BPI Home Buddy frequently asked questions

You can now pay your reservation fees at Ayala Land Premier, Alvea, Avida and Amaia on the BPI app or using your web browser without adding them as a Favorite.

 To pay your biller, here’s how:

• In the main menu, select Pay/Load > Bills.
• Select the account or card you want to pay from.
• Tap All Billers and select your biller from the list.
• Enter the amount you want to pay, then Continue.
• Double-check the details of your transactions, and Confirm.
• Approve the transaction with Mobile Key.*

*In case Mobile Key is down, you’ll have the option to approve with a One-Time PIN.

Note: The amount you paid will immediately be deducted from your account, but it will take up to three (3) banking days for your biller to reflect the payment.

To know more, visit the Pay Bills page.

Please visit the Remittance tie-ups page.

No. Even if you remit your funds with BPI Remittance Tie-Ups, we cannot ensure that the instruction will be at BPI’s end the next day. Please remit your funds to your account with our Remittance Tie- Ups at least 2-3 banking days before the due date to avoid any late charges. 

Yes. Please remit your funds at least 7 banking days before the due date to avoid late payments.

Confirmation page will appear that enrollment is successful.  Also, the client will receive a confirmation email at their registered email address.

No. ALI will already set up your account until the schedule of the final payment on due date.

No option to discontinue in the eADA website. If a client wishes to cancel the enrollment, a Letter of Intent (LOI) to cancel should be submitted. If the client wishes to change the source account, the client may re-enroll again and choose a different account. To avoid double debit to both accounts, the client may request to cancel existing enrollment (LOI still needed). The client shall notify his/her Biller.

You can apply online, by visiting this page.

Initial requirements include successfully submitted online application and income-related documents. To view requirements just visit this page.

You can check the eligibility tool here.

Buyers who book a housing loan worth at least Php5M are eligible to be upgraded to Preferred under the Expanded Preferred Eligibility Program.

Clients will be informed via SMS/email that they are qualified to be upgraded to Preferred and informed of the benefits they can enjoy as a BPI Preferred client. If they are interested, they have to inform their RM or reply to the SMS that they consent to be upgraded. 

The turnaround time is 4-6 weeks from the time the loan is booked.

• The Promo shall be open to all Ayala Land Inc. Buyers who meet either of the following requirements: 
• Apply for and get approved for a BPI Housing Loan amounting to:  
  • At least ₱5,000,000 (for BPI Preferred) 
  • At least ₱10,000,000 (for BPI Gold) 
• Opens a BPI Preferred or BPI Gold settlement account. 
• Pays for their ALI property reservation fee using a BPI Credit Card. 
• To participate in the Promo, Clients must fill out and sign the client confirmation form through their RMs and attach (a document that will confirm the purchase of an Ayala Land Property)  

Rewards and Crediting Schedule are as follows: 

Ayala Land Inc. Buyers who are approved of a BPI Housing Loan, subject for evaluation.

No need to send another application and documents. Applicants just need to sign in the credit card bundle section of the BPI Housing Loan Application Form to confirm consent.

The card variant and limit is determined based on the Developer of your property.

You can apply online, by visiting the My Overseas Pinoy page.

Yes, since application is online, BPI will do standard evaluation based on submitted information and documents online, and notify you once loan is approved even if you're out of the country.

Initial requirements include successfully submitted online application and income-related documents. To view requirements just visit the My Overseas Pinoy page.