Promotion highlights
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Get a chance to win a brand-new laptop or SM Gift Pass

Be one 1 of the lucky winners of 100 laptops or Php 5,000 shopping money for a minimum Php 5,000 single receipt spend.

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Real 0% SIP

Enjoy Real 0% SIP with your BPI Credit Card.

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Buy Now Pay 3 months Later

Defer your first monthly installment payments and pay up to 3 months later when you buy in-store.

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Bonus Madness Limit

Up to 100% additional credit limit on your installment purchases for qualified credit cardholders.

Promotion mechanics

Eligibility

1. The Promo is open to cardholders with participating BPI Mastercard Credit, Debit, and Prepaid Cards whose accounts are active and in good standing:

BPI Credit Cards 

  • Blue Mastercard
  • Corporate Mastercard
  • Edge Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Platinum Rewards Mastercard

BPI Debit Cards

BPI Prepaid Cards*

  • BPI ePay Mastercard
*Must have available load

2. The Promo Period is from July 8, 2023 to September 24, 2023.

3. Redemption is until November 24, 2023.

4. To join the promo, cardholders must use a valid BPI Mastercard Credit, Debit, or Prepaid Card for a minimum Php 5,000 single receipt purchase at any participating branch of the SM Store.

5. Straight and installment transactions using a valid Mastercard card in-store and Personal Shopper transactions paid via card present are eligible for the promotion. Transactions paid via iPay88/email billing are excluded from the promo.

6. Cardholders whose accounts are suspended or terminated are not eligible to join the promotion.

 

Promotions mechanics and conditions

1. A minimum Php 5,000 single receipt purchase (straight or instalment transaction) at any branch of the SM Store nationwide gives the cardholder a chance to instantly win a brand-new laptop or SM Gift Pass.

2. There will be 100 winners of an ASUS laptop and 500 winners of Php 5,000 worth of SM Gift Pass nationwide.

3. Promo Period is from July 8 to September 24, 2023, while claiming of prizes will be from July 8 to November 24, 2023.

4. Upon completing the minimum single-receipt transaction of P5,000 using Mastercard, the SM transaction receipt will display and generate the following coupon indicating whether the customer wins an instant prize.

5. Winning and non-winning message.

  • For winning transaction for Laptop
    • Congratulations! You have won a Laptop in a Mastercard Promo at the SM Store. Proceed to the Customer Service Counter for details on how to claim your prize. Terms & conditions apply. See posters for details. Promo period:  July 8-September 24, 2023. Per DTI Fair Trade Permit No. FTEB - Series of 2023.
  • For winning transaction for SM Gift Pass
    • Congratulations! You have won P5,000 worth of SM Gift Pass in a Mastercard Promo at the SM Store. Proceed to the Customer Service Counter for details on how to claim your prize. Terms & conditions apply. See posters for details. Promo period:  July 8-September 24, 2023. Per DTI Fair Trade Permit No. FTEB - Series of 2023.
  • For non-winning transaction
    • Enjoy shopping at the SM Store using your Mastercard for a chance to win a Laptop or SM Gift Pass. See posters for details. Promo period:  July 8 - September 24, 2023. Per DTI Fair Trade Permit No. FTEB-   Series of 2023.

6. Prize is non-convertible to cash.

 

Claiming of prizes

a. For in-store transactions – winner (Cardholder) must present the following documents at the Customer Service Counter of the SM Store where the transaction was made. Branch Marketing Manager or Customer Service Manager must verify the winning transaction prior to awarding of prizes to the cardholder:

  • Original Winning Transaction Receipt
  • Original Winning charge slip
  • Original Winning Stub
  • Winning Credit Card (Mastercard)
  • Valid ID

b. For Personal Shopper transactions – SM Store branch rider/designated driver will release/deliver the prize to the winner.

c. The winner must surrender and sign the original winning stub.

d. The transaction receipt and winning charge slip should be marked/stamped “CLAIMED” upon release of Prize.

e. The cardholder can only claim his/her prize at the same branch of the SM Store where the transaction was made.

 

7. SM Store and Mastercard will not replace lost, or damaged prize caused by the winner (cardholder).

8. SM Store and Mastercard Philippines reserves the right to disclose and publish names, photos and other information of the winners in any mode or manner as they deem appropriate.

9. Employees of the SM Store, Mastercard, and its accredited advertising agencies and suppliers, and their family relatives up to 2nd degree of consanguinity or affinity are disqualified from participating in the promotion.

Program Mechanics: Special Installment Plan (S.I.P)

1. The Program is open to cardholders of participating BPI Credit Cards whose accounts are active and in in good standing.

BPI Credit Cards 

  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Blue Mastercard
  • Corporate Mastercard
  • Edge Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Platinum Rewards Mastercard
  • Visa Signature Card

2.  BPI Credit Cardholders are entitled to avail of Real 0% Special Installment Plan (SIP) Program. This allows Cardholders to avail of up to 3 months Real 0% SIP at Merchant.

3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

 

Terms and conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 5,000 or higher.

b. The terms may be available for select items only.

c. All installment transactions are subject to BPI Authorizations approval.

d. Cardholder can also choose to avail of the other SIP features:

Up to 100% BONUS MADNESS LIMIT for qualified BPI Credit Cardholders

Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

Buy Now Pay up to 3 months Later

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method

e.1. BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decides to terminate the SIP transaction prior to the 1st billing.

e.2. BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.

 

4. To qualify for the Program, the Cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at the Participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Customer support

The SM Store

For inquiries, call ‎(+632) 8811-0000.

 

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

 

Per DTI Fair Trade Permit No. FTEB-170449, Series of 2023

Related information

Real 0% SIP is now available online

Enjoy up to 36 months Real 0% SIP at select merchants nationwide with your BPI Credit Card.