I don't have a BPI account
Check the requirements you need before you visit your nearest BPI branch.
Overview
Required minimum monthly ADB
Php
25,000
ADB is the sum of the daily end-of-day account balances for a month divided by the number of days in that month
Required initial deposit
Php
25,000
Amount required to open an account for Debit Card and Statement and Statement only
Interest rate per annum
varies*
*See table below for more information
Required daily balance to earn interest
Php
25,000
See your funds grow
Account features
2-in-1 convenience
Enjoy the benefits of a checking account and a savings account combined into one.
Tiered interest rates
Earn more as you grow your funds.
Check Protect facility
Enroll your account in this facility to prevent your checks from bouncing.
Interest rates
| Required daily balance to earn interest | Interest rates (per annum) |
|---|---|
| Php 25,000 to Php 999,999 | 0.0625% |
| Php 1,000,000 and above | 0.0925% |
Grow your funds. These interest rates apply to Maxi One and Maxi One Passbook.
Also available in passbook
Maxi One Passbook is a savings and checking account in one that makes managing your finances easier and more convenient.
Required minimum monthly ADB
Php
500,000
ADB is the sum of the daily end-of-day account balances for a month divided by the number of days in that month
Required initial deposit
Php
250,000
Amount required to open an account
Interest rate per annum
varies*
*See table below for more information
Required daily balance to earn interest
Php
25,000
See your funds grow
Open a Maxi One account
Tools to assist you
Here are helpful information you need to know before opening an account.
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| Deposits are insured by PDIC up to ₱1 Million per depositor. BPI is regulated by the Bangko Sentral ng Pilipinas