Auto Loan
Auto Loan Charges & FeesAmount
Motor Insurance Premium​Depends on the loan amount​
Documentary Stamps​Depends on the loan amount​
Manual DST for Notarized Docs​Depends on location of booking unit​
LTO Encumbrance FeePhp 500
Cancellation of Mortgage Fee​Php 800
Notarial Fee​Depends on location of booking unit​
Facilitation Fee​

Php 2,000 for Metro Manila​

Php 2,500 for Outside Metro Manila​

Up to Php 5,000 for Visayas or Mindanao​


*May incur additional Php 1,000 for Provincial LTO Annotation​

Miscellaneous FeeDepends on location of booking unit​
Processing Fee​Depends on location of booking unit​
Service Fees​Depends on location of booking unit​
Registry of Deeds Fees​Depends on the loan amount​
Housing loan
Housing Loan Charges & Fees​Amount​
Service Fee (Inclusive of government fees)​Depends on Loan Amount​
Documentary Stamp Tax​Depends on the Loan Amount​ (Php 1.50 for every Php 200)​
Processing and Handling Fees​Php 10,000
Notarial Fee​Php 1,300
Appraisal Fee​Php 5,000
Group Financial Security Plan Premium​Depends on Loan Amount and age of borrower​
Fire Insurance Premium​Depends on the Loan Amount​
Carry Over Fee- Refinancing Seller’s accountDepends on the annotated amount​
Cancellation of Mortgage Fee (Loan Take – out)​Depends on the amount annotated in the TCT​
Cancellation of encumbrance (Sec 7/Sec 4)​Php 2,708.96 / Php 2,890.41​
Related information
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