Promotion highlights
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Real 0% Installment Program

Enjoy up to 24 months real 0% installment term.

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Buy now, pay up to 90 days later

First monthly amortization will be posted up to 3 months later from date of purchase.

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Up to 100% Bonus Madness Limit

Qualified credit cardholders can enjoy a bonus installment credit limit of up to 100% of their regular credit line.

Promotion mechanics

1. The program is open to BPI Cardholders of participating BPI Cards in good standing. The participating BPI Cards are as follows:

BPI Credit Cards

  • BPI Amore Cashback Card
  • BPI Amore Platinum Cashback Card
  • BPI Blue Mastercard / BPI Rewards Card
  • BPI Corporate Mastercard / BPI Corporate Card
  • BPI Edge Mastercard / BPI Edge Card
  • BPI Gold Mastercard / BPI Gold Rewards Card
  • Petron-BPI Mastercard / Petron BPI Card
  • BPI Visa Signature Card/ BPI Signature Card
  • BPI Family Credit Card

2. BPI Cardholders are entitled to avail of the Real 0% Installment Program. This allows cardholders to avail up to 24 months Real 0% installment at partner merchant.

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (S.I.P.):

Terms and conditions

a. The S.I.P. Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000.
b. The terms may vary per branch and may be available for select items only.
c. All installment transactions are subject to BPI’s approval.
d. Cardholder can also choose to avail of other S.I.P. features:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Qualified credit cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

Buy now, pay up to 3 months later

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. Should the Credit Cardholder decide to terminate the S.I.P. transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% interest on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

4. To qualify for the Program, the Cardholder must use his or her participating BPI Card to pay for his or her purchases at the participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Cards, reminders, and other provisions contained in card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.


Participating branches
BranchLocationContact Details
Alabang Town Center2/F Main Entrance (Alabang Zapote Entrance), Alabang Town Center Ayala Alabang, Muntinlupa City


(+632) 824-56334 or (+63) 916-998-9098


Ayala Malls Circuit2/F (in front of World Balance) Ayala Malls Circuit, Hippodromo St. corner A.P. Reyes Avenue, Brgy. Carmona, Makati City


(+632) 772-90680 or (+63) 916-528-3263


Ayala Malls Manila Bay4/F Podium Parking (near True Value and Republic Furniture), Diosdado Macapagal Blvd, cor Aseana Ave, Parañaque City,


(+632) 762-42814 or (+63) 917-190-7165


Ayala Malls the 30th2/F (near Fully Booked) Unit 2063A Ayala Malls the 30th, Ugong, Pasig City


(+632) 762-17677 or (+63) 906-374-9218


Catalan EcomUnit C2 Buhangin Grand Complex, Buhangin Davao City. Near Orange Grove Hotel and Davao Jones. (Bldg. entrance is right beside Sheila Magpale)


(+63) 927-616-2163


Eastwood MallG/F (beside Lacoste Boutique) Eastwood Mall, Bagumbayan, Quezon City,


(+632) 775-45848


Evia Lifestyle Center2/L (in front of All Sport) Evia Lifestyle Center, Daang Hari Rd., Almanza Doz, Las Piñas City


(+632) 790-13427 or (+63) 995-026-9876


Glorietta 3G/F Glorietta 3, Ayala Center, San Lorenzo, Makati City


(+632) 721-76255


Greenbelt 1G/F (near Rustan’s Supermarket) Greenbelt 1, Legazpi Street, Makati City


(+632) 893-86705 or (+63) 927-831-3948


Lucky Chinatown Mall2/F (near SM Prestige) Lucky Chinatown Mall, Reina Regente, St. Binondo, Manila


(+632) 7960 3328, (+632) 8788 9926, or (+63) 926-064-7820


Promenade 3G/F Greenhills Promenade, Greenhills Shopping Center, Greenhills, San Juan City


(+632) 796-03327


Resorts World Manila3/L Newport Mall, Pasay City (in front of Penguin)


(+632) 846-31560 or (+63) 945-583-7756


Robinsons Galleria3/L New Veranda, Robinson’s Galleria, EDSA corner Ortigas Ave, Ortigas Center, Quezon City


(+632) 779-82475 or (+63) 956-788-0377


Robinsons Place ManilaG/F Adriatico wing (in front of Cabalen) Robinson’s Place Ermita, Pedro Gil St., Ermita, Manila


(+632) 840-15567 or (+63) 917-800-1957


Shangri-la Plaza6/F East Wing, Shangri-la Plaza Mall, Edsa corner, Shaw Boulevard, Ortigas Center, Mandaluyong City


(+632) 774-49765, (+632) 873-46775, or (+63) 928-498-6432


SM BF2/L (beside Body Shop and at the 3/L near Ace Hardware) SM BF, Dr. Arcadio Santos Ave., Parañaque City


(+632) 882-66437, (+632) 857-96135


SM City Bacoor2/F SM City Bacoor, Gen. Aguinaldo Highway corner Tirona Highway, 4102 Bacoor, Cavite


(+6346) 477-3916


SM City Olongapo Central3/F 336A-337A SM City Olongapo Central Rizal Ave., East Tapinac, Olongapo City


(+6347) 913-1166, (+632) 750-68780, or (+63) 917-174-7054


SM Clark2/F Wellness Zone Area, Manuel A. Roxas Highway Barangay Malabanias, Clark Freeport, Angeles, Pampanga


(+6345) 304-7501


SM FairviewSM Fairview, Upper Ground Level, Parkway Building, Quezon City (beside David’s Salon)


(+632) 825-68518


SM MegamallBldg. A 5/L, Doña Julia Vargas, Brgy. Wack Wack, Mandaluyong city


(+632) 824-73569 or (+63) 997-591-4802


SM North The Block3/F (beside Human Nature) The Block, SM North EDSA, Quezon City


(+632) 842-07668 or (+63) 917-174-7054


SM Seaside Cebu2/F Unit 2189, South Rd. Properties, Cebu City


(+6332) 260-6309


Solenad 32/F Cinema Building, Solenad 3, Sta. Rosa – Tagaytay Rd., Nuvali Boulevard, Sta. Rosa, Laguna


(+6349) 545-2027 or (+63) 926-055-1484


Southwoods2/F Southwoods Mall, Southwoods Ave, Biñan, Laguna


(+6349) 513-2508 or (+63) 905-238-8747


TriNoma2/F TriNoma Mall (beside Taco Bell) North Ave., Quezon City


(+632) 840-19338 or (+63) 967-221-2381


UP Town Center2/F (in front of Pepper Lunch) UP Town Center, Katipunan Ave., Diliman, Quezon City


(+632) 878-89923 or (+63) 967-311-4314


Venice Grand Canal2/F (beside Core Pacific) Venice Grand Canal Mall, Upper McKinley Rd., Taguig


(+632) 794-67484 or (+63) 997-068-7323


Vertis North Ayala Mall2/L (near Power Mac Center), Vertis North, Mindanao Ave., Quezon City


(+632) 794-06403 or (+63) 917-627-0057


Customer support

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

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