Get the best value from all your spending through our various cards packed with exciting deals and features you will love.
The promo is open to principal BPI Credit Card customers who apply for either a BPI Rewards Card or BPI Gold Rewards Card;
a. Whose application was received with complete documents by BPI within the promo period;
b. Do not have an existing Principal BPI Credit Card;
c. Do not have a previously cancelled BPI Credit Card in the last twelve (12) months before application;
d. Whose applications were subsequently approved within 30 days from promo end date.
If the last Principal Credit Card was cancelled for more than twelve (12) months (365 days), and customer has no existing Principal BPI Credit Card upon application, then the newly approved Principal Credit Cardholder is eligible to participate in the promo.
The Principal cardholder will receive a SMS from BPI on the next banking day once the card is approved.
SMS Message: Congratulations! Your BPI Credit Card application has been approved. Your card will be delivered to your billing address within 15 working days. For inquiries, call 889-10000.
The SMS approval is sent on the next banking day from system approval, which means the card was approved on October 30, 2025. Thus, the spend period will follow October schedule which is from October 20 2025 up to December 31, 2025.
No need to register. Principal cardholders approved of a credit card within the promo period are automatically included in the promo.
The basis for your transactions to be included in the promo is the transaction date reflected in BPI’s system.
Yes, transactions of the Supplementary Cardholder are included and considered as part of the total accumulated spend.
Select customers who received an email or sms on free annual fee for life with no spend requirement are eligible as long as the card is activated within 45 days from card approval. No need to call the hotline, this will be processed based on the awarding schedule below:
| Approval Date | Awarding Schedule |
|---|---|
| October 20, 2025 to October 31, 2025 | February 28, 2026 |
| November 1, 2025 to November 30, 2025 | March 31, 2026 |
| December 1, 2025 to December 31, 2025 | April 30, 2026 |
| January 1, 2026 to January 31, 2026 | May 31, 2026 |
| February 1, 2026 to February 28, 2026 | June 30, 2026 |
Customers who received an email and have activated their credit card within 45 days from approval date will receive an sms from Giftaway based on the awarding schedule below:
| Approval Date | Awarding Schedule |
|---|---|
| October 20, 2025 to October 31, 2025 | December 31, 2025 |
| November 1, 2025 to November 30, 2025 | January 31, 2026 |
| December 1, 2025 to December 31, 2025 | February 28, 2026 |
| January 1, 2026 to January 31, 2026 | March 31, 2026 |
| February 1, 2026 to February 28, 2026 | April 30, 2026 |
Yes, the expiry date per voucher is sixty (60) days from the date of send out. All unused and unredeemed eGCs will expire after 60 days.
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