SM Store Savin' in the Rain SMACtacular Savings Sale

1. This promo is open to all existing users of BPI whose accounts are active and in good standing.

a. BPI Credit Cards

i. BPI Amore Cashback Card

ii. BPI Amore Platinum Cashback Card/Robinsons Cashback Visa Card

iii. BPI Corporate Card

iv. BPI Edge Card

v. BPI Gold Rewards Card

vi. BPI Platinum Rewards Card

vii. BPI Rewards Card

viii. BPI Signature Card

ix. Petron BPI Card

b. BPI Debit Card

c. BPI app

d. VYBE by BPI

2. The promo period is from July 24, 2026 to July 26, 2026.

3. To join, customers must use any of the products mentioned in item 1 to pay for their over-the-counter purchase at any SM Store nationwide during the SM Store Savin' in the Rain SMACtacular Savings Sale on July 24, 2026 to July 26, 2026.

3. For a single-receipt purchase of PHP 3,000, clients will get an additional 10% discount on top of the SM Store omnibus offer during the sale.

4. A total of PHP 500 is the maximum reward to be given to BPI clients, regardless of total purchase amount.

5. The offer is limited to a single-receipt transaction only. Splitting transactions for the purpose of getting multiple discounts is not allowed. Multiple transactions using one or more qualified BPI products under one customer within a 15-minute interval will be considered split transactions. If a customer owns 2 or more BPI products (ex. BPI app and VYBE or BPI app and Credit/Debit Card), he/she can only use one product. If found to have split transactions, only the first qualified transaction will be eligible for the discount and BPI reserves the right to reverse or adjust the discount amount credited to the BPI product used, at BPI's discretion.

6. Offer should be given instantly where the purchase was made.

7. The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.

8. The cardholder agrees that should his or her purchase be found to be an act of fraud that he or she initiated, conspired or participated with another person or found to be fraudulent, the Bank shall have the right to charge the full amount of the transaction to his or her card inclusive of any discount availed or extended.

9. The Promo is not valid in conjunction with any ongoing promos of Merchant. In the purchase of goods which are on promotional discount, in compliance to the Expanded Senior Citizen Act of 2010 (R.A. 9994) an Act Expanding Benefits and Privileges of Persons with Disability (PWD) (R.A. 10754), the senior citizen or PWD can avail of the promotional discount or the discount provided under the said laws, whichever is higher, if applicable.

10. Any dispute concerning the products related to the Promo offer shall be settled directly between the Cardholder and Merchant with the concurrence of DTI.

11. Terms and conditions governing the issuance and use of the BPI or Robinsons Bank Credit or Debit Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.

12. Customers who qualify for this promo are subject to the terms and conditions of BPI.

13. The offer is not convertible to cash or credit. It may not be exchanged with any other service. 

14. BPI and DTI reserve the right to cancel rewards, cashback, or vouchers in cases of abuse, falsification, fraud, or misuse, subject to due verification. Customers will be informed of the reason for cancellation and may raise questions or disputes through BPI’s customer assistance channels. Such disputes shall be reviewed in accordance with BPI’s complaint handling and escalation procedures and applicable regulatory guidelines.

15. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank will decide, with the concurrence of DTI, which will be considered final within the context of this promotional offer. However, if the dispute involves the participating Merchant and its performance and/or delivery of products to customer, subject to the General Provisions set out above, the decision of the Bank and Merchant with the concurrence of DTI shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

Per DTI Fair Trade Permit No. FTEB-260991 Series of 2026

Deposits are insured by PDIC up to ₱1 Million per depositor.