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Real 0% installment on gadgets & more

Spread your payment with 0% interest into more manageable monthly repayments.

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Buy now, pay 90 days later

First monthly amortization will be posted up to 3 months later from date of purchase.

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Up to 100% Bonus Madness Limit

Qualified credit cardholders can enjoy a bonus installment credit limit of up to 100% of their regular credit line.

Promo mechanics

ie1. The Program is open to BPI Cardholders of participating BPI Cards in good standing. The participating BPI Cards are as follows:

Credit Cards

  • BPI Blue Mastercard / BPI Rewards Card
  • BPI Gold Mastercard / BPI Gold Rewards Card
  • Petron-BPI Mastercard / Petron BPI Card
  • BPI SkyMiles Mastercard
  • SkyMiles Platinum Mastercard
  • BPI Edge Mastercard / BPI Edge Card
  • BPI Corporate Mastercard / BPI Corporate Card
  • BPI Amore Cashback Card
  • BPI Amore Platinum Cashback Card
  • BPI Visa Signature Card/ BPI Signature Card
  • BPI Family Credit Card

2. BPI Credit Cardholders are entitled to the following installment program:

36 months real 0% installment is available for the following models:

  • iPhone Xs
  • iPhone Xs Max
  • iPhone 11
  • iPhone 11 Pro
  • iPhone 11 Pro Max
  • iPhone SE
  • MacBook Air 2020
  • MacBook Pro 2020
  • iMac
  • iMac Pro
  • MacBook Pro 16"
  • iPad Pro 2020

Other Apple products are available at up to 24 months real 0% installment.

3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and Conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000
b. The terms may be available for select items only.
c. All installment transactions are subject to BPI’s approval.
d. Cardholder can also choose to avail of the other SIP features:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Qualified Credit Cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

Buy now, pay up to 3 months later

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. Should the Credit Cardholder decide to terminate the SIP transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% interest on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

4. To qualify for the Program, the Cardholder must use his or her participating BPI Card to pay for his or her purchases at the participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Participating branches
LocationContact numbers
SM Megamall4/L Cyberzone, SM Megamall Bldg. B EDSA, Mandaluyong City
(+632) 633-7454; (+632) 633-7438; (+63) 917-512-9669
Regis Center, The Loop2/F Regis Center, 327 Katipunan Ave. Loyola Heights, Quezon City(+632) 433-2984; (+63) 917-594-9321
SM Mall of Asia2/F Entertainment Bldg., Seaside SM Mall of Asia, Pasay City(+632) 556-0791; (+632) 915-1948; (+63) 917-515-5389
North East Square47 Connecticut St., Northeast, Greenhills, San Juan(+632) 654-9486; (+632) 725-4762; (+63) 917-562-1751
SM SouthmallSM South Mall 3/L  Cyberzone, SM South Mall, Las Piñas City(+632) 833-9810; (+632) 833-9995
SM East OrtigasUniit 209A-209B, 2/F SM East Ortigas, Ortigas Ave. Extension, Sta. Lucia, Pasig City(+63) 917-823-4525
SM City MarikinaG/F Cyberzone SM Marikina, Calumpang, Marikina City(+632) 477-2056; (+63) 917-586-8383
SM City Fairview3/L Cyberzone, SM City Fairview, Novaliches, Quezon City(+632) 922-1017; (+63) 917-586-8725
SM Aura Premier3/L SM Aura Premier, Fort Bonifacio Global City, Taguig(+632) 553-5809; (+63) 917-874-2199
SM City Calamba2/F, Cyberzone, SM City Calamba, Manila S Road, Real, Calamba, Laguna(+632) 519-9195; (+63) 917-586-8568
The Annex at SM City North Edsa4/L The Annex Building, SM City North EDSA, Barangay Sto. Cristo, Quezon City, Philippines(+632) 441-1881/82; (+632) 441-1883; (+63) 917-515-5391
SM City LipaUnit 2118 2/F Cyberzone, SM City Lipa, J P Laurel Highway, Lipa City(+632) 734 6359; (+6343) 756 2134; (+63) 917-516-9532
Circuit Lane1/L Ayala Mall, Makati Circuit, Makati City(+632) 666-3210; (+63) 917-847-9428
SM City Sta. Rosa2/F Cyberzone, SM City Sta. Rosa, National Road, Tagapo Sta. Rosa City, Laguna(+632) 475-5890; (+6349) 508-4390; (+63) 917-586-8485
SM City Batangas2/L Cyberzone, SM City Batangas, Pastor Village, Pallocan Kanluran, Batangas City(+632) 697-2206; (+63) 917-844-7802
Vista Mall, Sta. RosaUnit 132 G/F Vista Mall, Sta Rosa National Highway, Tagaytay Road, Sto Domingo, Sta. Rosa City, Laguna(+632) 514-7993; (+6349) 544-9079; (+63) 917-812-5532
SM City Bacoor3/F Cyberzone, SM City Bacoor, Gen. Aguinaldo Highway Cor. Tirona, Brgy. Habay, Bacoor, Cavite(+6346) 402-0271; (+63) 917-586-8554
Glorietta 53/L Glorietta 5.,Ayala Center, Ayala Makati(+632) 750-2174; (+632) 750-2787; (+63) 917-531-9592
SM City Dasmariñas2/F Cyberzone, SM City Dasmariñas, Brgy. Sampaloc 1, Dasmariñas City(+6346) 416-6122; (+63) 917-810-5541
Cash & CarrySouth Super Highway Cor. Emilia St. near Sen. Gil Puyat Ave. Palanan, Makati City (+632) 623-4603; (+63) 917-879-5783
KCC Mall Zamboanga2/F KCC Mall de Zamboanga, Gov.Camins Rd, Zamboanga, 7000 Zamboanga Sibugay(+6362) 638-5537/ (+63) 917-650-7803
SM City BF Parañaque3/L Cyberzone, SM BF Parañaque(+632) 556 6675; (+632) 556 3670; (+63) 917-622-0468
De La Salle UniversityG/L Yuchengco Lobby, Taft Ave., Manila(+632) 255-5390; (+632) 254-7617; (+63) 917-586-8433
College of Saint Benilde, The Loop12/L School Benilde of Design Arts Campus, 950 Pablo Ocampo St. Malate, Manila(+63) 917-624-6731
The Loop, BoracayD'mall de Boracay, Malay, Aklan(+63) 917-835-1257
TriNomaLevel 3 TriNoma, Mindanao Wing, EDSA, Quezon City(+632) 901-3980/81; (+63) 917-515-2671
The Podium2/L 18 ADB Avenue, Ortigas, Center, Mandaluyong City(+632) 654-3399; (+63) 917-879-5807
Robinsons Magnolia3/L Al Fresco, Robinsons Magnolia, Aurora Blvd. cor. Dona Hemady, Quezon City(+632) 961-2766; (+632) 961-3269; (+63) 917-542-8634
SM City PampangaG/L Cyber zone SM City Pampanga, Brgy. San Jose, San Fernando, Pampanga(+632) 985-4686; (+6345) 455 3895; (+63) 917-586-8556
Greenbelt 32/L Greenbelt 3, Ayala Center.,Paseo de Roxas Avenue, Makati (+632) 729-7088; (+632) 501-3226; (+63) 917-580-6852
Harbor PointSpaces 2060-2061, 2/L Rizal Highway, Subic Bay Freeport Zone, Olongapo City (+632) 400-5320; (+6347) 251-0003; (+63) 917-586-8761
Festival Supermall2/L Greenbelt 3, Ayala Center., Paseo de Roxas Avenue, Makati
(+632) 729-7088; (+632) 501-3226; (+63) 916-614-2201
Power Plant MallR3/L, Power Plant Mall, Rockwell Center, Makati City(+632) 757-6687; (+632) 757-3858
SM Lanang Premier3/F Cyberzone, J P Laurel Ave., Davao City(+6382) 285-9554; (+63) 917-823-4605
Abreeza Mall2100A 2/L Abreeza Ayala Mall, J .P. Laurel Avenue, Davao City(+6382) 295-3624; (+63) 917-636-6282
Cebu Business ParkCreativo IT Center II Bldg., Unit G-2, G/F Mindanao Ave., Cebu Business Park, Cebu City(+6332) 266-7264; (+63) 917-622-0395
Customer support

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

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