Promo highlights
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Real 0% SIP

Enjoy 3 months Real 0% SIP with your BPI Credit Card.

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Bonus Madness Limit

Up to 100% additional credit limit on your installment purchases for qualified credit cardholders.

Program Mechanics: Special Installment Plan (SIP)

1. The program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.

BPI Credit Cards

  • BPI Amore Cashback Card
  • BPI Amore Platinum Cashback Card  
  • BPI Corporate Card
  • BPI Edge Card 
  • BPI Gold Rewards Card   
  • BPI Platinum Rewards Card   
  • BPI Rewards Card   
  • BPI Signature Card 
  • Petron BPI Card 

2. BPI Credit cardholders are entitled to avail of Real 0% Special Installment Plan (SIP) Program. This allows cardholders to avail up to 24 months Real 0% SIP at Merchant.

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 20, 000.

b. The terms may be available for select flights only. 

c. All installment transactions are subject to BPI's approval. 

d. Cardholder can also choose to avail of the other SIP features:

  • Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders
    • Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method 

  • BPI will charge an early termination fee of Php 550 + 2% on the principal amount should the cardholder decides to terminate the SIP transaction prior to the 1st billing. 
  • BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.

4. To qualify for the Program, the cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at the Participating Merchant. 

5. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. However, if the dispute involves the participating Merchant and its performance and/or delivery of products to customer, subject to the General Provisions set out above, the decision of the Bank and Merchant with the concurrence of DTI shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law. 

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Participating branches

Ticket Office

Address

Bacolod Ticket Office

PNB Main Building, Lacson St., Bacolod City

Butuan Ticket Office

Butuan Airport, Bangcasi, Agusan del Norte Butuan

Caticlan Ticket Office

Godofredo P. Ramos Airport Barangay Caticlan, Malay Aklan

Cagayan De Oro Ticket Office

Ground Level, East Annex Building Limketkai Mall, Limketkai Center Lapasan, Cagayan de Oro City

Cubao Ticket Office

G/F Ali Mall Complex Times Square Street, Araneta Center Cubao, Quezon City

Daraga Ticket Office

Bicol International Airport, Daraga, Albay

Davao Airport Ticket Office

Davao International Airport, Buhangin, Davao City, 8000

Davao Matina Ticket Office

Sazon Building, Km 3, MacArthur Highway, Barangay Matina, Davao City

Filinvest Ticket Office

Westgate Center Commerce Ave. cor Filnvest Ave. Filinvest Corporate Center Alabang, Muntinlupa

Gorordo Ticket Office

QC Pavilion, Gorordo Avenue, Cebu City.

Iloilo Ticket Office

Ground Floor, Plazuela Dos, West Diversion Road, BS Aquino Drive, Mandurriao, Iloilo City

Laoag Ticket Office

Laoag International Airport Barangay Gabu, Laoag City

Legazpi Ticket Office

Legazpi Airport Terminal Barangay Cruzada, Legazpi city 4500

Makati Ticket Office

G/F PNB Makati Center 6754 Ayala Avenue cor Legazpi St. Makati City

Mactan Ticket Office

Terminal 1, Pre-Terminal Building Mactan Cebu International Airport Lapu-Lapu City Cebu

NAIA 1 Ticket Office

West Pre-Departure Level, Entrance 1, Naia Terminal 1 , Pasay City

NAIA 2 Ticket Office

Rotonda Bldg, Departure Level NAIA Centennial Terminal 2, MIA Road, Pasay City

NAIA 3 Ticket Office

3rd Level, Near Gate 1 Departure Area NAIA Terminal 3 Brgy 183 Villamor, Pasay City 1300

Ortigas Ave. Ticket Office

G/F Eton Cyberpod Corinthian Ortigas Avenue cor EDSA, Quezon City

Padre Faura Ticket Office

G/F, 8 Adriatico Building, Padre Faura St. corner J.Bocobo St., Ermita, Manila

PNB Ticket Office

G/F PNB Financial Center Diosdado Macapagal Ave. CCP Complex, Pasay City

Puerto Princesa Ticket Office

Puerto Princesa International Airport, San Miguel, Puerto Princesa City

Quezon Ave. Ticket Office

G/F Eton Centris Cyberpod One Bldg. EDSA cor Quezon Ave., QC Metro Manila

Roxas Ticket Office

Roxas Airport, Arnaldo Blvd. Roxas City, Capiz

Tacloban Ticket Office

Daniel Romualdez Airport Cataisan Point Barangay San Jose Leyte

Customer support

Philippine Airlines

For inquiries, you may call (+632) 8855-8888, (+63) 919-056-2255.

 

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

 

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