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Promo Highlights

No Online Spenders: PHP 300 Cash Rebate

Spend at least 3x online with the promo period (at least PHP 2,000/transaction)  

Low Online Spenders: PHP 500 Cash Rebate

Spend at least 3x online per promo month (at least PHP 2,500/transaction)

Mid Online Spenders: PHP 500 Cash Rebate

Spend at least 5x online per promo month (at least PHP 2,500/transaction)

Promo Mechanics

Promo Offer

Get a cash rebate when you spend online with your BPI Credit Card (as defined by your segment and frequency rules).

 

No Online: Spend at least 3 online transactions within the promo period to get PHP 300 cash rebate

  • Valid for select BPI Credit Cardholders only
  • Minimum spend: PHP 2,000 per online transaction

 

Low Online: Spend at least 3 online transactions per promo month to get PHP 500 cash rebate

  • Valid for select BPI Credit Cardholders only
  • Minimum spend: PHP 2,500 per online transaction

 

Mid Online: Spend at least 5 online transactions per promo month to get PHP 500 cash rebate

  • Valid for select BPI Credit Cardholders only
  • Minimum spend: PHP 2,500 per online transaction

 

Promo Period: March 31 to June 30, 2026

Promo Months:

  • Month 1: March 31, 2026 to April 30, 2026
  • Month 2: May 1, 2026 to May 31, 2026
  • Month 3: June 1, 2026 to June 30, 2026

 

Crediting of the rebate will be made within ninety (90) days to the Principal Cardholder’s active BPI Credit Card after the end of the promo period.

In cases where a customer has an active BPI Mastercard and Visa credit card, it will be credited to the BPI Mastercard credit card.

 

 

Qualifications

The promo is open to pre-selected principal cardholders of participating BPI Credit Cards who have received communication materials from BPI and whose accounts are active and in good standing

  • BPI Amore Cashback Card
  • BPI Amore Platinum Cashback Card
  • BPI Edge Card
  • BPI Gold Rewards Card
  • Petron BPI Card
  • BPI Platinum Rewards Card
  • BPI Rewards Card
  • BPI Signature Card

 

Promo Period: March 31, 2026 to June 30, 2026

Promo Months:

  • Month 1: March 31, 2026 to April 30, 2026
  • Month 2: May 1, 2026 to May 31, 2026
  • Month 3: June 1, 2026 to June 30, 2026

 

Crediting of the rebate will be made within ninety (90) days to the Principal Cardholder’s active BPI Credit Card after the end of the promo period.

In cases where a customer has an active BPI Mastercard and Visa credit card, it will be credited to the BPI Mastercard credit card.

 

 

Eligibility and Participation

1. The Promo, shall be open to pre-selected holders of the BPI Participating Credit Cards (“Eligible Clients”) who:

a. Received a notification from BPI informing them of their eligibility to join the Promo. The notification will be sent to the Eligible Clients via SMS, Viber and/or email using their contact details registered in the BPI credit card system. The Eligible Client must be the primary cardholder of the Participating BPI Credit Card.

b. Use their Participating BPI Card and meet minimum spend on qualified transactions (Retail, Flexipay), (as defined by your segment and frequency rules) within the Promo Period. Qualified transactions refer below:

 

Rebate

Min. Spend and Frequency

Segment 1: No Online Spend

PHP 300

At least 3 online transactions within the promo period

(at least PHP 2,000/transaction)

Segment 2: Low Online Spend

PHP 500

At least 3 online transactions per promo month

(at least Php 2,500/transaction)

Segment 3: Mid Online Spend

PHP 500

At least 5 online transactions per promo month

(at least PHP 2,500/transaction)

2. Qualified transactions should be made within the promo period (based on the transaction date). 

3. The cash rebate will only be credited once.

4. Get a PHP 300 or PHP 500 cash rebate when the spend hurdles defined by the segment are achieved.

5. The rebate will be credited to the Principal Cardholders' active BPI Credit Card.

6. In cases where a customer has an active BPI Mastercard and Visa credit card, it will be credited to the BPI Mastercard credit card

 

Terms and Conditions

1. The promo is open to pre-selected principal cardholders of participating BPI Credit Cards who have received communication materials from BPI and whose accounts are active and in good standing.

2. The following transactions are excluded from this promo:

Cash advances (local or international)

  • 6010 – Member Financial Inst-Manual Cash Disbursement
  • 6011 – Financial Int’l-Automated Cash Disbursement

Special Installment Plan (SIP) transactions via Balance Transfer, Credit-to-Cash, other Non-Retail SIP Loan products

 

Redemptions of rebates or BPI Rewards Points

Business transactions such as but not limited to

  • Direct or multi-level marketing, as well as from merchants specifically engaged in wholesale and distribution
  • Payment services
  • Professional services

Online transactions from stock trading, foreign exchange trading, financial trading services, remittance and the like; mobile payment/mobile wallet transactions and online payment system (such as but not limited to GrabPay, GCash, PayMaya, PayPal, Coins.ph, and the like).

  • 6012 – Member Financial Inst-Merchandise and Services
  • 6540 - POI Funding Transactions

Online transactions from casino/gambling, money transfers, quasi cash financial institution, political organizations and bail & bond payment

  • 4829 – Wire Transfer Money Orders
  • 6050 – Quasi Cash-Member Financial Inst.
  • 6051 – Quasi Cash-Merchant
  • 7800 – Government Owned Lottery
  • 7801 – Internet Gambling
  • 7802 – Government Licensed Horse/Dog Racing
  • 7995 – Betting (Including Lottery Tickets, Chips)
  • 8651 – Organizations, Political
  • 9223 – Bail & Bond Payments
  • 9754 – Gambling-Horses, Dog Racing, State Lottery

3. The rebate will be credited to the Principal Cardholder's active BPI Credit Card within ninety (90) days from the end of the promo period. Principal Cardholder will be notified via SMS, email, or Viber Message once the rebate has been credited to their account

4. To qualify for the promo, the cardholder must use his or her Participating BPI Credit Card to pay for his or her online purchases.

5. Only online transactions shall qualify for the promo. Transactions made at physical stores thru point-of-sale terminals are not qualified.

6. The qualified transactions should be made within the promo period (based on transaction date). The rebate will only be credited once.

7. Should a Cardholder have both a BPI Mastercard and Visa credit card and qualifies for the promo, the rebate will be credited to the BPI Mastercard credit card.

8. The cardholder shall review and agree to be bound by the terms and conditions of the promo.

9. The cardholder agrees that should his or her purchase be found to be an act of fraud that he or she initiated, conspired or participated with another person or found to be fraudulent, the Bank shall have the right to charge the full amount of the transaction to his or her card inclusive of any discount availed or extended.

10. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank will make a decision, with the concurrence of DTI, which will be considered final within the context of this promotional offer. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.

11. Terms and conditions governing the issuance and use of BPI Credit Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.

 

Customer Journey

1. Pre-selected cardholders will receive communications about the promo.

2. Cardholders must shop online and meet the qualified frequency and transaction amount based on their segment within the promo period.

3. Cardholder will receive the rebate and will be notified within ninety (90) days after the end of promo period.

Frequently Asked Questions

Customer Support

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

 

Per DTI Fair Trade Permit No. FTEB-252793, Series of 2026.

 

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