australian Dollar Savings

British Pound Savings (GBP)

Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
£ 500£ 500£ 5000.125%

Learn more about British Pound Savings

Canadian Dollar Savings (CAD)

Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
$ 500$ 500$ 5000.125%

Learn more about Canadian Dollar Savings

Chinese Yuan Savings (CNY/RMB)

Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
  ¥ 3,500¥ 3500¥ 35000.050%

Learn more about Chinese Yuan Savings

Euro Savings (EUR)

Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
€ 500€ 500N.AN.A

Learn more about Euro Savings

Hong Kong Dollar Savings (HKD)

Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
5005005000.050%

Learn more about Hong Kong Dollar Savings

Japanese Yen Savings (JPY)

Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
¥ 50,000¥ 50,000N.AN.A

Learn more about Japanese Yen Savings

Swiss Franc (CHF)

Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
₣ 500₣ 500N.AN.A

Learn more about Swiss Franc Savings

*ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. The formula for computing ADB is as follows:

 

ADB =(Day 1 ending balance + Day 2 ending balance …+ Day 30/31 ending balance)

-----------------------------------------------

Number of days in the month (i.e. 30/31 days)

 

**Daily Balance is equivalent to end-of-day balance.

 

***Interest earned shall be credited quarterly to your savings (except for Maxi-Saver where interest earned is credited monthly and BPI Advance) and/or current account(s) provided that the account has not been closed prior to schedule of interest crediting